Hello sir i can invest 3000 Rs per month now i am investing 1000 Rs to parag parikh flexi cap fund now give advice for rest 2000 Rs for long time horizon

Ans: For a 10-year horizon, your portfolio is diversified across flexi-cap, multi-cap, and small-cap funds, which is good. However, the concentration in multi-cap and small-cap categories might make your portfolio more aggressive. Consider rebalancing by reducing exposure to small-cap funds and increasing allocation to large-cap or balanced funds for stability. Regularly review fund performance and adjust to align with your risk tolerance and long-term goals. Consulting a financial advisor can provide personalized guidance tailored to your situation.

Ans: your choice to invest in Parag Parikh Flexi Cap Fund reflects a thoughtful approach to wealth creation. This fund offers diversification across various market segments, providing stability and growth potential. However, remember that investing is not just about the fund but also about aligning with your financial goals and risk tolerance. Regularly review your investment strategy and stay committed to your long-term objectives. Consulting a Certified Financial Planner can provide personalized guidance to ensure your investment plan remains on track. Trust in your decisions, stay disciplined, and embrace the journey towards financial success.

Ans: Your commitment to long-term investing is commendable and reflects a forward-thinking approach to securing your financial future. By starting early and diversifying your portfolio across different asset classes and fund categories, you're laying a solid foundation for wealth creation over the next 15 to 20 years.

Remember, investing is a journey, not a sprint. Stay patient and disciplined, and resist the temptation to make impulsive decisions based on short-term market fluctuations. Instead, focus on the underlying fundamentals of your investments and the power of compounding to grow your wealth over time.

As you navigate the ups and downs of the market, continue to educate yourself, stay informed about economic trends, and periodically review your portfolio to ensure it remains aligned with your long-term goals.

With perseverance, prudent decision-making, and a well-diversified portfolio, you're well-positioned to achieve your financial aspirations and build a brighter future for yourself. Keep up the good work!

Ans: Hello, I am assuming that you have selected the funds on the past performance or the risk associated with the funds
Before selecting a fund, you should see if it can fulfill your goals in terms of the returns expectation and the duration for which you want to invest for
Both the funds are good if they fulfill your requirements , they are not satisfactory if your needs are different
For a duration of 7 years plus , you can select the following categories of funds for SIP :
Small cap 30%
Mid cap 30%
Multi cap 15%
Large and mid 15%
Thematic + foreign exposure 10%

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