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Dr Karthiyayini Mahadevan |1146 Answers |Ask -Follow

General Physician - Answered on Mar 22, 2024

Dr Karthiyayini Mahadevan has been practising for 30 years.
She specialises in general medicine, child development and senior citizen care.
A graduate from Madurai Medical College, she has DNB training in paediatrics and a postgraduate degree in developmental neurology.
She has trained in Tai chi, eurythmy, Bothmer gymnastics, spacial dynamics and yoga.
She works with children with development difficulties at Sparrc Institute and is the head of wellness for senior citizens at Columbia Pacific Communities.... more

Asked by Anonymous - Feb 27, 2024Hindi

Health

I had my open heart surgery in 2021. Nowadays I feel fatigue and gastric related problems. Once in a year only I do my check ups as I stay away from kerala, where I have done my open heart surgery. plz advice

Ans: Please get your Echo done and Complete blood picture to see where you are in the cardiac efficiency and Hb

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.

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General Physician - Answered on May 25, 2023

Question by V - May 25, 2023Hindi

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Dr, I am V.S.Pavate, has undegone bypass surgery(CABG) five years ago and on medication.Recently I did follow up cheque up.I have told by the cardilogist that all the reports are fine and lipid profile also fine. Now i have chest pain every now and then.Is it due to acidity.please let me know. Vsp

Ans: It could be acidity and may even be a consequence of one of the medicines like blood thinners. Please see a physician who will be able to confirm the same and suggest a different medication.

Dr Karthiyayini Mahadevan |1146 Answers |Ask -Follow

General Physician - Answered on Jun 24, 2024

Question by manjeet - Aug 23, 2023Hindi

Health

i am 53yr age,5.3inch/56kg, bp 140/80 to 180/90 since last 20 days recorded randomly, in last 3yrs i lossed my two elder brothers and mother, i am in heavy mental pressure as a bank guarantor for some body, i am meditate regularly to control my self. But last few weeks i feel some times pain in back side of left chest and inner side of front chest(inner side of left nipple). cholesterol levels within range tested 15days bak, lipid profile ok. now feeling tired quickly, after 20+ steps in stairs, feeling tired in the morning after getting up. so kindly suggest your suggestion . thankyou.

Ans: You must be also having sleeping difficulties. Kindly meet up with a Counsellor or Psychologist
Check your Hb, Vit B 12 and Vit D and correct if values are low

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Physiotherapist, Nutritionist - Answered on Sep 29, 2023

Asked by Anonymous - Sep 26, 2023Hindi

Health

recently my bypass surgery done..in diet which care should i take?

Ans: Hi,
As suggested by your doctor. Usually the surgeon advises your water consumption, spice consumption and oil consumption so it’s best to follow that

Dr Karthiyayini Mahadevan |1146 Answers |Ask -Follow

General Physician - Answered on Oct 21, 2024

Asked by Anonymous - Sep 23, 2024Hindi

Health

Respected Dr Babu, I was suffering from gall stone related issues In 2023 Aug I got admitted to a hospital emergency due to CBD blockage as a few stones had come out of GB and caused jaundice ,acute pancreatitis I was released after medication as OT could not performed I have Beta Thallasemia,no transfusion reqd In 2024 May I got admitted again as stone which CBD blocked again had to to be removed by ERCP and a CBD stent was placed inside. I was discharged and adviced to remove GB which they did in August 2024 .I was recovering very fine had joined office But after removal of CBD stent by Endoscopy by local anaesthesia 18th Sept,I am still not feeling well like tend to vomiting,no urge to eat only soups feeling weak.Lingerin pain in mid abdomen and between ribs. Doctors advice Pan D morning and for pain Pyrigesic 1000 Can you please advice how long these symptoms will persist Thanks Regards Sudipto Basu ,weak

Ans: 4-6 weeks is the recovery time
The solution is not removal of stone
It should be focussed on o issues that causes Gall stones
Why is the flow sluggish in the biliary tree
Some tips
1.Avoid oily food
2.Have really dinner by 6 pm
3.Avoid refined carbohydrates
4.Avoidanimal protein in dinner meal

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IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jan 14, 2025

Asked by Anonymous - Jan 13, 2025Hindi

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Sir, By mistake I have filled wrong DOB in my JEE application form , I have worked really hard ???? and my anxiety level are also at its peak after this incident ! I have send an email to NTA about my problem but there was no response ! ???? Please guide me Sir and will I be able to give my Exam ! ????

Ans: Hi
please write an email jo the JEE authorities stating the correct date of birth. Also carry the proof of actual date of birth & hard copy of email with you to avoid any inconvenience. There won't be any issue in appearing for exam.

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Tech Careers and Skill Development Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 13, 2025Hindi

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Hi I am 2016 passed out. Currently i am working in BPO. I have 7 years of experience in BPO Non-voice. Health care field. I would like move IT field in software developer. It is possible to move IT jobs. Kindly assist

Ans: What are your qualifications?

Asked on - Jan 13, 2025 | Answered on Jan 14, 2025

Ans: Try to increase your qualification by doing MCA etc. Develop your skill set on advance topics like AI, DS etc by doing online course. Then probability of getting job will increase.

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Insurance, Stocks, MF, PF Expert - Answered on Jan 13, 2025

Question by AVIJIT - Jan 12, 2025Hindi

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I HAVE CARE HEALTH INSURANCE BASE POLICY 1000000 FOR 2 A+ 1 K , AGED 60 YEARS, 45 YEAR AND 16 YEARS. AND FROM THE LAST 15 YEARS NO CLAIM. 2023 I PORTED MY MEDICLAIM POLICY FROM NATIONAL INSURANCE TO CARE HEALTH INSURANCE WITH 1000000 L BASE AND 50% NCB. I GOT A RENEWAL ON DEC/24 AND NCB 50% WAS ADDED WITH MY BASE INSURANCE. NOW I WANTED TO TAKE A SUPER TOP-UP OF NIVA BUPA HEALTH RECHARGE OF 90 LAKH . IS IT GOOD FOR MY FAMILY ? PL ADVISE ME .

Ans: Hello;

It is certainly a good proposition.

Just check on the deductible, sub-limits on some diseases if any, cap on room rent, if any. Any exclusions.

Best wishes;

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Insurance, Stocks, MF, PF Expert - Answered on Jan 13, 2025

Question by AVIJIT - Jan 12, 2025Hindi

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I HAVE CARE HEALTH INSURANCE BASE POLICY 1000000 FOR 2 ADULTS 1 KID , AGED 60 YEARS, 45 YEARS AND 16 YEARS. AND FROM THE LAST 15 YEARS NO CLAIM. 2023 I PORTED MY MEDICLAIM POLICY FROM NATIONAL INSURANCE TO CARE HEALTH INSURANCE WITH 1000000 L BASE AND 50% NCB. I GOT A RENEWAL ON DEC/24 AND NCB 50% WAS ADDED WITH MY BASE INSURANCE. NOW I WANTED TO TAKE A SUPER TOP-UP OF NIVA BUPA HEALTH RECHARGE OF 90 LAKH. IS IT GOOD FOR MY FAMILY? PL ADVISE ME.

Ans: Hello;

It is certainly a good proposition.

Just check on the deductible, sub-limits on some diseases if any, cap on room rent, if any. Any exclusions.

Best wishes;

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Insurance, Stocks, MF, PF Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 13, 2025Hindi

Money

For salaried professionals investing in equity, does this market crash affect the benefits of Section 80C investments, such as ULIPs or ELSS, which are tied to market performance?

Ans: Hello;

Anything and everything connected with the market will get affected by market volatility. (ULIPs & ELSS too)

However for investors it is like a grand new year sale.

Continue your regular investments and also do lumpsum, if possible, at every sharp decline.

Only those whose target horizon is near should withdraw their gains from equity funds. They can begin fresh investments for some other financial goal.

Best wishes;

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Stock Market Expert - Answered on Jan 13, 2025

Question by Deepak - Jan 13, 2025Hindi

Money

Tks a lot for the clear answers to my queries regarding transmission of shares. However, I would like some more clarification on custodial account for shares entitled to C. Custodial account for C will mean a brokerage account in name of C under guardianship of B or an account in name of B but under some category called as Custodial accounts? Alternatively, can the shares entitled for C be sold by B as C's legal guardian and then the sale proceeds be brought in India directly in a bank account in name of C under B's guardianship? Thanks in advance for the support.

Ans: A custodial account for shares typically means a brokerage account held in the name of the minor (C) but managed by the guardian (B). This allows the guardian to oversee the account and make investment decisions on behalf of the minor.
Alternatively, the shares entitled to C can indeed be sold by B as C's legal guardian. The proceeds from the sale can then be brought into India and deposited into a bank account in C's name, under B's guardianship. However, it's important to ensure that all legal requirements and permissions are met, especially if the shares are part of a larger estate or property.
Hope this helps.

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IIT-JEE, GATE Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 03, 2025Hindi

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Hello sir,I'm bsc graduate from tier3 clg.i was planning masters but I'm confused whether I should go for MSc ds and ai from mithibai clg or should I go for MCA?Also recently I was going through UPSC Exam details and opportunities.So I wanna know which path is good?

Ans: I believe M.Sc. is better

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Career Counsellor - Answered on Jan 13, 2025

Asked by Anonymous - Nov 30, 2024Hindi

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Hi, I am a 29 year old married man stuck between the career what to do and what not I have good experience in sales of around 6 years but not the proper pay as I am living in a city where there is no big companies no growth in terms of salary and in sales same thing from last 6 years that is 'calling' now I am wish to change the profile to digital marketing as it is in demanding stage and can learn and grow my skills as I am from technical background so please suggest me is it the right to switch the profile or remain in same profile and I am not getting the proper pay in my city but living because my parents are here

Ans: Switching over to digital marketing is not recommended. For your parents you can't move out of the town. I appreciate your caring attitude for your parents, but at the same time unless you go to a big city you can't get a good break. Best of luck. Professor.................................:)

Asked on - Jan 13, 2025 | Answered on Jan 13, 2025

Thanks sir for valuable feedback

Ans: Welcome Dear

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Tax Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 10, 2025Hindi

Money

I am in the process of buying raw materials from different states for my manufacturing unit. How does the GST structure affect inter-state purchases, and how can I reclaim the input tax credit (ITC) on these transactions?

Ans: 01. All purchases, may be from different states, should have your GST number on it, so that your GST paid is reflected in GSTR-2B.
02. While filing your GST Returns, you can off set your GST liability with the ITC, as reflected in GSTR-2B.
03. Most welcome for any further clarifications. Thanks

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Tax Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 11, 2025Hindi

Money

Sir, I purchased a flat in 1999 for 3 Lakhs, now in 2025 I am going to sell it for 35 Lakhs. Will there be any Capital Gain Tax on it?

Ans: 01. Yes. This transaction would be subject to Capital Gain Tax.
02. Under present provisions of Income Tax Act, you may opt any of the options (in case of Long Term Capital Gains), as under :
(a). Tax Rate 12.50% without indexation or
(b). Tax Rate of 20% with Indexation.
03. You may calculate your tax liability under both options & may opt for the tax regime, where tax liability is minimum.
04. Most welcome for any further clarifications. Thanks

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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