Dear Doctor, i am addicted to Cetrizine gablets for many years now and get cold easily if not using it (allergic rhinitis). Is there alternate therapy available as i now fear of adverse effects due to prolonged usage. I am 47. No diabetes as of now, but take BP tablets.

Respected Sir/Mam I have just completed my 12th grade and waiting for my results and I have decided to pursue my carrier in law ,but CLAT 2024 was already over .So ,I have decided to give Christ University law entrance exam (CULEE) and failed in the first session .I am an science stream student ,I am confused now whether should I go with law or try engineering.I know it's about my interest but still I can't choose kindly help me

Im 28 F and planning to focus on career before thinking about marriage. Parents are pressuring me to get married but im not interested now. Is it too late already?

Im in a relationship with a guy for 9 years. We tried to convince our familes. My family got convinced, but his family didnt. He is threating him that if he marry me they will hurt us. He is fed up with all these and now dont want to get married. What should i do?

Hi, my age is 29. Married. My daughter is 8 months old. My monthly salary is Rs. 1.33L PM. Monthly expense - Rs. 35,000 Current commitments are: Home Loan EMI - Rs. 43,535 (8 months completed. 30 years tenure) Term Insurance - 1cr (Annual premium - Rs. 36,000 for 10 years. 7 more premium pending) Current NPS Balance - Rs. 75,000. Investing Rs. 15,000 pm SSY - Rs. 12,500 pm. APY - Rs. 409 pm I'm planning to save for Emergency Corpus Fund, get a medical insurance floater policy. My short term goal is to save Rs. 20 lakhs within 4 years for registeration and interior work for house. My long term goals are for daughters UG education, wedding, retirement at 55 years. I took investment risk test and Im an aggressive investor and planning to invest more on equity. Also, I want to diversify the portfolio and invest across asset class.

I completed bams a year ago. I passed 12th in 2014 and prepared for neet 2 times but couldn?t get seat because i was not serious about my career at that time. I had no clearity. I was so confused that I couldn?t focus. Even my parents and relatives were scolding me and not helping me . So I wasn?t thinking roperly focused. Then i gave bams entrance for the first time and got seat. I feel like if they wouldn have helped me or asked me what do i feel then i must not have been in the same place as am today. I feel i have ruined my life. Am currently working in delhi as a physician in a very renowned ayurvedic institute. But i feel like I don?t have passion for ayurveda. Am 26 years old. Everytime i feel like failure as I couldn?t get mbbs. Still my teenage to final year of my college i used to be so confused about my career. As now at 27 am having clearity that i want to be a cardiac surgeon, i feel like it?s too late to restart again. I feel depressed, failed and guilty. I don?t know if its a good decision to appear for neet again or not. I feel like defeated. I dont Feel happy. This time i have a lot of passion for becoming a cardiac surgeon but i am not able to decide this thing myself. I feel helpless. I feel guilty that I couldn?t clear neet exam. On the other hand there are some of my friends who never ever appeared for neet and did bams from private colleges are really happy and don?t have any complaints from this career. Why do i only feel defeated and unhappy.

I want to invest 5 lakhs one time investment in mutual fund purely for growth. Which fund would give higher returns in short period of time.

Hi Jinal, We both partner are 40 year old. These days after having second child (9 month old), I am bit worried about my both sons (Elder one 10 year) future. We couple currently earning 3.5 Lack per month together (In hand). I am investing 15 thousand in LIC SIIP (Last two year), 25 thousand in SIP (SBI, Last two year), and nearly 20 thousand in LIC per month (Last 10 years). I do invest 1.5 Lacks in PPF every year (Last 13 year). With all this investment can i reach a core plus of 60 Lac (For younger one education) by 2030 and another 1 Cr (For Elder one education and marriage) by 2040. I don't have to plan our retirement as we both are government employee and automatically investing in NPS as per government rules (Current value of NPS is 80 Lack combined). Is this investment is sufficient or i have to increase further for our sons education. One more thing I do investment in gold also (Physical) approximately 3 Lack per year from last 2 years.

is insurence ( TATA AIG)avl for resurfaciIng of hip joints

Dear Sir, I am investing Rs 70,000 per month in HDFC Top 100 growth direct plan and will reach 1 Cr (investment) in next 15 years. If I switch to SWP for next 10 years after I have invested 1 Cr then, how much will I get per month?