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Sanjeev Govila |458 Answers |Ask -Follow

Financial Planner - Answered on Feb 06, 2024

Colonel Sanjeev Govila (retd) is the founder of Hum Fauji Initiatives, a financial planning company dedicated to the armed forces personnel and their families.
He has over 12 years of experience in financial planning and is a SEBI certified registered investment advisor; he is also accredited with AMFI and IRDA.... more

Question by DWARAKANATH on Oct 04, 2023Hindi

Money

MY cousin has recently sold a site and got a sum of 1.33 crores. He is asking me to advise whether he can invest partially in NHAI/Rural development bonds and rest in purchasing a site. Can you please help?

Ans: The provided information is not sufficient to comment on any kind of investment in the same as we have to first calculate the capital gain that arises on the property you sold, for which costs incurred and received are required.

Please consult your advisor for the calculation, he/she will guide you on your investments too.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Question by Rama - Feb 21, 2023Hindi

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At this valuation iscit okay to invest in ACC, Ambhuja Cements, Adani Ports and Adani Power?

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Question by Alok - Feb 05, 2024Hindi

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I am 42years old male ,my sugar level is in fasting 112.is it normal or need to take medicine.

Ans: It is a bit on the higher side with normal being 100. It would be a good idea to either check the HBA1C to be a bit more certain, else just try and reduce your carbs as well as over all calorie intake to reduce the fasting sugars. This is of course assuming you are a little overweight. If not, you should see a physician and get some more specific advice.

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Question by Muhammad - Nov 08, 2023Hindi

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Sir, I am 63 yrs. Last year I suffered from BP 170/110. I went to a Physician and as per his advice I am taking the tablets Nicardia 10mg 1 tablet alongwith Telista 20mg 1 tablet @ morning 9am and Nicardia 10mg 1 tablet at night 9pm. Now for the past three months my BP controlled 120/70 (OR) sometimes 110/70. Can I continue the same or to reduce the dose.

Ans: If the BP recorded multiple times is remaining a bit low, it maybe possible to reduce the dose. However, you should see the physician, have the BP checked in the clinic, and discuss the new dosages.

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As per your advise, being a diabetic & pancreatitis patient if I follow to take dinner at 6pm , can I improve gaining weight as I have already lost 11 kg in a year

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Age 61, male, my HDL 62,Trigl.-88, LDL- 141, Non HDL- 142. Any medication is required

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I am 39 (male) Fasting sugar 102 Hba1c 5.8 Average sugar 107 Taking no medicine No family history

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Asked by Anonymous - Feb 24, 2024Hindi

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My total cholestrol is only 99 with HDL at 33 and LDL at 55 and the VLDL is 11. Trygliciride is also 66. Is low HDL a cause for concern even though total is very low. My levels has always been like this with maximum total being at 125.

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Question by Vinay - Apr 29, 2024Hindi

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I m taking medicine for diabetic After medicine my sugar level is 120 approx is it ok I have leaver problem stage 3 also Diet is also taken in good condition

Ans: The level is ok as far as fasting sugar goes. It would also help to know the actual liver numbers and the HBA1C , which is the 3 months avg of the sugar levels. That would help understand the level of sugar control better. And sugar control is very important for the liver as well, among other precautions.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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