Home > Money > Question
Need Expert Advice?Our Gurus Can Help
Omkeshwar

Omkeshwar Singh  | Answer  |Ask -

Head, Rank MF - Answered on Nov 20, 2019

Mutual Fund Expert... more
Jai Question by Jai on Nov 20, 2019Hindi
Money

I am doing SIP in following mutual funds:

  • Nippon India Equity Hybrid Fund – Gr: 4000/month
  • Nippon India Small Cap Fund – Gr: 4000/month
  • Aditya Birla Sun Life MNC Fund Gr: 4000 /month
  • Franklin India Prima Fund Gr: 4000/month
  • Motilal Oswal Multicap 35 Fund – Gr: 10000/month
  • SBI Equity Hybrid Fund – Gr: 4000/month

In all of these, Nippon India Equity, which was earlier Reliance, is not doing good. Could you please let me know should I continue investing like this or should I switch to other SIP plans?

Ans:
Name of the Fund Category RankMF Star Rating
Nippon India Equity Hybrid Fund – Gr Hybrid - Aggressive Hybrid Fund 3
Nippon India Small Cap Fund – Gr Equity - Small cap Fund 2
Aditya Birla Sun Life MNC Fund Gr Equity - Thematic Fund - MNC 4
Franklin India Prima Fund Gr Equity - Midcap Fund 2
MotilalOswal Multicap 35 Fund – Gr Equity - Multi Cap Fund 5
SBI Equity Hybrid Fund – Gr Hybrid - Aggressive Hybrid Fund 5

You may continue with the 5- & 4-star rated funds and for others you can consider these:

Aggressive Hybrid: Suitable options considering quality and value for money at present levels are Axis Equity Hybrid Fund and Tata Hybrid Equity Fund

Midcap: Suitable options considering quality and value for money at present levels are Motilal Oswal Midcap 30, DSP Midcap and Axis Midcap

Small cap: Suitable options considering quality and value for money at present levels are Kotak Small Cap and Axis Small Cap

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
Money

You may like to see similar questions and answers below

Ramalingam

Ramalingam Kalirajan  |9447 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 13, 2024

Listen
Money
Hello Team, I am investing via SIP in axis Small cap 1000 pm, axis bluechip fund direct paln growth 1500pm, Mirae Asset aggreasive fund 1000pm, parag parikh flexi cap 1000pm, canara small cap 2000pm, quant small cap 2.5k pm, PGIM india midcap 1000pm. Please review my funds. Should i need any changes in my SIPs. My view is for 15 years. I am investing since 2019..
Ans: You've built a diversified portfolio covering different market segments, which is a good strategy for long-term growth. Here's a quick review:

Axis Small Cap & Canara Small Cap: You have exposure to small-cap funds which can offer higher growth potential but come with higher volatility. Given your 15-year horizon, these can be suitable, but be prepared for fluctuations.

Axis Bluechip & Mirae Asset Aggressive Fund: These funds provide stability with large-cap and well-diversified equity exposure. They can act as a counterbalance to the volatility of small and mid-cap funds.

Parag Parikh Flexi Cap: A flexible fund that invests across market caps and can provide consistent returns. It offers international diversification which can be beneficial.

Quant Small Cap & PGIM India Midcap: These funds further increase your exposure to mid and small-cap segments. Ensure you're comfortable with the higher risk associated with these categories.

Given your portfolio, it seems well-balanced for long-term growth. However, consider the following suggestions:

Review Fund Performance: Regularly check the performance of your funds against their benchmarks and peers.

Risk Assessment: Ensure you're comfortable with the risk levels, especially with higher allocations to small and mid-cap funds.

Asset Allocation: As you progress, you might want to rebalance your portfolio to maintain desired asset allocation.

New SIPs: Consider adding a large-cap or a diversified equity fund to further diversify your portfolio and reduce risk.

Remember, while these are general guidelines, personal financial planning should be tailored to your specific goals, risk tolerance, and financial situation. It's always advisable to consult with a financial advisor for a comprehensive review and advice tailored to your needs.

..Read more

Latest Questions
Nayagam P

Nayagam P P  |8204 Answers  |Ask -

Career Counsellor - Answered on Jul 08, 2025

Asked by Anonymous - Jul 08, 2025Hindi
Career
What should I choose.... JAMIA MILLIA ISLAMIA ECE, AMU ECE, NIT PATNA Electrical Engineering , NIT Durgapur Electrical engineering, etc. Female/EWS/OS
Ans: All institutions possess NBA/AICTE accreditation, PhD-qualified faculty, modern specialized laboratories, strong industry MoUs for internships, and active placement cells. Jamia Millia Islamia’s ECE department offers A++ NAAC accreditation, state-of-the-art VLSI, DSP and IoT labs, interdisciplinary research centres and approximately 82% overall B.Tech placement consistency over the past three years despite branch-wise variance. Aligarh Muslim University’s ECE under ZHCET features robust analog/digital and communication labs, mandatory industry training and around 82% placement rate for B.Tech engineering streams with a median package near ?6 LPA. NIT Patna’s EE records a 85% branch-wise placement rate, backed by power-electronics and smart-grid labs, TEQIP-funded infrastructure and 9.9 LPA average package for UG placements. NIT Durgapur’s EE achieved 87% placements, boasts specialized power, control and automation labs, ongoing global research collaborations and an average package of ?14.61 LPA over three years.

For the strongest research culture and interdisciplinary labs, the recommendation is Jamia Millia Islamia ECE. Next, is NIT Durgapur EE for superior average packages and modern power-systems infrastructure. Third, NIT Patna EE for balanced placements and campus-industry linkages. Lastly, I recommend AMU ECE for its consistent median placements and cost-effective education. All the BEST for Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |8204 Answers  |Ask -

Career Counsellor - Answered on Jul 08, 2025

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x