Hope you are doing fine.

My name is H K Srivastava, and I am a retired professional of 61 years old.

Could you please suggest:

1. A good debt fund for time horizon of 3-4 years (maximum 5 years) with maximum returns

2. Good liquid funds for time horizon of a maximum of two years with maximum returns.

Ans: With an AEEE rank of 9310, securing admission to the Electronics and Communication Engineering (ECE) branch at Amrita Coimbatore campus is unlikely, as the cutoff ranks for ECE there typically fall within a much higher percentile range, often requiring ranks well below 5000. The Coimbatore campus is the most competitive among Amrita campuses, demanding higher ranks for popular branches like ECE. On the other hand, the Amritapuri campus has historically had more relaxed cutoffs for ECE, with closing ranks extending beyond 9000, making admission there more feasible. The Bengaluru campus cutoffs for ECE usually lie between Coimbatore and Amritapuri, so with a rank around 9310, admission is possible but not guaranteed and depends on seat availability during counseling. Overall, Amritapuri offers the best chance for ECE admission with this rank, while Coimbatore is highly unlikely and Bengaluru is borderline. Please note, I do not think Amrita follows Home State Policy like NITs. All the best for your admission and a bright future!

Follow RediffGURUS to Know more on 'Careers | Health | Money | Relationships'.

Ans: Manikandan, your question is slightly in-depth. Choosing among VIT Vellore, BMSCE, Amrita Coimbatore, and MSRIT for Civil Engineering with L&T opportunities requires direct engagement with the colleges. Inquire about L&T partnerships, Civil Engineering-specific placement data, alumni experiences, and curriculum details. Without specific data, it’s hard to favor one over the other definitively. Gathering detailed information will enable an informed decision based on program specifics and career prospects with L&T. Either thoroughly research each college website for your doubts and/or personally visit each campus to know about it in detail. All the best for your admission and a bright future!

Follow RediffGURUS to Know more on 'Careers | Health | Money | Relationships'.

Ans: Your daughter, with a TS EAMCET rank of 4290 and intermediate education in Hyderabad, most likely qualifies as a local candidate for Telangana admissions. This rank opens opportunities in top engineering colleges in Telangana, especially in Hyderabad. Recommended colleges include JNTUH College of Engineering, Osmania University College of Engineering, Chaitanya Bharathi Institute of Technology (CBIT), Vasavi College of Engineering, MVSR Engineering College, and Gokaraju Rangaraju Institute of Engineering and Technology. These institutions are well-regarded for their academics and placements.

Among these, JNTUH and Osmania University are premier government colleges with strong faculty and infrastructure. CBIT and Vasavi are reputed private colleges with good placement records. Your daughter should check branch-wise cutoffs during counseling to select the best fit. Based on her education in Hyderabad for the last two years, your daughter most likely qualifies as a local candidate for TS-EAMCET. Hope, you would have got her Aadhar Card transferred to her Hyderabad address from Bengaluru. All the best for your daughter's admission and a bright future!

Follow RediffGURUS to Know more on 'Careers | Health | Money | Relationships'.

Ans: Lata, VIT Chennai’s Mechatronics and Automation offers a comprehensive interdisciplinary curriculum with decent teaching quality and moderate placement rates. The branch is suitable for students passionate about robotics, automation, and mechanical-electrical systems. While top recruiters visit, average placements and packages are lower than core branches like CSE or ECE. Infrastructure improvements are needed, and campus life has some restrictions. If your interest aligns strongly with mechatronics and automation, this program provides a good foundation and industry exposure through internships. However, if placement prospects and higher salary packages are your priority, consider branches like CSE or ECE instead. Ultimately, choose this branch if you are motivated by the subject area and willing to put in extra effort to maximize career opportunities. Please note, irrespective of branches, continuous learning & upgrading skills are mandatory. All the best for your admission and a bright future!

Follow RediffGURUS to Know more on 'Careers | Health | Money | Relationships'.

Ans: You have not mentioned above his performance in JEE-Advanced & Expected Score. Drop is not very advisable. Anyway, here is, How to Predict Your Son's Chances of Admission into NIT or IIIT or GFTI After JEE Main/Advanced Results – A Step-by-Step Guide

Providing precise admission chances for each student can be challenging. Here’s a simple yet effective 9-step method using JoSAA’s past-year opening and closing ranks. This approach gives you a fair estimate (though not 100% exact) of your admission chances based on the previous year’s data.

Step-by-Step Guide to Check Your Admission Chances Using JoSAA Data
Step 1: Collect Your Key Details
Before starting, note down the following details:

Your JEE Main percentile
Your category (General-Open, SC, ST, OBC-NCL, EWS, PwD categories)
Preferred institute types (NIT, IIIT, GFTI)
Preferred locations (or if you're open to any location in India)
List of at least 3 preferred academic programs (branches) as backups (instead of relying on just one option)
Step 2: Access JoSAA’s Official Opening & Closing Ranks
Go to Google and type: JoSAA Opening & Closing Ranks 2024
Click on the first search result (official JoSAA website).
You will land directly on JoSAA’s portal, where you can enter your details to check past-year cutoffs.
Step 3: Select the Round Number
JoSAA conducts five rounds of counseling.
For a safer estimate, choose Round 4, as most admissions are settled by this round.
Step 4: Choose the Institute Type
Select NIT, IIIT, or GFTI, depending on your preference.
If you are open to all types of institutes, check them one by one instead of selecting all at once.
Step 5: Select the Institute Name (Based on Location)
It is recommended to check institutes one by one, based on your preferred locations.
Avoid selecting ‘ALL’ at once, as it may create confusion.
Step 6: Select Your Preferred Academic Program (Branch)
Enter the branches you are interested in, one at a time, in your preferred order.
Step 7: Submit and Analyze Results
After selecting the relevant details, click the ‘SUBMIT’ button.
The system will display Opening & Closing Ranks of the selected institute and branch for different categories.
Step 8: Note Down the Opening & Closing Ranks
Maintain a notebook or diary to record the Opening & Closing Ranks for each institute and branch you are interested in.
This will serve as a quick reference during JoSAA counseling.
Step 9: Adjust Your Expectations on a Safer Side
Since Opening & Closing Ranks fluctuate slightly each year, always adjust the numbers for safety.
Example Calculation:
If the Opening & Closing Ranks for NIT Delhi | Mechanical Engineering | OPEN Category show 8622 & 26186 (for Home State), consider adjusting them to 8300 & 23000 (on a safer side).
If the Female Category rank is 34334 & 36212, adjust it to 31000 & 33000.
Follow this approach for Other State candidates and different categories.
Pro Tip: Adjust your expected rank slightly lower than the previous year's cutoffs for realistic expectations during JoSAA counseling.

Can This Method Be Used for JEE April & JEE Advanced?
Yes! You can repeat the same steps after your April JEE Main results to refine your admission possibilities.
You can also follow a similar process for JEE Advanced cutoffs when applying for IITs.

Have some other options also as back-ups instead of relying only on JEE/JoSAA.

Want to Learn More About JoSAA Counseling?
If you want detailed insights on JoSAA counseling, engineering entrance exams, preparation strategies, and engineering career options, check out EduJob360’s 180+ YouTube videos on this topic!

Hope this guide helps! All the best for your son's admission and a bright future!

Follow RediffGURUS to Know more on 'Careers | Health | Money | Relationships'.

Ans: Sajini Madam, Focus on securing a seat at CET Thiruvananthapuram if possible, especially for ECE or Chemical Engineering. If not, consider Government Engineering College Thrissur, TKM Kollam, and Rajiv Gandhi Institute of Technology. Keep options flexible during counseling and prioritize based on branch preference and college reputation. All the best for your son's admission and a bright future!

Follow RediffGURUS to Know more on 'Careers | Health | Money | Relationships'.

Ans: Roopesh Sir, If your son scores well in BITSAT (above 304), BITS Pilani ECE is an excellent option. Otherwise, securing ECE at NIT Suratkal or IIIT Hyderabad through JEE Main rank is a safer and equally prestigious choice. My suggestion: Prefer NIT-S-ECE, followed by IIIT-H. Have BITS as your last option. All the best for your son's admission and a bright future!

Follow RediffGURUS to Know more on 'Careers | Health | Money | Relationships'.

Ans: Vishal Sir, Your son’s VITEEE rank of 81,905 places him beyond the typical cutoff for CSE and ECE at VIT Vellore and Chennai campuses, where CSE closing ranks are usually below 15,000 and ECE below 20,000 for general categories. However, with this rank, admission to VIT-AP or VIT Bhopal campuses for CSE or ECE is possible, often in higher fee categories (Category 3 or above). These campuses have more relaxed cutoffs, sometimes extending up to ranks around 90,000 for these branches.

Regarding specializations in CSE (like AI & ML, Data Science, Blockchain, IoT), cutoffs are similar or slightly higher, so admission at VIT-AP or Bhopal remains feasible. Your son’s 83% CBSE board score meets eligibility criteria comfortably.

Since you are awaiting SNU Chennai results, keep it as an option. SNU offers good programs but has its own admission criteria. All the best for your son's admission and a bright future!

Follow RediffGURUS to Know more on 'Careers | Health | Money | Relationships'.

Ans: Based on your performance in JEE/VITEEE/MET, getting a good score in BITS, preferably above 290 will be challenging. Have you checked your COMEDK score from its answer key? If yes, calculate the expected AIR of COMKED. Have COMEDK as your 1st preference if you get admission into any one of the top 5-10 colleges of Karnataka (RVCE, BMSCE, MSRIT, DSCE, UVCE, BIT etc.). Please note, With an 89 percentile in JEE Main (likely rank around 1,50,000+), admission to top NITs or IIITs for competitive branches like CSE or Electrical is unlikely. However, you may get seats in newer or lower-tier NITs such as NIT Arunachal Pradesh, NIT Puducherry, or NIT Meghalaya, and some Government Funded Technical Institutes (GFTIs). Waiting for COMEDK results is wise, as it opens more private college options in Karnataka. You can also consider state-level exams like MHTCET or participate in CSAB counseling for additional seats in NITs and IIITs. All the best for your admission and a bright future!

Follow RediffGURUS to Know more on 'Careers | Health | Money | Relationships'.