Hi.
I smoke and don't exercise much.
There is cardiac disease in my family.
I have tried quitting smoking many times but I feel too depressed when I do, almost suicidal.
But I am very careful about my diet. I take a 45-minute walk every evening.
If I continue to smoke two or three cigarettes a day, since I can't stop, what health measures and changes in my lifestyle should I make to combat the harm smoking causes?
I am a chronic diabetic. I am on dialysis. I go once a week.
I wanted to travel abroad for my son's graduation in New York. Will I be able to do dialysis abroad?
Vijay

Hello Sir, I am having a MAX Life insurance for investment of 5 years and total policy time is 20 years it is having allocation as Balanced Fund -15.65% Secure Fund - 15.70% Money Market Fund II- 15.69% Nifty Alpha 50 Fund - 26.60% Nifty 500 Momentum 50 Fund - 26.60% I want balance the allocation for long term investment as current stock market is volatile. Please help.

I am 64 yrs old retired person, having worked for 11 years in a private firm from Feb 1998 to Sept 2008. There was no UAN no introduced at that time. After leaving, I withdrew EPF contribution, however towards contributions to EPS I received Pension Scheme certificate for drawing pension after attaing 58 yrs. I attained 58 yrs in Oct 2018, but didn't apply for pension & neither for Scheme certificate with arears. I worked in 3 more private companies for less than 10yrs in each company & withdrew PF contribution after leaving. Finally in Oct 2020 I retired from the last company after putting in 9.5 yrs service with a UAN no. & claimed back the PF & Pension contribution made during the tenure. Please advise as to how i can claim back my EPS Scheme Certificate along with the arears for the period 2018 when I attained 58 yrs till date & also regularize monthly pension. Kindly guide & help, as i am in severe financial crisis but since last 2 years running pillar to post for assistance, but failed.

I was duped of some 8L rs by fraudster and had completed the legal process where in court has ordered indusind bank and bank of Maharashtra to refund me money which is held by them..it been more than month since order was issued still no update is available from bank regarding credit back of the amount in my account.what next I should do..

My loans have crossed 40 lakhs and i dont have job. I dont know what should i do as i do not have any money to pay back. I am taking loans to repay interest for old loans.

Sir I have 98 percentile in jee mains obc-ncl category uttar pradesh can I get cse or ecce in NIT

If I failed in class 12 in one subject this year. but passed in jee mains. can i still give advanced? considering that I will pass boards in compartment exams with minimum of 75%. Compartment will be in July and its result gets declared in August. Even if im eligible, wont it affect my councelling process. as it is in june july only?

My son percentile in jee mains 2025 is 98.55 general Delhi school please tell any nit dtu on any other prestigious institute for cse

Through joint development agreement with developer,new flats after construction are provided to landowners in lieu of 30% of land provided to developer .There is no cost involved to the owner.What will be tax implications including capital gain for landowner?

i have a flat in mumbai which has gone for redevelopment. out of total area i am surrendering 400 sq feet to builder. will my money be liable for Income tax