I am expecting 1-1.5 lacs within 2months. Pl advice which funds will be better so that I can get good returns in next 5 years? Also, share funds for 5-10 year goal with medium risk.

Ans: Hi Kiran. Thank you for writing to me. As you mention you have a corpus of Rs.2 Lakh you can invest, I advise you to start a Systematic Transfer Plan by first investing the amount in a liquid fund or overnight fund and then the fund would house would automatically redeem an amount from the liquid fund and invest it into an equity scheme. This way you get the benefits of rupee cost averaging.

You can consider starting a Systematic Transfer Plans as follows:

1-Invest Rs.1 Lakh into Samco Overnight Fund and start a Monthly STP of Rs.5,000 investing into Samco Flexicap Fund.

2-Invest Rs.1 Lakh into Edelweiss Liquid Fund and start a monthly STP of Rs.5,000 investing into Edelweiss Nifty 100 Quality 30 Index Fund.

For the additional SIP's, you can consider investing in:
1-DSP Quant Fund-Rs.5,000 per month.
2-UTI MNC Fund-Rs.5,000 per month.

Ans: Hello,
If your horizon is long term which is 7yrs plus, you can invest 1L each in a mid and small cap fund using an STP of 10 weeks as it will stagger your investment and use the volatility that is caused by the elections
If everything is good for the economy after the elections, you can put the entire amount as lumpsum which is left in the debt fund after 2-3 weeks

Ans: Hello, this depends on your age and other investments done by you
But since your time line is 15yrs , you can go for an aggressive portfolio
Mid cap - 40%
Small cap - 40%
Multicap - 20%

Remember that past performance is not a guarantee for future returns, and it's always important to review your investments periodically to ensure they remain aligned with your financial objectives.

Ans: Hello;

You may do lumpsum investment in SBI equity savings fund (moderately high risk).

The corpus will be around 12 L after 10 years assuming modest return of 9%.

Happy Investing!!

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.