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Advait

Advait Arora  | Answer  |Ask -

Financial Planner - Answered on May 04, 2023

Advait Arora has over 20 years of experience in direct investing in stock markets in India and overseas.
He holds a masters in IT management from the University Of Wollongong, Australia, and an MBA in marketing from Charles Strut University, NewCastle, Australia.
Advait is a firm believer in the power of compounding to help his clients grow their wealth.... more
KAUSHAL Question by KAUSHAL on Mar 14, 2023Hindi
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Please guide me whether the investment in LT, JSWSTEEL, MARICO, AXIS BANK, BAJAJ FINANCE, BIRLA SOFT, KPIT, HCL TECH, ICICI BANK & INDSIND BANK is advisable for long term perspective.

Ans: If i had to pick the top 3 as per my understanding of growth prospects and fundamentals and valuations it will be L&T, Bajaj finance & ICICI bank.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Asked by Anonymous - Apr 18, 2024Hindi
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I am 25 years old and investing 2k in quant small cap, 2k in Nippon small cap, 1k in parag Parikh flexi, 1k in Motilal Oswal midcap, 1k in HDFC mid cap. Is it good for long term like 30 years. Plz advice me
Ans: Hello,

Your portfolio seems to be well-diversified across different sectors and market caps, which is generally a good approach for long-term investing. Here are a few things to consider:

Performance History: Look at the historical performance of each mutual fund scheme over various time frames (1 year, 3 years, 5 years, and since inception). Compare it with relevant benchmarks and peer group averages to assess how well the fund has performed.

Fund Manager Experience: Evaluate the experience and track record of the fund manager. A skilled and experienced fund manager can significantly impact the performance of the fund.

Expense Ratio: Consider the expense ratio of each mutual fund scheme. Lower expense ratios mean more of your investment returns stay with you rather than being eaten up by fees.

Investment Strategy: Understand the investment strategy of each mutual fund scheme. Make sure it aligns with your risk tolerance, investment goals, and time horizon. For example, small-cap funds tend to be riskier but offer higher growth potential, while flexi-cap funds offer more flexibility in asset allocation.

Asset Allocation: Ensure that your overall portfolio is well-diversified across different asset classes, sectors, and market caps. Avoid overconcentration in any single fund or sector.

Risk Management: Assess the risk management practices of each mutual fund scheme. Look for funds with a disciplined approach to risk management and a focus on preserving capital during market downturns.
Fund House Reputation: Consider the reputation and credibility of the mutual fund house managing the scheme. A well-established and reputable fund house is more likely to have robust investment processes and governance standards.

Regular Review: Regularly review the performance and portfolio composition of each mutual fund scheme. Make adjustments to your portfolio as needed based on changes in your investment objectives, market conditions, and fund performance.
It's also a good idea to consult with a SEBI registered investment advisor who can provide personalized advice based on your financial situation, goals, and risk tolerance. They can help you build a well-structured investment portfolio tailored to your needs.

It's also a good idea to consult with a SEBI registeredinvestment advisor who can provide personalized advice based on your financial situation, goals, and risk tolerance. They can help you build a well-structured investment portfolio tailored to your needs.

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I am a female. I got 99.86 percentile in MHTcet . As per recent trends are the placements better at coep or pict or Cummins for cse? What are my chances of getting cse in these colleges? Additionally my jee main score is 96.7
Ans: COEP’s CSE records about 90–95% placement consistency over the last three years, driven by over 200 recruiter visits annually and strong tech-sector engagement in software, IT and analytics roles. PICT Pune posts roughly 82–93% CSE placement rates with 150 companies annually, median salaries around ?8.37 LPA and a consistent 87% branch-specific placement in 2023–24. Cummins College for Women achieves over 90% placements in CSE across three years, with top recruiters like Microsoft, Goldman Sachs and Cisco and a proactive placement cell supporting internships from the fifth semester. Your 99.86 MHT CET percentile exceeds the closing cutoffs for COEP (99.85), PICT (99.58) and Cummins (99.21), and a JEE Main percentile of 96.7 (All-India rank ~22,000) secures JEE-based admission options at PICT (15,892–40,192) and Cummins (43,326–131,636) under AI quota but misses COEP’s JEE cutoff (5,484–9,868). Recommendation: Prioritise COEP CSE for top-tier placement density if MHT CET-based admission succeeds, opt for PICT CSE as a strong alternative, and choose Cummins CSE for women-only environment and high placement consistency if regional preference and AI quota JEE-Main seats are needed. All the BEST for the Admission & a Prosperous Future!

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Hello sir I am very confused what should I consider for btech cse whether symbiosis institute of technology Hyderabad or Jaypee solan? as I have no proper information regarding Symbiosis Hyderabad pls suggest me.
Ans: Priyanka, Symbiosis Institute of Technology Hyderabad’s CSE program, launched in 2024 under Symbiosis International University, enrolls 62 students per batch and achieved 89%–96% placement rates over the past three years with major recruiters like Accenture, Infosys, Cognizant and Tech Mahindra visiting campus annually; its fully residential, green campus near Hyderabad’s IT corridor offers modern laboratories, interdisciplinary electives and active industry tie-ups for internships and live projects . Jaypee University of Information Technology Solan’s CSE branch, ranked #151–200 in NIRF Engineering, placed 86%–91% of eligible BTech students in 2021–23, recording 147% total offers through 336 participating students and top companies such as Amazon, Infosys and Cognizant, supported by A+ NAAC accreditation and established research centers in IoT and VLSI . While SIT Hyderabad provides a new, tech-focused environment with strong residential facilities and evolving placement metrics, JUIT Solan offers more mature campus infrastructure, higher absolute offer volumes and a longer placement track record.

Recommendation: Choose JUIT Solan CSE for proven placement depth and established recruiter engagement; opt for SIT Hyderabad CSE only if you prioritize a fresh, fully residential campus with cutting-edge industry collaborations and modern curriculum. All the BEST for the Admission & a Prosperous Future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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