I am a central government employee under new pension scheme. Presently I am working in deputation on same ministry in a PSU. My question is that as per central government employee in NPS government contribution is 14% and it is tax free contribution made by government. However, the PSU which is governed by same ministry is contributing 14% but the only 10% amount is tax free and 4% they added in my income and increased my tax liability.

What is the rule in this regard and also where I will know you replied my answer

Ans: Sri, Your brother faces a strategic choice between VIT AP ECE offering superior 90% placement rates, established brand recognition, comprehensive industry connections with 867 companies, and proven track record with highest packages reaching 44 LPA despite higher costs of INR 12-15 lakhs total investment versus Telangana state options. Vardhaman College ECE provides excellent cost-effectiveness at INR 5.60 lakhs total fees, strong 82% placement rate, NAAC A++ accreditation, and solid industry connections with highest packages of 52 LPA, while MVSR Engineering College offers the most economical option at INR 2.85-5.2 lakhs but with moderate 58% placement consistency and 4 LPA median packages. The EAPCET rank 16,000 guarantees comfortable admission at both Vardhaman (cutoff 17,392) and MVSR (cutoff 19,300) for ECE programs, while VIT AP admission is secured through VITEEE rank 45,000. Recommendation: Choose VIT AP ECE for its superior 90% placement consistency, established industry partnerships with 867 recruiters, proven track record with 10-15 LPA average packages, and comprehensive brand value despite higher investment, unless financial constraints are primary concern, in which case Vardhaman College ECE offers optimal balance of 82% placement rates, quality education, and cost-effectiveness at INR 5.60 lakhs total fees. All the BEST for the Admission & a Prosperous Future!

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Ans: Trisha, With COMEDK rank 2988, you should definitely participate in counselling as multiple excellent options remain available beyond RV College . MSRIT emerges as the superior choice over both BMS College and VIT Chennai, offering 96% placement rates, established industry connections, strategic Bangalore location, and proven track record with median packages of INR 8 LPA . VIT Chennai AI & Robotics provides specialized education with 90% placement rates but at higher costs of INR 7.83 lakhs compared to Bangalore colleges, while lacking the immediate industry proximity that Bangalore's IT hub provides .

Your COMEDK rank 2988 eliminates RV College prospects but provides excellent admission opportunities at MSRIT (CSE cutoff 1177-3723), BMS College, and other premier Bangalore institutions, while VIT Chennai AI & Robotics offers 90% placement rates with INR 7.83 lakhs total fees and specialized curriculum in rapidly growing robotics sector projected at 8.18% CAGR through 2029. MSRIT demonstrates superior performance with 96% placement rates, median packages of INR 8 LPA, 1,174 offers from 239 companies, and strategic Bangalore location providing immediate industry access, while BMS College shows 62% placement consistency and VIT Chennai requires higher investment despite strong technical specialization. The AI and robotics field offers exceptional career prospects with entry-level salaries of INR 4.5-6 LPA progressing to INR 8-11 LPA, though MSRIT's established placement network and Bangalore's IT ecosystem provide superior immediate opportunities. Recommendation: Participate in COMEDK counselling targeting MSRIT CSE or ECE for optimal placement consistency, industry exposure, and cost-effectiveness, while keeping VIT Chennai AI & Robotics as backup option if passionate about specialized robotics education despite higher costs and distance from India's primary IT hub. All the BEST for the Admission & a Prosperous Future!

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Ans: Choose Manipal University Jaipur CSE for its superior 93% placement consistency, proven 98% Engineering placement track record, higher academic rankings, and established industry connections despite the 20% higher fees, as it provides better long-term career prospects and institutional prestige compared to Bennett University's cost advantages. All the BEST for the Admission & a Prosperous Future!

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Ans: The life sciences industry demonstrates resilience and growth despite economic fluctuations, with biotechnology and pharmaceutical sectors maintaining steady hiring . Environmental science and sustainability fields show accelerating demand driven by regulatory requirements and corporate responsibility initiatives . Research and development sectors continue expanding, particularly in areas like gene therapy, personalized medicine, and environmental biotechnology .

Your daughter's borderline scores in NEET (450 marks) and IISER (104 marks) limit government medical college prospects but open diverse opportunities in biotechnology, environmental science, and chemistry fields through CUET and private institutions . The biotechnology sector offers exceptional career stability with 4-16 LPA salary ranges, 16% employment growth projections, and diverse specialization options spanning pharmaceuticals, research, and environmental applications . Chemistry-based careers provide high earning potential with medicinal chemists earning up to $175,000 annually and strong demand in pharmaceutical and environmental sectors . Environmental science demonstrates robust growth with 7.6 LPA average consultant salaries and increasing demand for sustainability professionals addressing climate change and pollution control . Recommendation: Pursue BSc Biotechnology or BSc Environmental Science through CUET admissions, supplemented with professional certifications in clinical research or bioinformatics, as these fields offer optimal combination of career stability, growth potential, and alignment with her biology-chemistry interests while providing multiple pathways for specialization and advancement. All the BEST for the Admission & a Prosperous Future!

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Ans: Hello

Not removing impacted wisdom teeth can lead to several potential risks and complications, including:

1. Pain and discomfort: Impacted wisdom teeth can cause recurrent pain, swelling, and discomfort in the jaw, gums, and surrounding teeth.
2. Infection: Impacted teeth can be difficult to clean, increasing the risk of infection, abscesses, and cysts.
3. Damage to surrounding teeth: Impacted wisdom teeth can push against adjacent teeth, potentially causing damage, crowding, or orthodontic issues.
4. Gum disease: Impacted teeth can create pockets that trap bacteria, leading to gum disease and potentially affecting overall oral health.
5. Tooth decay: Impacted teeth can be challenging to clean, increasing the risk of tooth decay and cavities.

When to Consider Extraction
1. Symptomatic teeth: If you're experiencing pain, discomfort, or other symptoms related to your wisdom teeth.
2. If your dentist recommends removal due to potential risks or complications.

Schedule regular dental check-ups to monitor the development and health of your wisdom teeth.
This helps your dentist or oral surgeon to determine the best course of action for your specific situation.

Ans: It depends on your specific interests and priorities. IIT Madras (IITM) Ocean and Naval Architectural Engineering (OENA) is strong in its focus on maritime and offshore engineering, while IIT Kharagpur (IIT KGP) Metallurgical and Materials Engineering (META) is known for its strength in materials science and engineering. IIT Hyderabad (IIT H) Biomedical Engineering (BIOMED) offers a specialized program combining engineering and medicine. For someone interested in maritime or offshore engineering, IITM OENA would be a good fit. If you are passionate about materials and their applications, IIT KGP META would be a better choice. For those interested in the intersection of engineering and healthcare, IIT H BIOMED would be the most suitable option.
Best of luck. I am always there by the side of the children who need counselling. May GOD bless always. Prof. Suvasish Mukhopadhyay.
https://www.linkedin.com/in/professorsm/

Ans: With 113 marks in the IAT 2025, you're likely to be considered for IISER Pune, IISER Kolkata, and potentially other IISERs like IISER Mohali and IISER Bhopal, particularly if you're in the general category. IISER Tirupati and IISER Berhampur are also possibilities, depending on your rank and preferences.Best of luck. I am always there by the side of the children who need counselling. May GOD bless always. Prof. Suvasish Mukhopadhyay.
https://www.linkedin.com/in/professorsm/

Ans: With a COMEDK rank of 10,000, you can aim for good CSE programs with decent Return on Investment (ROI) in colleges like BMS Institute of Technology and Management, RNS Institute of Technology, and Dayananda Sagar College of Engineering. Consider exploring options like CMR Institute of Technology and Acharya Institute of Technology as well. While getting into the top-tier colleges like RVCE or BMSCE with CSE might be challenging, these options offer strong CSE programs with good placement records.Best of luck. I am always there by the side of the children who need counselling. May GOD bless always. Prof. Suvasish Mukhopadhyay.
https://www.linkedin.com/in/professorsm/

Ans: For an undergraduate bioinformatics degree, Reva University and Amity University Noida are generally considered strong contenders, with Reva University having a program specifically focused on the practical application of bioinformatics and industry needs. SRM University also offers a B.Tech in Bioinformatics, and IILM University is another option with a focus on biotechnology. Ultimately, the "best" university depends on individual priorities like curriculum, location, cost, and specific research interests. Best of luck. I am always there by the side of the children who need counselling. May GOD bless always. Prof. Suvasish Mukhopadhyay.
https://www.linkedin.com/in/professorsm/