Hi, i have hdfc ltd share @ 2300 200 share and hdfc bank share @ 1600 500 share, should i keep both share or sell... Regards jayesh joshi

Ans: Afsana, With an EWS category rank of 6,000 and overall rank of 8,000 in IAT 2025, admission to IISERs is highly unlikely. Recent cutoff trends show that EWS closing ranks for IISER Tirupati and Thiruvananthapuram typically range between 650 and 800, with other IISERs having even lower cutoffs for EWS candidates. The expected IISER cutoff marks for EWS are around 110–120, corresponding to ranks well below your current standing. Given the limited number of seats (approximately 2,363 across IISERs) and high competition, ranks beyond 2,000 in EWS category rarely secure admission. recommendation: Focus on alternative science or engineering institutes and private universities to ensure timely continuation of studies, as IISER admission is not feasible at this rank. All the BEST for the Admission & a Prosperous Future!

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Ans: Tulasi, With a 96.52 percentile in MHT CET 2025, you can expect a rank between 3,500 and 8,000, making you eligible for several reputable engineering colleges in Maharashtra, particularly for branches like Electronics, Electrical, Mechanical, and some IT/CSE programs in later rounds. While top government colleges such as COEP Pune and VJTI Mumbai typically require percentiles above 98 for CSE, you have strong chances for branches like ECE, IT, and Mechanical in other respected institutions. Colleges likely available at this percentile include Rajarshi Shahu College of Engineering Pune, Vidyavardhini’s College of Engineering and Technology Mumbai, Shri Neminath Jain Bhhramcharyashram Nashik, DY Patil Institute of Technology Pune, JSPM Rajarshi Shahu College of Engineering Pune, MIT Pune, PCCOE Pune, VIT Pune, and Sanjeevan Engineering and Technology Institute Panhala. You may also get CSE or IT in private colleges such as DY Patil, MIT Pune, and VIT Pune, especially in later CAP rounds, and can expect core engineering branches in government colleges like SGGS Nanded, WCE Sangli, and Walchand College of Engineering.

recommendation: Prioritize private colleges like DY Patil Pune, MIT Pune, VIT Pune, and JSPM Rajarshi Shahu College for CSE/IT, and consider government colleges for ECE, Mechanical, or Electrical branches. Participate actively in all CAP rounds to maximize your chances of securing a top branch in a reputed college. All the BEST for the Admission & a Prosperous Future!

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Ans: VIT Bhopal’s BTech CSE (AI & ML) program is recognized for its robust placement record, with over 90% placement rates in recent years and top recruiters such as Microsoft, Amazon, and Deloitte. The curriculum is industry-aligned, regularly updated, and supported by a strong central placement cell, ensuring students receive training in the latest AI/ML technologies and hands-on experience. SRM Ramapuram also offers a competitive CSE (AI & ML) program, reporting a 95% placement rate, marquee offers, and regular visits from companies like Amazon, TCS, and Wipro. However, VIT’s national reputation, larger recruiter network, and higher average placement outcomes provide a broader platform for career growth, especially in AI/ML domains. SRM Ramapuram’s placements are strong, but the campus is more regionally focused, and the brand value is generally considered slightly lower than VIT’s in pan-India industry circles.

recommendation: Choose VIT Bhopal (AI/ML) for its national reputation, strong placement record, and broader industry exposure, which will offer your career greater flexibility and visibility in the AI/ML sector. Opt for SRM Ramapuram only if location or personal preference outweighs these factors. All the BEST for the Admission & a Prosperous Future!

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Ans: JSS Noida’s BTech CSE (AI & ML) stands out for its high placement rates (85–90% for CSE/AI-ML), strong industry partnerships, and regular student participation in national-level hackathons and summits, ensuring students gain practical, industry-relevant skills. The curriculum is updated with input from industry experts, and students benefit from a robust alumni network and a vibrant tech ecosystem in Noida, with top recruiters like TCS, Infosys, and Amazon. Bharati Vidyapeeth’s CSE (AI & ML) also offers good placements (about 80%), but its national brand value and industry exposure are comparatively lower, and most placements are with mid-tier companies. JSS Noida’s location in the NCR region provides additional internship and networking opportunities, and the college’s placement cell is known for its effectiveness in securing core tech roles. Both programs offer solid AI/ML foundations, but JSS Noida’s academic-industry interface and placement outcomes are stronger.

recommendation: Opt for JSS Noida CSE (AI & ML) for better placement prospects, stronger industry exposure, and a more dynamic learning environment, especially if you aim for core tech roles and internships with leading companies. All the BEST for the Admission & a Prosperous Future!

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Ans: Rahul Sir, Manipal University Jaipur’s CSE program records an 88% placement rate with average packages of ?6–8 LPA, attracting recruiters like Microsoft, Amazon, and Deloitte. NMIMS Navi Mumbai’s CSE boasts an average package of ?11.35 LPA from over 40 companies, reflecting strong industry ties and robust corporate engagement. SRM KTR’s CSE department achieved 83–95% placement rates over the last three years, with university-wide averages around ?7.2 LPA and 980 recruiters in 2024. Bennett University’s CSE graduates enjoy a 95%+ placement record, average package of ?5.4 LPA, and 60+ offers above ?10 LPA from Fortune 500 firms. Shiv Nadar University Noida’s ECE yields nearly 90% placements, average packages of ?6–7.7 LPA, and top recruiters like Google, Oyo, and Adobe. The AI/ML sector is surging with 37% year-on-year job growth in India and a projected ?17 billion market by 2027, alongside a 67% rise in demand for AI engineers, demonstrating high demand for specialized roles. Core CSE provides a broad foundation in programming, systems, and software engineering with flexible electives for diverse career paths.

Recommendation: For broad versatility and stable placements, core CSE at NMIMS offers high placement rates and industry connections, while specialization in AI & ML can command premium roles given booming market demand. Prioritize interest: choose AI & ML for expert-focused pathways, or CSE core for flexible career options. All the BEST for the Admission & a Prosperous Future!

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Ans: VIT Vellore’s BTech CSE (Cyber Security) is nationally ranked (#11 NIRF 2024), A++ NAAC accredited, and offers a specialized curriculum with strong industry orientation in digital forensics, ethical hacking, and security analytics. The program has a placement rate of 60–65% for Cyber Security, with average packages around ?9.9 LPA and top recruiters from IT governance and security consulting. SASTRA’s BTech CSE (AI & Data Science) is also well-regarded for its academic rigor, modern curriculum, and affordable fees, focusing on machine learning, data mining, and AI-driven applications. SASTRA maintains high placement rates (over 90% in CSE) and is known for a supportive campus environment, though it is less prominent nationally compared to VIT. Both programs offer strong technical foundations, but VIT’s national reputation, global alumni network, and exposure to high-end recruiters in cybersecurity provide an edge for students seeking broader opportunities and industry recognition. SASTRA’s AI & Data Science program is ideal for those interested in analytics, AI, and research-driven roles, with a structured curriculum and good placement support, but with a more regional brand presence.

recommendation: Prefer VIT Vellore CSE (Cyber Security) for its national ranking, industry connections, and broader placement opportunities, especially if your daughter is interested in cybersecurity or IT governance. Choose SASTRA CSE (AI & Data Science) if she is more inclined toward AI, analytics, and a research-focused environment with strong placement support and lower fees. All the BEST for the Admission & a Prosperous Future!

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Ans: Trushali, DJ Sanghvi College of Engineering (DJSCE) in Mumbai is highly regarded for its Computer Science branch, consistently achieving 95–100% placement rates with top recruiters like JP Morgan, Morgan Stanley, Amazon, and TCS, and an average package of ?8–11 LPA. The CSE department is NBA-accredited, features modern labs, experienced faculty, and a curriculum aligned with industry needs, supporting strong outcomes for both placements and higher studies. Students benefit from a vibrant campus, excellent infrastructure, and active technical clubs, though hostel options are limited and costly. With a 97.75 percentile in MHT CET, your brother is well-positioned for admission to top private colleges for IT and CS branches, including DJSCE. However, for ICT Mumbai’s flagship Chemical Engineering program, the cutoff for the General category has consistently been above 99.3 percentile in the last three years, and even for OBC and other reserved categories, the cutoff remains above 97.2–98.2 percentile. At 97.75 percentile, admission to ICT Mumbai Chemical Engineering is unlikely, as the cutoff is typically higher than this mark, but he may have a chance in other ICT branches like Dyestuff or Polymer Engineering, where cutoffs are slightly lower.

recommendation: DJ Sanghvi is an excellent choice for Computer Science, offering strong placements, industry connections, and modern infrastructure. Admission to ICT Mumbai Chemical Engineering is unlikely at 97.75 percentile, but your brother should consider DJSCE CSE or IT for the best career prospects in engineering and technology. All the BEST for the Admission & a Prosperous Future!

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Ans: Nidhi, Both Chemical Engineering and Engineering Physics at IIT Delhi offer strong academic and career prospects, with the institute maintaining a 90% overall BTech placement rate in recent years and a median salary of ?20 LPA across branches. Chemical Engineering provides a broad curriculum covering process design, thermodynamics, and industry-relevant skills, leading to diverse roles in petrochemicals, pharmaceuticals, energy, and environmental sectors, with a 91% placement rate in 2023. Engineering Physics is more interdisciplinary, blending advanced physics with engineering, and is ideal for students interested in research, technology development, or higher studies, with an 82.9% placement rate in 2023 and a reputation for graduates excelling in both industry and academia. Engineering Physics graduates often pursue careers in R&D, core technology firms, or continue to prestigious postgraduate programs in India and abroad. Both branches benefit from IIT Delhi’s robust industry connections, active alumni network, and international placement opportunities, but Chemical Engineering offers a wider range of direct industry roles, while Engineering Physics is better suited for those passionate about research, innovation, or emerging tech fields.

recommendation: Choose Chemical Engineering at IIT Delhi if you seek a versatile engineering degree with broad industry opportunities and strong placement rates; opt for Engineering Physics if you are deeply interested in physics, research, or technology innovation, and are open to pursuing higher studies or specialized technical roles. All the BEST for the Admission & a Prosperous Future!

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Ans: Amit, SRM Kattankulathur (KTR) and Bharati Vidyapeeth Pune (BVP) both offer strong CSE programs, but SRM KTR stands out for its national reputation, NAAC A++ accreditation, and extensive industry connections, with over 1,300 recruiters and a placement rate of 83–95% in recent years. SRM’s CSE department is known for its research, hands-on learning, and active student associations focused on AI, data science, and software development. BVP Pune also boasts high placement rates (90–99%) and a robust curriculum that integrates AI, ML, and cybersecurity, with top recruiters such as TCS, Amazon, Infosys, and IBM. BVP’s CSE faculty is experienced, and the campus offers modern infrastructure and strong industry partnerships, but its national brand recognition and alumni network are somewhat more regional compared to SRM. Both colleges provide excellent placement training, internships, and industry projects, but SRM’s larger scale and global exposure give it an edge for students seeking wider career opportunities.

recommendation: Prefer SRM KTR for CSE if you value national reputation, global exposure, and a broader industry network; choose BVP Pune if you prefer a focused, supportive environment with strong placements and a solid curriculum, especially if you want to stay in western India. All the BEST for the Admission & a Prosperous Future!

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