I have 2 SIPs named as:

1. L24G SBI Equity Hybrid Fund Regular Growth - Rs. 1000/- per month
2. L007G SBI Magnum Equity ESG Fund Regular Growth - Rs.1000/- per month

Sir, kindly suggest me it is OK or do I have to switch to another one. Which will give me better return with same amount of investment?

Ans: Providing precise admission chances for each student can be challenging. Some reputed educational websites offer ‘College Predictor’ tools where you can check possible college options based on your percentile, category, and preferences. However, for a more accurate understanding, here’s a simple yet effective 9-step method using JoSAA’s past-year opening and closing ranks. This approach gives you a fair estimate (though not 100% exact) of your admission chances based on the previous year’s data.

Here is, How to Predict Your Chances of Admission into NIT or IIIT or GFTI After JEE Main Results – A Step-by-Step Guide.

Step-by-Step Guide to Check Your Admission Chances Using JoSAA Data
Step 1: Collect Your Key Details
Before starting, note down the following details:

Your JEE Main percentile
Your category (General-Open, SC, ST, OBC-NCL, EWS, PwD categories)
Preferred institute types (NIT, IIIT, GFTI)
Preferred locations (or if you're open to any location in India)
List of at least 3 preferred academic programs (branches) as backups (instead of relying on just one option)
Step 2: Access JoSAA’s Official Opening & Closing Ranks
Go to Google and type: JoSAA Opening & Closing Ranks 2024
Click on the first search result (official JoSAA website).
You will land directly on JoSAA’s portal, where you can enter your details to check past-year cutoffs.
Step 3: Select the Round Number
JoSAA conducts five rounds of counseling.
For a safer estimate, choose Round 4, as most admissions are settled by this round.
Step 4: Choose the Institute Type
Select NIT, IIIT, or GFTI, depending on your preference.
If you are open to all types of institutes, check them one by one instead of selecting all at once.
Step 5: Select the Institute Name (Based on Location)
It is recommended to check institutes one by one, based on your preferred locations.
Avoid selecting ‘ALL’ at once, as it may create confusion.
Step 6: Select Your Preferred Academic Program (Branch)
Enter the branches you are interested in, one at a time, in your preferred order.
Step 7: Submit and Analyze Results
After selecting the relevant details, click the ‘SUBMIT’ button.
The system will display Opening & Closing Ranks of the selected institute and branch for different categories both Home State (HS) i.e. State you belong to & also Other State (OS).
Step 8: Note Down the Opening & Closing Ranks
Maintain a notebook or diary to record the Opening & Closing Ranks for each institute and branch you are interested in, separately for HS & OS Categories for a quick reference.
This will serve as a quick reference during JoSAA counseling.
Step 9: Adjust Your Expectations on a Safer Side
Since Opening & Closing Ranks fluctuate slightly each year, always adjust the numbers for safety.
Example Calculation:
If the Opening & Closing Ranks for NIT Delhi | Mechanical Engineering | OPEN Category show 8622 & 26186 (for Home State), consider adjusting them to 8300 & 23000 (on a safer side).
If the Female Category rank is 34334 & 36212, adjust it to 31000 & 33000.

Follow this approach for Other State candidates and different categories.
Pro Tip: Adjust your expected rank slightly lower than the previous year's cutoffs for realistic expectations during JoSAA counseling.

Can This Method Be Used for JEE April & JEE Advanced?
Yes! You can repeat the same steps after your April JEE Main results to refine your admission possibilities.
You can also follow a similar process for JEE Advanced cutoffs when applying for IITs.

Want to Learn More About JoSAA Counseling?
If you want detailed insights on JoSAA counseling, engineering entrance exams, preparation strategies, and engineering career options, check out EduJob360’s 180+ YouTube videos on this topic!

Hope this guide helps! All the best for your admissions!

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Ans: NO.

Ans: Health and psychological struggles can impact academics and motivation, leading to burnout or depression. It's important to prioritize mental health and seek professional support. IT is still an option, but not through traditional academic paths. To build a career in IT, pick one small, manageable skill and focus on skills, such as web development, Python basics, or SQL. Start with internships or freelance gigs, try for small projects, and create structure despite low motivation. Remember that you are more than a GPA, and don't judge your worth by exams. Start small with one free coding course and one project. All the best for your admissions!

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Ans: Best Likely AI/ML Colleges:

NIT Rourkela, NIT Allahabad, NIT Calicut (CSE-AI)

IIIT Allahabad (IT-AI)

Ans: Hi,

I’m very sorry to hear that you missed out on six years due to a lack of proper guidance. Since you are NOT interested in medicine, it's important to choose a course that won’t negatively impact your future. If you excel in chemistry, you might consider pursuing that field and then entering the job market afterward. You can also pursue an MBA after completing any undergraduate course. If you're not confident in your chemistry skills, a Bachelor of Business Administration (BBA) could be a good alternative. Ultimately, the choice is yours.

It's worth noting that when companies hire fresh graduates, they often look at age. Most companies tend to favor candidates who are under 24 years old. Therefore, it’s essential to complete your course without any gaps. This will increase your opportunities significantly. Don’t worry; you can achieve your goals!

Best wishes.

POOCHO. LIFE CHANGE KARO.

Ans: the RTA - KFintech are the right people to get you the answer.
https://www.kfintech.com/contact-us/

Ans: Hi Ma,
There are fewer options when you choose the domicile category and whichever NIT, IIT, or GFTI is available for this rank. So, keep an eye on the website.
best wishes.
POOCHO. LIFE CHANGE KARO.

Ans: Hi Balaraju,
As an OBC-NCL girl candidate with a 90 percentile, there are possibilities for admission in Suratkal. Fields available include Mechanical, Electronics and Communication, Information Technology, Chemical, and Civil Engineering.
BEST WISHES.

POOCHO. LIFE CHANGE KARO.

Ans: Dear Madam/Sir. Thank you for your question. Sorry to hear about your mother’s condition. Frozen shoulder, or adhesive capsulitis, is a common complication in people with diabetes and can be quite painful and limiting. Since it has been eight months, she may be in the frozen or early thawing stage, where pain might reduce but stiffness remains. It’s good that she is undergoing physiotherapy, as consistent therapy is essential in managing this condition. Make sure her treatment includes passive and active-assisted range-of-motion exercises, joint mobilizations, and stretching techniques specific to the shoulder capsule. Applying heat before therapy or using ultrasound can help relax the joint and make exercises more effective. Maintaining good blood sugar control is also crucial, as uncontrolled diabetes can worsen inflammation and delay healing. If progress is slow, consult her doctor about additional options like corticosteroid injections, hydrodilatation, or even manipulation under anesthesia in resistant cases. Encouraging her to perform gentle home exercises daily, even if painful, is important to prevent further stiffness. Recovery from frozen shoulder is often slow and can take 12 to 18 months, but steady improvement is possible with the right approach. I wish your mother a smooth and speedy recovery.