Home > Health > Question
Need Expert Advice?Our Gurus Can Help
Komal

Komal Jethmalani  |293 Answers  |Ask -

Dietician, Diabetes Expert - Answered on Sep 15, 2022

Komal Jethmalani is a practising dietician and nutritionist with over 26 years of experience.
She specialises in weight loss and diabetes management.
Jethmalani has completed her MSc in food and nutrition from SNDT University and trained at Jaslok Hospital.
She is a NDEP-certified diabetes educator.... more
vijay Question by vijay on Sep 15, 2022Hindi
Listen
Health

Hi.
I smoke and don't exercise much.
There is cardiac disease in my family.
I have tried quitting smoking many times but I feel too depressed when I do, almost suicidal.
But I am very careful about my diet. I take a 45-minute walk every evening.
If I continue to smoke two or three cigarettes a day, since I can't stop, what health measures and changes in my lifestyle should I make to combat the harm smoking causes?
I am a chronic diabetic. I am on dialysis. I go once a week.
I wanted to travel abroad for my son's graduation in New York. Will I be able to do dialysis abroad?
Vijay

Ans:

Glad to know that you are careful about your diet. Being diabetic, and being on dialysis, does involve a lot of dietary restrictions.

Exercise plays an important part not only in increasing your metabolism but also in lowering your stress levels. Yoga is an effective stress reliever. You can think about doing this.

Smoking, unfortunately, is one of the leading causes of stroke and coronary heart disease. I understand that you are finding it difficult to give up smoking but if you want to lead a better life, then stopping smoking is the best solution.

Dialysis can be done abroad under a health insurance policy. You can inquire about the same.

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.
Health

You may like to see similar questions and answers below

Latest Questions
Samraat

Samraat Jadhav  |1651 Answers  |Ask -

Stock Market Expert - Answered on Apr 20, 2024

Ramalingam

Ramalingam Kalirajan  |637 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 20, 2024

Listen
Money
hi sir : my son doing job since two year monthly earning is 60 K. but his saving is nil. pl. advice where to invest
Ans: It's great that your son has started earning, and it's essential to guide him on saving and investing for the future. Here's a step-by-step investment plan tailored for him:

Emergency Fund: Start by building an emergency fund equivalent to 3-6 months of expenses. This fund should be easily accessible, like a savings account or a liquid fund.
Debt Repayment: If he has any high-interest debts like credit card bills or personal loans, it's wise to clear those first to avoid paying hefty interest.
Investment Options:
Equity Mutual Funds: For long-term wealth creation, he can start SIPs in diversified equity funds. A mix of large-cap, mid-cap, and multi-cap funds can provide growth.
PPF (Public Provident Fund): A tax-efficient and safe option for long-term savings with a lock-in period of 15 years.
NPS (National Pension System): A retirement-focused investment with tax benefits, offering a mix of equity, corporate bonds, and government securities.
Term Insurance: Since he's working, consider getting a term insurance plan to ensure financial security for his dependents.
Health Insurance: A comprehensive health insurance plan to cover medical emergencies can provide financial security and tax benefits.
Budgeting and Savings: Encourage him to create a monthly budget to track expenses and identify areas to save. Automating investments through SIPs can also help in disciplined saving.
Financial Education: Educate him about the importance of financial planning, saving, and investing. Encourage him to read books or attend workshops on personal finance.
Starting early with disciplined saving and investing can help him build a substantial corpus over time. Encourage him to consult a financial advisor for personalized guidance tailored to his financial goals and risk tolerance.
(more)
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x