Stuck in ELSS Funds: How to Recover 3 Lakh Loss?

Ans: Hello;

Begin with creating an emergency fund worth 6 month of expenses.

Get a pure term insurance cover of adequate value with accident benefit and critical illness riders.

Open an NPS account for retirement planning.

Invest in mutual funds for all other financial goals based on your risk appetite, financial profile and time horizon.

Avoid direct exposure to stocks since it can be quite volatile in the short to medium term.

You may seek help from an MFD, if required.

Best wishes;
X: @mars_invest

Ans: Hello;

What is the financial goal for which this investment is planned?

Also please update us about your risk appetite, financial profile (loan, insurance, self occupied property) and time horizon.

This will help us to guide you suitably.

Thanks;

Ans: Hello;

Begin with creating an emergency fund worth 6 month of expenses.

Get a pure term insurance cover of adequate value with accident benefit and critical illness riders.

Open an NPS account for retirement planning.

Invest in mutual funds for all other financial goals based on your risk appetite, financial profile and time horizon.

You may seek help from an MFD, if required.

Best wishes;
X: @mars_invest

Ans: Hello mam,
The problem you are facing is very important to discuss. Well, I appreciate your sacrifice of leaving your job for your son and in laws. I understand that you have to take care of your in laws also and your family also. In today's world there are many work from home options that you can see and work on like you can join some coaching site, or if you know something then you can share your knowledge with others. You can earn very well by working from home and you can take care of your family also. I hope this will work. Gradually your husband and your son will understand you and start respecting you. Take care !
Regards
Dr Upneet kaur
Reach me:
https://www.instagram.com/dr_upneet

Ans: Hello mam
It's completely understandable that you're feeling concerned, embarrassed, and unsure about how to approach this situation. As a relationship counselor, I'd suggest that you choose a calm and private moment to talk to your husband, avoiding any blaming tone. Start expressing your feelings and concerns. You could say, "Hey, I wanted to talk to you about something that's been bothering me. I've noticed that you're often on your phone at night, and I feel uncomfortable not knowing what's going on. Can we talk about what's going on and why you're doing this?" In this way, you may be able to have a more open and honest discussion about what's going on and work together to find a resolution that strengthens your relationship.
Take care!
Regards
Dr Upneet kaur
Reach me : https://www.instagram.com/dr_upneet

Ans: Hello sir. I am not finding your question proper. Can you plz elaborate the question and ask it again?

Ans: Hello mam, it is not bad to fall in love with a person who has a different caste from yours or earns a little less than yours.
Financial things can be managed at a point but he should be willing to change his own situation by working on it.
You can sit with your parents and talk to them and convince them to atleast have a meeting with the boy and share their concerns with him. I am sure you will be able to convince them and make the things in order. Take care !
Reach me :
https://www.instagram.com/dr_upneet

Ans: Dear Srijal,
If you know there is nothing awkward or controversial about the scenes, keep your head held high. The most you can do here is ask your partner what is it about the situation that’s bothering him so much- if his answer sounds reasonable, you can try to clarify things. But if it is simply his mindset or nature that is making the entire situation more complicated than it is, please rethink this relationship. This might repeat with several other innocent situations.

Hope this helps

Ans: Hello mam,
I understand your dilemma mam. Let's look at both aspects of this relationship.

If you go ahead with this relationship, what have you thought about his previous family? His marital status and family commitments can't be ignored. Have you considered the potential impact on his children and wife? Their life will be ruined and kids future will be at stake.

Secondly, your mother concern is very important and correct. The person who already has family commitments will not be able to invest the same amount of financial and emotional resources in your relationship.

I understand that you have invested four years in your relationship and you both care for each other. But in this case, it is advisable for both the families to sit and discuss every aspect and problems of this situation. The situation will get clear and you ll be able to take a better decision. You can also try couple counsellings.

In case the things dont work out then accept the reality and move on gracefully and welcome the opportunities that are waiting for you with open arms.
Take care !
Reach me:
https://www.instagram.com/dr_upneet