Home > Money > Question
Need Expert Advice?Our Gurus Can Help
Samraat

Samraat Jadhav  |2104 Answers  |Ask -

Stock Market Expert - Answered on Mar 24, 2024

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more
Prateek Question by Prateek on Mar 24, 2024Hindi
Listen
Money

Hello Samrat, I am 33 years old and want to start investing in stocks but truthfully speaking , I have zero knowledge. Got recommendation to invest in BEES stock and they are less risky but I wanted to know how can I start this journey of investment in stock market. I am a salaried person , so can't give much time each day to look like stock market , so can you please help me with this.

Ans: ETF’s Bees are the best for you and you can do this through a monthly SIP mode, but equal sum every month and keep building your portfolio. This can be purchased from your brokers app.
Asked on - Mar 24, 2024 | Answered on Mar 24, 2024
Listen
Thanks Samrat. I only know about NiftyBees, ItBees, BankBees. Can you suggest some more.
Ans: Sr. No. Name of the ETF
Inception
Date AUM (Rs crore)
Volume (Rs crore)
1
Nippon India ETF Nifty BeES
28-Dec-01
5946
351.14
2
SBI ETF Nifty 50
22-Jul-15
123115
139.97
3
ICICI Prudential Nifty ETF
20-Mar-13
3157
30.50
4
Kotak Nifty ETF
2-Feb-10
1560
6.54
5
HDFC NIFTY 50 ETF
9-Dec-15
1265
4.21
6
Mirae Asset Nifty 50 ETF
19-Nov-18
713
3.33
7
UTI Nifty ETF
1-Sep-15
32273
2.63
8
Axis Nifty ETF
3-Jul-17
116
1.01
9
Quantum Nifty 50 ETF - Growth
10-Jul-08
14
0.40
10
Motilal Oswal M50 ETF
28-Jul-10
29
0.25
11
Aditya Birla Sun Life Nifty ETF
21-Jul-11
537
0.20
12
LIC MF ETF - Nifty 50
20-Nov-15
639
0.14
13
DSP Nifty 50 ETF
23-Dec-21
22
0.12
14
Tata Nifty Exchange Traded Fund
3-Jan-19
433
0.11
15
IDFC Nifty ETF
7-Oct-16
16
0.10
16
Indiabulls Nifty50 ETF
30-Apr-19
17
0.05
17
Invesco India Nifty ETF
13-Jun-11
62
0.04
Source: NSE; AUM as of Jan 31, 2022; volume for Feb 24, 2022
Asked on - Mar 24, 2024 | Answered on Mar 24, 2024
Listen
Thank you so much Samraat ,will definitely look into them and start my investment. Any pointers for a newbie like me before starting my investment in stocks ?
Ans: Start small and stay disciplined, every small drop will crate a huge impact of compounding. Stay away from noise
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
Money

You may like to see similar questions and answers below

Latest Questions
Ramalingam

Ramalingam Kalirajan  |7209 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Dec 05, 2024

Asked by Anonymous - Dec 05, 2024Hindi
Money
My question about how to approach life and money, I am 53 male, Worked in early thirties after that nothing to do for earning.Actually I have sufficient property and monthly expenses without any problem.I have 3cr 2 houses each ,12 acre of land from where I am getting sufficient income.I am the only owner of properties no siblings.A have about 50 lakhs in shares and mutual funds now , earlier I bought one house from stocks and mutual fund redemption around 20 lakhs now it's value is now 3 cr.My wife is working in Govt earning 90 thousands per month.I am very fond of investing and mutual funds, I want to help people in their investment journey through mutual funds.Can you tell me how to start this because I wants to connect people for their investment requirement.How to tell people about myself because everyone is running for money in this world but I am not but still wants people to invests.Sometimes I feel depressed sometimes not.I have 2 children daughter 23 doing BDS and son is in class 12 PCM.For me their education is important.I already have proper funds for their educational needs and normal marriage.I don't want my land property become burden for my children, it may be possible I may liquidate some of it.I have no health issue like BP sugar heart, regularly invested in body also by exercising.I don't know whether you understand my query ,seems I am a confused lucky person.
Ans: Your query reflects a unique position: you are financially secure, have no immediate monetary pressure, and have a genuine desire to help others. Here’s a structured approach to navigate your thoughts, align your purpose, and utilize your resources effectively:

1. Self-Reflection and Emotional Well-Being
Acknowledge Your Position: Feeling "confused but lucky" is natural for someone in your shoes. You’ve done exceptionally well, but now it’s about finding meaning beyond wealth.
Define Your Purpose: Reflect on why you want to help others with investments. Is it to share your knowledge, build relationships, or leave a legacy? A clear purpose will guide your efforts.
Engage with Mentors or Communities: Join communities of like-minded individuals passionate about personal finance. This will give you clarity and help channel your energy positively.

Helping People with Investments
Become a Trainer for Investors
Share your wealth of knowledge and personal experience by training others. Conduct workshops, webinars, or small group sessions to educate individuals about investments, mutual funds, and wealth-building strategies.
Partner with local organizations, schools, or community centers to organize financial literacy programs, empowering others with practical knowledge.
Build Credibility as a Social Media Influencer
Start a blog, YouTube channel, or social media page to share practical investment guidance. Leverage your personal success stories, such as how your investments enabled you to achieve significant milestones like buying a house or building wealth.
Use engaging and relatable content, including videos, infographics, and step-by-step guides on financial discipline, mutual funds, and long-term investing.
Share lessons learned from your journey, highlighting the importance of patience and strategic planning in investment success.
Engage with the Community
Offer free introductory sessions on investment basics to build trust and reach a wider audience.
Position yourself as an advocate for financial literacy, helping people understand the importance of long-term financial planning.
By focusing on training and becoming a trusted voice in financial education, you can inspire and guide others to achieve their financial goals without the need to sell or distribute financial products.

3. Planning for Your Children
Liquidating Land Thoughtfully:
If you believe the land may become a burden, consider liquidating part of it gradually. Invest proceeds in diversified, low-maintenance assets (like index funds, balanced funds, or income-generating instruments) for your children’s future.
Education and Independence:
With their education well-funded, encourage them to explore careers and passions aligned with their interests rather than burdening them with managing family assets.
4. Personal Development
Stay Physically and Mentally Active:
Your fitness focus is commendable. Complement it with mindfulness practices like yoga or meditation to address occasional feelings of depression.
Pursue Interests:
Engage in hobbies, volunteering, or activities outside finance. This will provide balance and joy.
5. Long-Term Vision for Wealth
Simplify Your Estate:
Work with an estate planner to create a will or trust that outlines how your wealth should be distributed. If you wish to donate or help others, identify organizations or causes now.
Educate Your Children:
Teach them about financial independence and stewardship of wealth to ensure your legacy doesn’t become a source of stress.
6. Combatting Depression:
Stay Connected: Spend quality time with your family and engage socially. Helping others genuinely can alleviate feelings of emptiness.
Seek Professional Support: If occasional depression persists, consult a counselor or therapist to navigate your emotions effectively.
Your desire to help others while living a secure and fulfilling life is inspiring. You’re in an enviable position to create a meaningful legacy for yourself and others.

Next Steps:

Start researching about training topics.
Begin sharing your investment journey informally through social media or blogs.
Seek professional help to plan the estate and ensure your children’s financial and emotional well-being.
You have the resources, experience, and goodwill to make a difference. Channel these into meaningful action.

Best Regards,
K. Ramalingam, MBA, CFP
Chief Financial Planner
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

...Read more

Chocko

Chocko Valliappa  |475 Answers  |Ask -

Tech Entrepreneur, Educationist - Answered on Dec 05, 2024

Ravi

Ravi Mittal  |455 Answers  |Ask -

Dating, Relationships Expert - Answered on Dec 05, 2024

Asked by Anonymous - Dec 05, 2024
Relationship
My Girlfriend says that I am very "Clingy". This is my First Relationship & I Love her with all my Heart. I shower a lot of Affection on her, all the time. But, I am also somewhat Insecure, perhaps, due to Childhood Trauma from Emotionally Unavailable & Abusive Parents. Sometimes, even I feel that I am being Overly Attached & Emotionally Dependent upon her. Initially, she used to like the way, I Loved her, intensely, but of late, she seems to be getting Suffocated & gradually distancing herself from me. Please guide me, how to work on & improve myself ? At any cost, I don't want to lose her & would like to maintain a Healthy Relationship with her. Please guide me on how to proceed further.
Ans: Dear Anonymous,
First of all, it is great that you took her feedback so positively and are trying to make constructive changes. It is not easy to admit flaws and work on them. Now, I would suggest starting off by putting your attention a little more on yourself than your partner. Focus on being independent; just because two people are dating does not mean they have to be constantly co-dependent. Pursue new hobbies, connect with friends, explore new things alone and some time together, and in general, give more time to personal growth.

Everyone has different love languages and life events can shape the way we give and receive love. For you, being too attentive and attached can be a byproduct of the childhood trauma you mentioned. Similarly, your partner's way of receiving love can be different. The best way to understand each other's love language is to communicate clearly. Listen to her without getting defensive. I would hope she can do the same for you. I am sure a few open conversations can bring you both to that sweet spot where you both are comfortable with each other's style of showing love.

I would also suggest therapy to address the insecurity and unresolved issues from your past. It can do wonders for your emotional health. Also, remember that a healthy relationship needs some room to grow. Allow yours the space.

Best Wishes.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x