Home > Money > Question
Need Expert Advice?Our Gurus Can Help
Ramalingam

Ramalingam Kalirajan  |9758 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 08, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more
Asked by Anonymous - Apr 14, 2024Hindi
Listen
Money

Hello Nikunj Sir, I am 46 years old govt salaried person and I looking to build a corpus of around 30 lacs. Pls guide or suggest me best funds.

Ans: Building a corpus of 30 lakhs is a feasible goal with disciplined investing over time. Considering your age and risk tolerance, here are some recommendations for mutual funds:
1. Large Cap Funds: These funds invest predominantly in large-cap stocks, offering stability and steady growth potential over the long term. They are suitable for conservative investors looking for lower risk exposure.
2. Balanced Funds: Also known as hybrid funds, these invest in a mix of equity and debt instruments, providing a balance between growth and stability. They can be suitable for investors seeking moderate risk exposure with the potential for capital appreciation.
3. Multi-Cap Funds: These funds invest across market capitalizations, including large-cap, mid-cap, and small-cap stocks. They offer diversification and the flexibility to adapt to changing market conditions, making them suitable for investors with a moderate risk appetite.
4. Debt Funds: These funds invest in fixed-income securities such as government bonds, corporate bonds, and money market instruments. They provide stability and regular income, making them suitable for conservative investors or those with a shorter time horizon.
Benefits of Actively Managed Funds:
1. Expertise of Fund Managers: Actively managed funds are overseen by experienced fund managers who analyze market trends, economic indicators, and company fundamentals to make informed investment decisions. Their expertise can potentially result in outperformance compared to passive index funds.
2. Flexibility and Customization: Actively managed funds have the flexibility to adapt to changing market conditions and capitalize on emerging opportunities. Fund managers can adjust portfolio allocations, sector exposure, and stock selection based on their market outlook and investment objectives.
3. Potential for Outperformance: Actively managed funds aim to generate alpha, or excess returns, by actively selecting securities that they believe will outperform the market. Through diligent research and analysis, fund managers seek to identify undervalued assets and capitalize on market inefficiencies to achieve superior returns for investors.
By considering these factors and consulting with a certified financial planner, you can build a well-diversified investment portfolio tailored to your financial goals and risk tolerance.

Best Regards,
K. Ramalingam, MBA, CFP,
Certified Financial Planner
www.holisticinvestment.in
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
Money

You may like to see similar questions and answers below

Ramalingam

Ramalingam Kalirajan  |9758 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 27, 2024

Asked by Anonymous - Apr 26, 2024Hindi
Listen
Money
Hello Sir, I am looking forward to create a corpus of Rs. 1.5 crores in span of 7 years. What will be your suggestion. I have few SIPs less than Rs. 5,000 and very small FDs. There are FDs around Rs. 1 lakhs. How do I build up the corpus?
Ans: Building a corpus of 1.5 crores in 7 years is an ambitious goal, but with careful planning and disciplined investing, it's achievable. Since you already have some SIPs and small FDs in place, you're on the right track. Here's a suggested approach to help you reach your target:

Review and Optimize SIPs: Evaluate your existing SIPs and consider increasing the contribution amounts if possible. Ensure that your SIPs are invested in diversified mutual funds that align with your risk profile and investment goals. Regularly monitor their performance and make adjustments as needed.
Increase Savings: Look for opportunities to increase your savings rate by cutting down on non-essential expenses and redirecting those funds towards your investment goals. Consider setting up systematic investment plans for larger amounts to accelerate wealth accumulation.
Explore High-Yield Investments: Since your FDs are relatively small, consider exploring higher-yield investment options such as equity mutual funds, which have the potential to generate higher returns over the long term. However, be mindful of the associated risks and ensure your investment strategy aligns with your risk tolerance.
Diversify Your Portfolio: Don't put all your eggs in one basket. Diversify your investment portfolio across different asset classes like equity, debt, and possibly real estate or gold, depending on your risk appetite and investment horizon. This can help mitigate risk and optimize returns.
Seek Professional Advice: Consider consulting with a Certified Financial Planner to tailor a comprehensive financial plan that aligns with your goals and risk tolerance. They can provide personalized guidance, recommend suitable investment strategies, and help you stay on track towards achieving your target corpus.
Remember, achieving financial goals requires discipline, patience, and a long-term perspective. Stay focused on your objectives, regularly review your progress, and make adjustments as necessary to stay on course towards building your desired corpus.

..Read more

Ramalingam

Ramalingam Kalirajan  |9758 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Aug 21, 2024

Asked by Anonymous - Jun 10, 2024Hindi
Money
I have ?5 lacs to be invested from which I want to make a corpus of around ?20 lacs in five to ten years from now. Please advise me.
Ans: Assessing Your Investment Goal
You have Rs 5 lakhs to invest, with the aim of growing this amount to Rs 20 lakhs in the next five to ten years. This is a reasonable and achievable goal, but it requires a well-thought-out strategy. Your investment decisions should align with your risk tolerance, time horizon, and financial goals.

Time Horizon and Risk Assessment
The time horizon you’ve mentioned, five to ten years, is flexible. This flexibility allows you to choose between moderate and aggressive investment strategies. Let’s assess the risk associated with both scenarios:

Five-Year Time Horizon: This shorter time frame requires a more aggressive approach to achieve the target. However, it also involves higher risk. Market fluctuations can have a significant impact over a shorter period.

Ten-Year Time Horizon: With a longer time frame, you can afford a balanced or slightly aggressive approach. This allows your investment to grow steadily with lower risk exposure.

Given your goal and the amount of Rs 5 lakhs, it’s important to balance risk and potential returns.

Importance of Asset Allocation
To reach your Rs 20 lakhs target, a proper asset allocation strategy is crucial. Diversification across different asset classes will help in managing risk while aiming for higher returns.

Equity Investments:
Equity investments are essential for growth, especially with your goal in mind. They have the potential to generate substantial returns over the medium to long term. However, they come with higher risk, particularly in the short term. Given your flexible time horizon, equity should play a significant role in your portfolio.

Debt Investments:
Debt funds provide stability to your portfolio. They generate steady returns with lower risk compared to equities. Including debt investments will help cushion your portfolio during market downturns. Over ten years, debt investments can provide consistent income, helping to stabilize your portfolio.

Hybrid Funds:
Hybrid funds offer a mix of equity and debt, providing a balance between growth and stability. They are suitable if you want exposure to equities but with reduced risk. Hybrid funds can be a good option if you prefer a balanced approach without going fully into equities.

The Case for Actively Managed Funds
You might consider index funds, but they come with certain disadvantages.

Disadvantages of Index Funds:
Index funds track the market and do not outperform it. They lack flexibility in changing market conditions. If the market declines, your investment will follow the trend, with no opportunity to mitigate losses. Index funds are passive, meaning they don't take advantage of market opportunities.

Advantages of Actively Managed Funds:
Actively managed funds are run by experienced fund managers. These managers make strategic decisions based on market conditions. Actively managed funds have the potential to outperform the market. They also offer better risk management, as fund managers can adjust the portfolio during market volatility. Given your goal, actively managed funds can help you achieve higher returns while managing risk effectively.

Recommendation:
Consider allocating a significant portion of your Rs 5 lakhs to actively managed equity funds. This will provide the growth potential needed to achieve your Rs 20 lakhs target. A smaller portion can be allocated to debt or hybrid funds for stability.

SIP vs. Lumpsum Investment
You have Rs 5 lakhs to invest, and the decision between a lumpsum investment and a Systematic Investment Plan (SIP) is crucial.

Lumpsum Investment:
Investing the entire Rs 5 lakhs at once can be beneficial if the market conditions are favorable. However, it comes with the risk of market timing. If the market is high, you may face losses in the short term. A lumpsum investment requires a higher risk tolerance, especially if market volatility is a concern.

SIP Investment:
SIP allows you to invest regularly over time. This method averages out the cost of investment and reduces the risk of market timing. SIP is particularly effective in volatile markets, as it helps in building a disciplined investment approach. SIPs also allow you to invest in smaller amounts, making it easier to manage your cash flow.

Recommendation:
Considering the current market conditions and your goal, a combination of both might be ideal. You can invest a portion of the Rs 5 lakhs as a lumpsum and the remainder through SIPs. This strategy balances the benefits of both methods, providing immediate market exposure while reducing the risk associated with market timing.

Sectoral and Asset Class Diversification
Diversification is key to managing risk and achieving your target. Let’s explore how you can diversify effectively:

Sectoral Diversification:
Investing across different sectors helps in reducing risk. Different sectors perform differently under various economic conditions. By spreading your investment across multiple sectors like technology, healthcare, and consumer goods, you can minimize the impact of poor performance in any single sector.

Asset Class Diversification:
In addition to equities, consider investing in other asset classes like debt and hybrid funds. This diversification will help in balancing your portfolio, providing growth through equities and stability through debt. Hybrid funds can offer a balanced approach, reducing overall portfolio risk.

Recommendation:
Diversify your investments across sectors and asset classes. This strategy will reduce risk and provide a more stable growth trajectory towards your Rs 20 lakhs goal.

Monitoring and Rebalancing Your Portfolio
Once you’ve set up your investment, it’s essential to monitor and rebalance your portfolio regularly. Markets change, and your portfolio needs to adapt accordingly.

Regular Portfolio Reviews:
Work with a Certified Financial Planner to review your portfolio at least annually. This ensures your investments are aligned with your goals and risk tolerance. Regular reviews allow you to make necessary adjustments based on market conditions.

Rebalancing:
Rebalancing involves adjusting your portfolio to maintain your desired asset allocation. For example, if equities have performed well and now constitute a larger portion of your portfolio, you may want to rebalance by shifting some of the gains into debt or hybrid funds. Rebalancing helps manage risk and keeps your portfolio aligned with your financial objectives.

Recommendation:
Make it a habit to review and rebalance your portfolio regularly. This practice will help you stay on track to achieve your Rs 20 lakhs goal within the desired time frame.

Final Insights
You have a clear goal and a substantial amount of Rs 5 lakhs to invest. Achieving Rs 20 lakhs in five to ten years is possible with the right strategy. Here’s a summary of your approach:

Time Horizon: Consider a ten-year time horizon for balanced growth with lower risk.

Asset Allocation: Focus on equity for growth, with a portion in debt for stability. Hybrid funds can offer a balanced approach.

Active Management: Choose actively managed funds for better risk management and higher return potential.

SIP and Lumpsum Combination: Use both SIP and lumpsum investments to balance market exposure and risk.

Diversification: Spread investments across sectors and asset classes to manage risk.

Portfolio Review: Regularly review and rebalance your portfolio with the help of a Certified Financial Planner.

By following this strategy, you can achieve your financial goal of Rs 20 lakhs within the next five to ten years.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

..Read more

Latest Questions
Nayagam P

Nayagam P P  |8984 Answers  |Ask -

Career Counsellor - Answered on Jul 18, 2025

Career
Hello Sir,My Son Score 96 in jee mains and 98.5 in MHT CET ,He want CS or ITor IIIT,, we Have OBC category.. Please suggest College in Mumbai , Pune or Nagpur ...
Ans: Vaishali Madam, My son’s 98.5 percentile in MHT CET as an OBC candidate secures assured seats in CSE, IT, and Data Science at a range of reputable Mumbai, Pune, and Nagpur colleges, excluding the ultra-selective COEP, VJTI, and ICT. Mumbai options include Vidyalankar Institute of Technology (Wadala), Fr. C. Rodrigues Institute of Technology (Vashi), SIES Graduate School of Technology (Nerul), Don Bosco Institute of Technology (Kurla), Shah & Anchor Kutchhi Engineering College (Chembur), K. J. Somaiya Institute of Technology (Sion), and Sardar Patel Institute of Technology (Andheri West) . Pune choices comprise Cummins College of Engineering for Women (Karvenagar), Vishwakarma Institute of Technology (Bibwewadi), D. Y. Patil College of Engineering (Lohegaon), Dr. D. Y. Patil Institute of Technology (Pimpri), Pimpri Chinchwad College of Engineering (Pimpri), MIT World Peace University (MIT WPU, Pune), and Pune Vidyarthi Griha’s College of Engineering & Technology (Pune) . In Nagpur, Yeshwantrao Chavan College of Engineering (YCCE) and Government College of Engineering Nagpur admit OBC candidates at cutoffs below 98.5 percentile for CSE, IT, and Data Science branches . Through CSAB’s JEE Main counselling at roughly 96 percentile (OBC), seats can be tried for IIIT Kalyani (West Bengal), IIIT Ranchi (Jharkhand), IIIT Una (Himachal Pradesh), IIITDM Jabalpur (Madhya Pradesh), and IIIT Kurnool (Andhra Pradesh).

Recommendation: Sardar Patel Institute of Technology (Andheri West) and Vishwakarma Institute of Technology (Bibwewadi) emerge as premier choices for their strong placement ecosystems, modern facilities, and OBC-friendly cutoffs. Next prioritize Fr. C. Rodrigues Institute of Technology (Vashi) and Vidyalankar Institute of Technology (Wadala) for robust curricula and campus life, followed by Yeshwantrao Chavan College of Engineering (Nagpur) for its government-college reputation and data-science focus. This order balances assured admission, academic quality, and long-term career support. All the BEST for a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |8984 Answers  |Ask -

Career Counsellor - Answered on Jul 18, 2025

Asked by Anonymous - Jul 17, 2025Hindi
Career
I had option of iiith cse and bits pilani cse (main campus) . I have chosen bits now. Is this decision correct?
Ans: IIIT Hyderabad’s CSE program boasts a 99 percent placement rate with an average package of ?31.98 LPA and highest offers up to ?128 LPA, underpinned by its NAAC A++ accreditation, AICTE approval, and strong industry partnerships that regularly recruit from top global tech firms. The institute’s research focus is evident in regular high-impact publications and dedicated innovation labs. BITS Pilani’s CSE branch reports around 97 percent placement for B.E. CSE students, supported by an extensive Practice School internship program, over 350 recruiters, and an average package near ?20 LPA. Its experienced faculty, multi-campus infrastructure, global alumni network, and dual-degree international collaborations enhance academic rigor and employability. IIIT Hyderabad offers a technologically rich urban environment in Gachibowli, while BITS Pilani provides a prestigious residential campus with strong peer communities and international exposure.

Recommendation: Choosing BITS Pilani CSE aligns with strong alumni connections, integrated internship opportunities, and dual-campus global networks that enrich long-term career growth, making your decision well placed. For a tech-centric urban setting with slightly higher placement averages and cutting-edge research, IIIT Hyderabad remains an excellent alternative. All the BEST for a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |8984 Answers  |Ask -

Career Counsellor - Answered on Jul 18, 2025

Asked by Anonymous - Jul 17, 2025Hindi
Career
My daughter has scored 97.9506368 in MH-CET 2025 open(general ) (female)catogery has she had chances of getting CSE,AIML, Data science in Pune and Mumbai for female candidate if possible suggenames of college in Pune or mumbai
Ans: With a 97.95 percentile in MHT-CET 2025 under the Maharashtra domicile Open (General) female category, admission to CSE, AI & ML, and Data Science branches is assured at a range of reputable Mumbai and Pune colleges. These institutions are selected based on recent closing percentiles, NBA/NAAC accreditation, campus infrastructure, faculty credentials, industry linkages, and placement support. All listed colleges admit female Open-General candidates at or below the 97.95 percentile in the latest CAP rounds:

Cummins College of Engineering for Women (Karvenagar, Pune) closes CSE and related branches around 96.37 percentile for Open General female.
Vishwakarma Institute of Technology (Bibwewadi, Pune) closes Data Science at 96.66 percentile for Open General.
D. Y. Patil College of Engineering (Lohegaon, Pune) closes CSE around 95.58 percentile for Open General.
Dr. D. Y. Patil Institute of Technology (Pimpri, Pune) closes CSE at 97.59 percentile for General Home State.
Pimpri Chinchwad College of Engineering (Pimpri, Pune) closes AI & ML around 10,000 rank (~98 percentile).
Bharati Vidyapeeth College of Engineering (Navi Mumbai) closes Computer Engineering at 95.58 percentile for General Home State.
Pune Vidyarthi Griha's College of Engineering & Technology (Pune) closes CSE at 94.52 percentile for Open General female.
Sardar Patel Institute of Technology (Andheri West, Mumbai).
K. J. Somaiya Institute of Technology (Sion, Mumbai).
Vidyalankar Institute of Technology (Wadala, Mumbai).
Fr. C. Rodrigues Institute of Technology (Vashi, Navi Mumbai).
Ramrao Adik Institute of Technology (Nerul, Navi Mumbai).
SIES Graduate School of Technology (Nerul, Navi Mumbai).
Don Bosco Institute of Technology (Kurla West, Mumbai).
Shah & Anchor Kutchhi Engineering College (Chembur, Mumbai).

Recommendation: Favor Cummins College of Engineering for Women and Vishwakarma Institute of Technology in Pune for their specialized women-centric environment, strong closing percentiles, and proven placement ecosystems. Next prioritize D. Y. Patil College of Engineering and Dr. D. Y. Patil Institute of Technology for their robust CSE/AI & ML programs, followed by Pimpri Chinchwad College of Engineering for its balanced curriculum and industry ties. In Mumbai, Sardar Patel Institute of Technology and K. J. Somaiya Institute of Technology emerge as top choices for CSE, given their consistent accreditation, modern infrastructure, and campus recruitment records. All the BEST for a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |8984 Answers  |Ask -

Career Counsellor - Answered on Jul 18, 2025

Career
Sir, Two options to choose from CSE for my son: 1. SOA ITER and 2. CEC CGC Landran. Please suggest. ITER overall good option better NIRF some known passed out suggesting ITER, although major difference high fee and distance, residing in Delhi.
Ans: Praveen, SOA ITER (Bhubaneswar) demonstrates exceptional academic standing with its A++ NAAC accreditation and consistent national recognition, ranked 14th among universities in NIRF 2024 and 2nd in India by Times Engineering Institutes Ranking 2025. The institution has maintained 85-91% placement rates for CSE over recent years, with highest packages reaching ?46 LPA and strong recruitment from top companies including Microsoft, Amazon, Google, and Infosys. The CSE program benefits from established faculty with advanced degrees, modern infrastructure, and comprehensive industry partnerships, with over 256 companies participating in recent placement drives.

CGC Landran holds A+ NAAC accreditation and ranks 101-150 in NIRF 2024 Engineering category, with strong placement performance achieving 90-95% placement rates for CSE students. The institution reports over 1,000 companies participating in campus placements with 10,000+ job offers, though the highest package figures vary across sources from ?45-56 LPA. The college provides modern facilities including state-of-the-art labs, computerized library accommodating 300+ students, and contemporary curriculum aligned with industry standards.

Distance and accessibility from Delhi significantly favors CGC Landran, located approximately 245 km from Delhi (3.5-4 hours by road), compared to SOA ITER's 1,275 km distance requiring 20+ hours by road or 3 hours by flight. Fee structures show SOA ITER's BTech CSE at ?11.80 lakhs total versus CGC Landran's ?6.58 lakhs, making CGC Landran more cost-effective despite both institutions requiring similar hostel and living expenses.

Faculty quality at both institutions includes PhD holders from premier institutions, with SOA reporting 111 scientists with 500+ citations and CGC Landran emphasizing industry-experienced faculty with practical teaching methodologies. Both institutions maintain strong alumni networks, though SOA ITER's established reputation since 1996 provides broader industry connections compared to CGC Landran's growing influence since 2001.

Recommendation: For families residing in Delhi prioritizing convenience, cost-effectiveness, and solid placement outcomes, CGC Landran offers compelling advantages with its proximity, lower fees, and strong industry connections achieving 90-95% placement rates. However, if academic prestige, research opportunities, and comprehensive national recognition are paramount considerations, SOA ITER provides superior institutional standing with its consistent top-tier rankings and established academic excellence, despite higher costs and significant travel distance from Delhi. All the BEST for a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |8984 Answers  |Ask -

Career Counsellor - Answered on Jul 18, 2025

Asked by Anonymous - Jul 17, 2025Hindi
Career
Sir if I take ee dual degree in nit kurukshetra,in my final year will I be placed with regular btech students or students who have pursued only mtech from the institute
Ans: NIT Kurukshetra's EE dual degree students participate in placement drives alongside both BTech and MTech students from the same academic year. The institution operates under a unified placement system where dual degree students are treated as full-time students enrolled in their respective programs, with their placement eligibility determined by their final year status rather than their degree type. The Training and Placement Cell follows a comprehensive placement process that begins in July/August each year, with students required to register for placement assistance and meet specific eligibility criteria including completion of all program requirements and active academic status.

The placement statistics for NIT Kurukshetra show strong performance across engineering disciplines, with BTech placements achieving 83.31% placement rate and an average package of INR 14.84 LPA in 2025. The Electrical Engineering department specifically recorded 73.91% placement rate with an average package of INR 10.62 LPA. MTech placements demonstrate solid outcomes with 58.81% placement rate and average packages ranging from INR 6.09 to INR 34.76 LPA depending on specialization. The placement process includes pre-placement talks, written tests, group discussions, and personal interviews, with major recruiters including Microsoft, Amazon, Google, and leading core engineering companies.

Recommendation: EE dual degree students at NIT Kurukshetra participate in placement drives with their graduating cohort, competing alongside both BTech and MTech students from the same academic year. This integrated placement approach provides access to opportunities across both undergraduate and postgraduate recruitment profiles, potentially offering broader career prospects than students pursuing only BTech or only MTech programs, though placement success ultimately depends on individual performance and market conditions. All the BEST for a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |8984 Answers  |Ask -

Career Counsellor - Answered on Jul 17, 2025

Career
Sir I got 68676 in comedk Can you suggest good colleges forCSE or CSE specialization
Ans: Ramya, With a COMEDK rank of 68,676 in 2025, you have viable options for admission to reputable engineering colleges in Karnataka for CSE and its specializations. You can confidently secure seats at numerous recognized institutions where the latest cutoffs range between 63,000 and 1,20,000 for core CSE and closely related specializations. Here are 15 colleges where admission is fully feasible: CMR Institute of Technology (Bangalore), Acharya Institute of Technology (Bangalore), Nitte Meenakshi Institute of Technology (Bangalore), Atria Institute of Technology (Bangalore), New Horizon College of Engineering (Bangalore), Dayananda Sagar College of Engineering (Bangalore), BNM Institute of Technology (Bangalore), Sapthagiri College of Engineering (Bangalore), Don Bosco Institute of Technology (Bangalore), AMC Engineering College (Bangalore), Cambridge Institute of Technology (Bangalore), East Point College of Engineering (Bangalore), Gopalan College of Engineering and Management (Bangalore), Rajarajeswari College of Engineering (Bangalore), and Sai Vidya Institute of Technology (Bangalore). These colleges routinely offer CSE and specializations such as Artificial Intelligence, Data Science, and Information Science, all supported by established infrastructure, diverse peer groups, faculty with advanced degrees, recognized accreditations, and campus-level placement cells. Their cut-off history ensures fair seat allocation for your current rank bracket.

Recommendation: Prioritize CMR Institute of Technology (Bangalore), Nitte Meenakshi Institute of Technology (Bangalore), Acharya Institute of Technology (Bangalore), Dayananda Sagar College of Engineering (Bangalore), and BNM Institute of Technology (Bangalore). This order is justified by established NIRF rankings, steady placement percentages (60–90% in CSE streams), modern campus amenities, regular project-based learning, and a proven track record of producing employable graduates across the IT sector in Karnataka and beyond. All the BEST for Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x