I am 79 yrs old and most of my investments are in FD,SCSS,LIC Jeevan Akshay VII and Gold Bond. I can spare about 50,000 to 70,000 which I plan to invest in MF with some risk.Pl suggest the right MF or should I invest in some other.

Ans: Inderjeet Sir, Choose UIET Kurukshetra ECE for industry-oriented engineering education with better immediate placement prospects in core and IT sectors. Opt for IISER Berhampur BS-MS if your son aims for a research career or advanced studies in science, valuing academic depth and global research opportunities over direct campus recruitment. Align the choice with his long-term career aspirations and interests in either professional engineering or scientific research. All the BEST for a Prosperous Future!

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Ans: Nidhish, BIT Mesra’s Chemical Engineering department, NBA-accredited with strong UGC and AICTE recognition, offers a comprehensive curriculum blending core chemical engineering fundamentals with emerging electives. The department has state-of-the-art labs, high-end research facilities, and a faculty team active in sponsored research projects. Placement records show approximately 75–85% placement rates with reputable core industry recruiters, and average packages near 11-12 LPA, supported by strong alumni networks and research collaborations. IIIT Vadodara International Campus Diu’s ECE program, a satellite campus of IIIT Vadodara, features modern infrastructure in a developing educational hub with active industry linkages, achieving near-complete placements annually and average packages around 12-15 LPA. The faculty are well-qualified, and the curriculum is updated to industry demands. IIIT Ranchi’s ECE branch is known for excellent placement consistency above 88%, delivering average packages above 16 LPA, with strong recruiter presence including top tech companies, alongside research-driven faculty and expanding campus facilities. IIIT Dharwad’s ECE program offers a growing placement ecosystem with about 66% placements for recent batches, average packages near 11-12 LPA, and rising recruiter engagement. Faculty includes PhD-qualified experts with good infrastructure, but placement rates lag behind IIIT Ranchi.

Recommendation: Prioritize IIIT Ranchi ECE for its outstanding placement rates, stronger average packages, and expanding research environment. Next, consider BIT Mesra Chemical Engineering for its reputable core engineering focus and solid research facilities. Follow with IIIT Vadodara Diu ECE for promising placement and growing infrastructure, then IIIT Dharwad ECE considering comparatively lower placement consistency.

Priority order: IIIT Ranchi ECE > BIT Mesra Chemical Engineering > IIIT Vadodara Diu ECE > IIIT Dharwad ECE. All the BEST for a Prosperous Future!

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Ans: Ansaf, IIEST Shibpur's Electrical Engineering (EE) department, one of the oldest and highly reputed in India, features experienced PhD-qualified faculty actively involved in research and consulting. It offers excellent infrastructure with specialized labs in power systems, control, and power electronics. EE students enjoy about 85-90% placement rates, with average packages around 7-8 LPA and top recruiters including Texas Instruments and Tata Steel. The Electronics and Communication Engineering (ECE) department at IIEST Shibpur, while also reputable, has slightly lower placement rates around 59-65%, with an average package of about 8-10 LPA and similar top recruiters like Google and Microsoft. ECE focuses on analog and digital electronics, signal processing, and telecommunications with good research opportunities and modern labs.

NIT Calicut’s Mechanical Engineering department is well-established with about 88% placement rates, strong faculty engaged in sponsored research and consultancy, and average packages competitive for core engineering roles. The department emphasizes design, manufacturing, energy systems, and industrial applications with robust industry collaborations. The infrastructure includes advanced labs and well-equipped facilities supporting both academics and research.

Choosing among IIEST Shibpur EE, ECE, and NIT Calicut Mechanical Engineering depends on career interests in electrical power and control systems, electronics and communication technologies, or core mechanical engineering design and manufacturing. EE at IIEST offers slightly stronger placements and a legacy in power and industrial sectors. ECE at IIEST is suited for those aiming at telecom, VLSI, and digital electronics, while NIT Calicut Mechanical is ideal for core mechanical careers with strong industry relevance.

Recommendation: Prioritize IIEST Shibpur Electrical Engineering for its superior placement consistency, research funding, and established power sector expertise. Next, consider NIT Calicut Mechanical Engineering for core industry opportunities with strong academic and infrastructure support. Lastly, choose IIEST Shibpur ECE if your preference is toward electronics, telecommunications, and emerging technologies.

Order of priority: IIEST Shibpur Electrical Engineering > NIT Calicut Mechanical Engineering > IIEST Shibpur Electronics and Communication Engineering. All the BEST for a Prosperous Future!

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Ans: Namrata Madam, NIT Srinagar's Electronics and Communication Engineering (ECE) branch closing ranks for general category in 2025 ranged approximately between 30,313 (opening) to 59,224 (closing) for JEE Main admissions, indicating your daughter's CRL rank of 69,775 is slightly above the usual closing rank for ECE. Electrical Engineering closing ranks extended higher, from about 27,934 to 66,040, making her current admission in Electrical branch well within range. ECE placements at NIT Srinagar are strong, with a placement rate exceeding 107%, median packages around ?7.5 LPA, and recruiters like top tech and core companies, reflecting solid career prospects. The possibility of sliding into ECE during CSAB special rounds depends on seat availability, category cutoffs, and candidate movement in subsequent rounds.

Recommendation: Maintain the current seat in Electrical branch at NIT Srinagar as it offers excellent infrastructure, experienced faculty, and robust placements. You may attempt sliding to ECE during special rounds if flexibility exists, but be mindful that her rank slightly exceeds typical ECE closing ranks, making Electrical a reliable and rewarding option aligned with her rank and career goals. Prioritize branch strengths and placement opportunities while deciding on slide attempts. All the BEST for a Prosperous Future!

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Ans: IIIT Jabalpur's Smart Manufacturing program, secured at a CRL rank of around 92,000 in the OBC NCL female category, aligns well with recent CSAB cutoffs where the closing rank for this category was approximately 88,000 to 150,000 in 2025, indicating your rank is competitive for the seat. The institute is government-recognized with strong UGC and AICTE approvals, offering modern infrastructure, single-seated hostels, well-equipped labs, and active student support systems. Placements in Smart Manufacturing average around 70-75%, with reputed industry recruiters such as JSW, Tata, and Mahindra providing solid career opportunities. The program integrates traditional manufacturing principles with Industry 4.0 technologies, offering emerging career paths in manufacturing innovation and automation.

Recommendation: Accept IIIT Jabalpur Smart Manufacturing as it offers a reputable program with good placement prospects, quality infrastructure, and industry connections fitting your category rank and career goals without the immediate need to float for other options. All the BEST for a Prosperous Future!

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Ans: For a resident of Bangalore, VIT Vellore and PES University Electronic City both offer strong options but differ in key aspects. VIT Vellore, ranked 11th by NIRF for engineering in 2024, boasts a large 372-acre campus, NAAC A++ accreditation, and a remarkable 99.2% placement rate in 2025. It recorded highest CSE packages over ?1 crore, with an average of ?14.8 LPA, attracting 632 recruiters including Microsoft, Amazon, and Intel. PES University Electronic City, smaller in size with NAAC A grade and ranked 6th among Indian private universities, offers near?complete placement coverage in CSE with average packages around ?12–16 LPA and top recruiters like Apple, Google, and Nvidia. PES has the advantage of Bangalore location providing proximity to IT hubs, while VIT excels in brand recognition, infrastructure, and a broader recruiter base.

Recommendation: Choose VIT Vellore for superior national reputation, extensive campus infrastructure, and exceptional placement records especially for CSE and allied streams. Opt for PES University Electronic City if being in Bangalore with direct industry exposure and a strong local network aligns better with your career goals and lifestyle preferences. Both deliver quality academics, but VIT offers slightly stronger long-term career prospects through broader employer engagement and global rankings. All the BEST for a Prosperous Future!

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Ans: Given the absence of publicly stated concessions for defence personnel wards and single girl child at BIT Mesra, consider directly engaging with their admissions or student welfare office for confirmation. Meanwhile, explore alternative scholarships and fee waiver programs based on merit and JEE ranks offered by BIT Mesra to optimize fee support opportunities. All the BEST for a Prosperous Future!

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Ans: Among the colleges mentioned UPES is a good option. Check placements of each of the college based on your area of specialisation

Ans: Rajkumar Sir, Your son’s JEE Main rank of 102,538 with a 93.116 percentile is significantly higher than the closing rank for Computer Science Engineering (minor in AI & ML) at NIELIT Gorakhpur, which was around 65,778 in 2025 for the general category. NIELIT Gorakhpur offers a curriculum with a balanced focus on computer science and emerging AI-ML technologies, supported by modern infrastructure, qualified faculty, and an active placement cell. The institute maintains respectable placement rates with top recruiters including TCS, Infosys, and Bosch, though placement percentages hover around 60-70% for various programs. The institute’s strengths lie in practical training, industry tie-ups, and good research opportunities, aligning well with technological trends. Given his rank, admission at NIELIT Gorakhpur is a sound option, particularly with a specialization in an in-demand field like AI-ML.

Recommendation: Continue with Computer Science Engineering with a minor in AI-ML at NIELIT Gorakhpur to leverage specialized skills, industry-oriented curriculum, and credible placement support. Given the rank gap with closing cutoffs at premier institutes, pursuing other options might be limited, making this a practical and promising choice aligned with career growth in AI and computing. Focus on skill development and internships to enhance job readiness and future prospects. All the BEST for a Prosperous Future!

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