Currently I am having below Monthly SIP's (26K) and my Current value of investment so far is 22 lakh out of these investments.

Edelweiss Mid Cap Fund -- 2000

Kotak Emerging Equity Fund -- 3000

Motilal Oswal Midcap Fund -- 2000

Nippon India Growth Fund -- 3000

SBI Magnum MidCap Fund -- 2000

Baroda BNP Paribas Mid Cap Fund -- 1000

DSP Dynamic Asset Allocation Fund -- 1000

DSP Tax Saver Fund -- 2500

HDFC Small Cap Fund -- 1000

IDFC Tax Advantage (ELSS) Fund -- 2500

L&T Midcap Fund -- 1000

Nippon India Tax Saver Fund -- 2500

Aditya Birla Sun Life Tax Relief 96 Fund -- 2500

What would be my approximate corpus after 10 years?

Ans: NIT Kurukshetra AI & ML offers an updated curriculum specializing in artificial intelligence, data science, and machine learning, supported by substantial hands-on learning, new labs, and active industry collaborations. Its established history, ranking (NIRF #81), and well-equipped campus foster vibrant student life and diverse extracurricular opportunities. Placement rates for technical branches like CS, IT, and Other Branches have been consistently high in recent years as AI & ML Branch was introduced recently. NIT Delhi's Computer Science program stands out for its superior NIRF rank (#45), modern infrastructure in the capital, robust research, and industry-driven pedagogy. The student experience here benefits from direct urban exposure, strong peer network, and a well-established training and placement cell. For CSE, three-year placement rates have ranged from 62.26% to 98.33%, with top recruiter participation including global tech firms. Both institutions maintain competitive fee structures and dynamic campus atmospheres.

Recommendation: NIT Delhi CSE is preferable for its higher national ranking, consistent CSE placement rates (over 72–98%), extensive industry connections, and greater career flexibility in tech domains, making it the more reliable and future-proof choice for long-term success. All the BEST for a Prosperous Future!

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Ans: Ansub, Admission to Jamia Hamdard’s BTech and most core technology, engineering, and medical programs is not possible only on the basis of Class 10 and 12 marks. Jamia Hamdard requires all candidates for these courses to appear for an entrance exam, typically JEE Main, NEET, or CUET, depending on the course. Only a very limited set of non-professional programs (such as BCA, BA, BCom, and some certificate/diploma courses) offer merit-based entry through marks obtained in Class 12 in the best of five subjects; these do not include BTech or other mainstream engineering programs. The university states that direct admission without any entrance exam is not offered for professional undergraduate courses including engineering, pharmacy, or medicine. For BSc, BCA, or BA, selection may be based on Class 12 marks and eligibility, but for anything in engineering or technology, an entrance test score is mandatory. If there are fewer qualified entrance test applicants for a specific program, only then may leftover seats (rare cases) be filled on merit from qualifying exam marks, and this is not an open, standard route.

Recommendation:
If you are seeking admission to Jamia Hamdard for engineering, pharmacy, or medicine, you must take the relevant entrance exam; for BCA and select general degree programs, Class 12 merit may suffice. Always check the course-specific eligibility on the official university website. All the BEST for a Prosperous Future!

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Ans: Several open universities in India offer affordable, flexible distance-learning programs in psychology tailored for Hindi-medium students. The Indira Gandhi National Open University (IGNOU) provides a Bachelor’s in Arts with Psychology elective and a Master’s in Arts in psychology through its School of Social Sciences at annual fees under ?10,000, with course materials in Hindi and regional support centers nationwide. Annamalai University and Nalanda Open University similarly deliver BA and MA psychology degrees via printed and online content in Hindi, EMI payment options, and minimal residency requirements. These institutions are UGC-DEB accredited, ensuring degree recognition and transferability. Quality online platforms such as SWAYAM-NPTEL supplement foundational coursework with free psychology modules from premier IITs, offering certificates upon nominal exam fees. Key institutional aspects include recognized accreditation for credibility; comprehensive curricula covering developmental, social, and clinical psychology; multilingual study materials and student counseling services; affordable fee structures with payment flexibility; and robust learner support through online forums, recorded lectures, and regional study centers. For mentorship roles, online tutoring portals like Vedantu, Chegg, and UrbanPro recruit subject experts as mentors, offering flexible, work-from-home opportunities where she can leverage her sociopolitical background to guide students in psychology and related humanities subjects. UpGrad and LearnVern host mentorship and peer-coaching roles, often remunerated per session. These platforms require minimal technical setup and provide training on pedagogical methods and platform usage. They value clear communication skills, foundational subject knowledge, and the ability to engage learners remotely. Building a mentor profile on LinkedIn and professional tutoring networks like Preply can also attract clients seeking personalized guidance. This approach combines low-cost academic credentials with viable online mentoring opportunities, enabling her to pursue psychology education and a parallel mentoring career without regular campus attendance.

Recommendation:
Enroll in IGNOU’s BA or MA psychology for accredited, Hindi-medium distance education at minimal cost, and register as a mentor on platforms such as Vedantu or Chegg to secure flexible online tutoring roles. All the BEST for a Prosperous Future!

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Ans: As a parent of a CSE student without an engineering background, your daughter can excel in coding through strategic use of recognized online certification platforms and structured learning pathways. NPTEL offers government-backed certifications from IITs/IISc at extremely affordable rates (?1,000 per exam), with courses like "Programming in Java," "Data Structures and Algorithms," and "Database Management Systems" providing strong foundational knowledge. Coursera features university-level courses including Google Data Analytics Certificate (?3,000-4,000/month), IBM Data Science Professional Certificate (?3,500/month), and specialized programming courses from top universities, all of which are highly valued by employers globally. edX provides certificates from MIT, Harvard, and Microsoft at similar pricing (?2,500-5,000/month), covering computer science fundamentals, Python programming, and AI/ML concepts. GeeksforGeeks offers practical coding practice platforms and industry-oriented content crucial for placement preparation, while HackerRank and LeetCode provide coding challenge platforms that tech companies use for recruitment screening. Year-wise progression should include: First year - basic programming (C/C++, Python), second year - data structures and algorithms, third year - specialized domains (web development, AI/ML, cybersecurity), and fourth year - advanced certifications and project portfolios. Key certification providers to prioritize include Google Career Certificates for practical skills, AWS/Microsoft Azure for cloud computing, and CompTIA for cybersecurity fundamentals. The five essential aspects of quality certification platforms are: industry recognition by major employers, hands-on project components, regular assessments and feedback, career support services, and affordable pricing with financial aid options.

Recommendation:
Start with NPTEL foundational courses, progress to Coursera/edX specializations, and complement with practical coding practice on GeeksforGeeks and HackerRank for comprehensive skill development and placement readiness. All the BEST for Your Daughter's Prosperous Future!

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Ans: Madras Institute of Technology’s M.E. Avionics specialization is anchored by its legacy in aerospace education, world-class laboratories, and strong industry partnerships. The Avionics Lab features radar, guidance systems, flight simulators, and embedded systems workstations, complemented by access to the Institute’s central research facilities. Faculty members are distinguished researchers with Ph.D. qualifications and active projects funded by DRDO, ISRO, and aerospace firms, ensuring rigorous mentorship and exposure to cutting-edge developments. Over the past three years, around 70–75% of Avionics postgraduates have secured roles in core aerospace organizations and multinational defense contractors through campus placements, with many alumni advancing into R&D, system design, and avionics software roles. The curriculum balances theoretical foundations—control systems, digital signal processing, and RF communication—with hands-on projects, internships, and technical workshops. Student reviews highlight the collaborative environment, robust peer networks, and regular seminars by industry experts. MIT Chennai’s strong alumni network in the aerospace sector provides mentorship and broadens career pathways into civil aviation, defense R&D, satellite communications, and autonomous vehicle systems. The program’s strategic location in Chennai also facilitates collaborations with nearby aerospace parks and IT hubs for interdisciplinary research in AI-enabled avionics and unmanned aerial systems.

Recommendation:
Pursue M.E. Avionics at Madras Institute of Technology, leveraging its superior labs, research-driven faculty, strong industry links, and proven placement record to build a cutting-edge career in aerospace and defense systems. All the BEST for a Prosperous Future!

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Ans: National Institute of Technology Silchar’s Computer Science and Engineering program benefits from a modern campus nestled in Assam’s serene setting, featuring cutting-edge computing labs, high-speed internet, and a central library with extensive digital resources. Its faculty includes a high proportion of PhD holders engaged in active research with published work in top journals. Over the past three years, approximately 75–80% of CSE graduates have been placed through on-campus drives, securing roles at major tech firms and strong alumni support. NIT Trichy’s Production Engineering leverages one of India’s pioneering production departments, offering specialized manufacturing and automation labs, robust industry partnerships for internships, and a distinguished faculty renowned for process optimization and lean manufacturing expertise. Placement rates have hovered around 65–70%, with core engineering firms recruiting directly. While Silchar provides a stronger IT ecosystem and higher placement percentage for CSE, Trichy excels in dedicated workshops, collaborative research, and a vibrant industrial network in Tamil Nadu’s manufacturing belt.

Recommendation:
Opt for NIT Silchar’s CSE for superior placement outcomes, advanced computing infrastructure, and research-oriented faculty, while NIT Trichy’s Production Engineering is preferable only if you are committed to core manufacturing and automation sectors. All the BEST for a Prosperous Future!

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Ans: Among the three Mumbai-region engineering colleges analyzed, each demonstrates distinctive strengths and weaknesses across key evaluation parameters. AP Shah Institute of Technology Thane emerges as the superior choice with an overall rating of 4.2/5, compared to Terna's 3.6/5 and Datta Meghe's 3.4/5. APSIT excels in placement success with approximately 70-100% placement rates, featuring top recruiters including KPMG, Capgemini, TCS, Amazon, and Goldman Sachs, with the highest package reaching 40 LPA and strong industry partnerships. The infrastructure comprises air-conditioned classrooms, modern labs, smart boards, comprehensive library facilities, and excellent connectivity via main highway location. Faculty members are experienced, supportive, and industry-focused, contributing to robust academic outcomes. Terna Engineering College Navi Mumbai ranks second with solid 75-85% placement rates, established since 1991, NAAC B+ accreditation, and strong recruitment by major companies like TCS, Wipro, Deloitte, and Accenture. The college provides decent infrastructure near Nerul Railway Station, experienced faculty, and moderate fees structure. However, some reviews indicate mixed teaching quality and limited campus Wi-Fi access. Datta Meghe College of Engineering occupies third position with good infrastructure including multi-story buildings, smart boards, and spacious campus, but faces challenges with lower placement percentages for core branches, primarily benefiting CS/IT students, and requiring students to seek off-campus opportunities for certain specializations.

Recommendation:
Choose AP Shah Institute of Technology for superior placement prospects, modern infrastructure, strategic location, and strong industry connections, followed by Terna for established reputation and moderate performance metrics.

Ranking: 1st AP Shah Institute of Technology, 2nd Terna Engineering College, 3rd Datta Meghe College of Engineering. All the BEST for a Prosperous Future!

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Ans: HI,
NIT SURATKAL.
BEST WISHES.

Ans: HI,
NIT SURATKAL.
BEST WISHES.