Should I Exit Stock Market Investments During Global Crisis & Job Losses?

Ans: I understand you're seeing some scary stuff about the stock market lately. It's true, things can get bumpy sometimes. But here's the thing - mutual funds are built for ups and downs!

Think of it like this: if you're on a long road trip, there will be sunshine and maybe some rain showers too. You wouldn't pull over every time it rained, would you? The same goes for investing. Short-term dips are part of the ride.

Here's why pulling out now might not be the best idea:

Missing the rebound: The market has a history of bouncing back after downturns. If you sell when things are low, you might miss out on the good times ahead.
Locking in losses: If you sell your mutual funds now, any decline you've seen becomes a real loss. Holding on gives your investments a chance to recover.
If you're worried, talk to a Certified Financial Planner (CFP) like me. We can help you review your investment goals and make sure your mix of funds is right for you. Remember, a bumpy road doesn't mean you're lost, it just means you're on an adventure!

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

Ans: if you have a vision of long term then every time is a good time, you can buy any bluechip companies

Ans: Hello;

You should exit your direct equity investment as early as possible and close the demat/trading account.

Also mutual fund investments for 3-5 year horizon should be in equity savings type mutual funds or conservative hybrid debt funds.

Avoid exposure to pure equity funds/ETFs.

It is not suitable for your age and time horizon.

Best wishes;
X: @mars_invest