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Reetika Sharma |627 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Sep 09, 2025

Reetika Sharma is a certified financial planner and CEO of F-Secure Solutions.
She advises clients about investments, insurance, tax and estate planning and manages high net-worth individual’s portfolios.
Reetika has an MBA in finance from the Institute of Chartered Financial Analysts of India (ICFAI) and an engineer degree from NIT, Jalandhar.
She also holds certifications from the Financial Planning Standards Board India (FPSB), Association of Mutual Funds in India (AMFI) and Insurance Regulatory and Development Authority of India (IRDAI).... more

Asked by Anonymous - Sep 02, 2025Hindi

Money

I filed ITR using new tax regime. How to switch to old tax regime now? My annual CTC is 12 lpa.

Ans: Hi,

You cannot switch your tax regime in between the financial year. But can choose it while filing your ITR next year.
For an income of 12 lpa, new tax regime is the best option - totally hassle-free.

Best Regards,
Reetika Sharma, CFP
https://www.instagram.com/cfpreetika/

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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I am a first time tax assessee for last F.Y. 2023-24. I want to opt for old tax regime and want to continue the same for future years. Do I need to first fill and submit the Form 10 IEA declaring regime selection of Old Tax Regime followed by ITR submission? Kindly clarify. Thank you

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My daughter got635867 rank she is delhi based sikh female will she be able to get admission in gtbit

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Ans: HI SIR,
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My son get 94.5 percentile in jee mains 2026 his obc ncl rank is 27322 hs odisha can he get a seat in nit Rourkela mechanical branch.

Ans: HI NILU,
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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