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Dr Hemalata Arora | Answer |Ask -Follow

General Physician - Answered on Jul 29, 2023

Dr Hemalata Arora is a senior consultant who practises internal medicine at Mumbai’s Nanavati Max Super Speciality Hospital.
In a career spanning over 24 years, she has focused on managing infectious diseases, critical illnesses and lifestyle disorders.
Dr Arora completed her MBBS and MD from the King Edward Memorial Hospital and Seth Gordhandas Sunderdas Medical College in Mumbai.
She is ECFMG certified, accredited by the American Board of Internal Medicine, Diplomate of the National Board and a DNB faculty.
She was honoured with the Paul Bunn award for her promising performance in the field of infectious diseases at SUNY Upstate Medical University, New York.... more

Asked by Anonymous - Jun 30, 2023Hindi

Health

My age is 46 male. Having tinnitus+vertigo issue. Is continuosly using of stugeron forte tablet daily night causes any side effects? Or what is best alternative?

Ans: There is no problem with using this medicine long term as long as you are not going to operate machines or drive after taking it. Especially since you are tolerating it well.

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.

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Physiotherapist - Answered on Feb 06, 2023

Question by sunil - Feb 06, 2023Hindi

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i am having tinnitus problem, hand joint pain after diabetes so what should i do, i have taken treatment but no effect till now.

Ans: Hello Sunil,
It would be better for me to know what treatment have you already taken and what are your blood sugar levels (fasting, post prandial and HBA1c). Only then can I guide you better.
Usually we use a holistic approach which consists of nutrition care, sujok therapy, certain exercises, certain physiotherapy techniques and it has given very good results for many.
All the best!

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Question by ALEX - Feb 07, 2023Hindi

Health

i am having tinnitus problem would you please recommend treatment in any form like accupressure,allophathy etc.Please help

Ans: Tinnitus is a symptom arising out of problem in the process of hearing apparatus.
This could be as simple as a wax impaction in the external auditory canal or even to a degenerative changes in the middle and inner ear.
So please consult an ENT surgeon to rule out the organic causes and seek remedy.
Apart from that
Certain gentle trigger release along with exercises of a particular neck muscle called the Sternocleidomastoid helps in addressing this. These are to be taught by a Physiotherapist
Kindly reach out accordingly

Dr Hemalata Arora | Answer |Ask -Follow

General Physician - Answered on Jun 26, 2023

Question by S - Jun 23, 2023Hindi

Health

Thank you mam-Can you suggest me the alternatives which i can check with my doctor too

Ans: Ranolazine, Trimetazidine. These are a couple you can ask about. But Nikoran may still be the best. Please seek proper consultation for the same.

Rebecca Pinto | Answer |Ask -Follow

Physiotherapist, Nutritionist - Answered on Feb 17, 2024

Question by Gurdevinder - Dec 24, 2023Hindi

Health

I am 71 yrs old male. I get frequent attack of Vertigo. Sometime I have to take injection of Onendam followed by Vertin 16. I am also suffering from spondylitis. Is there any other treatment for Vertigo and Spondylitis.

Ans: Hi,
Yes, there are a set of exercises that help both. Please visit a nearby physio clinic and get a customized exercise chart.

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IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jan 14, 2025

Asked by Anonymous - Jan 13, 2025Hindi

Career

Sir, By mistake I have filled wrong DOB in my JEE application form , I have worked really hard ???? and my anxiety level are also at its peak after this incident ! I have send an email to NTA about my problem but there was no response ! ???? Please guide me Sir and will I be able to give my Exam ! ????

Ans: Hi
please write an email jo the JEE authorities stating the correct date of birth. Also carry the proof of actual date of birth & hard copy of email with you to avoid any inconvenience. There won't be any issue in appearing for exam.

Dr Dipankar Dutta |740 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 13, 2025Hindi

Career

Hi I am 2016 passed out. Currently i am working in BPO. I have 7 years of experience in BPO Non-voice. Health care field. I would like move IT field in software developer. It is possible to move IT jobs. Kindly assist

Ans: What are your qualifications?

Asked on - Jan 13, 2025 | Answered on Jan 14, 2025

Ans: Try to increase your qualification by doing MCA etc. Develop your skill set on advance topics like AI, DS etc by doing online course. Then probability of getting job will increase.

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Insurance, Stocks, MF, PF Expert - Answered on Jan 13, 2025

Question by AVIJIT - Jan 12, 2025Hindi

Money

I HAVE CARE HEALTH INSURANCE BASE POLICY 1000000 FOR 2 A+ 1 K , AGED 60 YEARS, 45 YEAR AND 16 YEARS. AND FROM THE LAST 15 YEARS NO CLAIM. 2023 I PORTED MY MEDICLAIM POLICY FROM NATIONAL INSURANCE TO CARE HEALTH INSURANCE WITH 1000000 L BASE AND 50% NCB. I GOT A RENEWAL ON DEC/24 AND NCB 50% WAS ADDED WITH MY BASE INSURANCE. NOW I WANTED TO TAKE A SUPER TOP-UP OF NIVA BUPA HEALTH RECHARGE OF 90 LAKH . IS IT GOOD FOR MY FAMILY ? PL ADVISE ME .

Ans: Hello;

It is certainly a good proposition.

Just check on the deductible, sub-limits on some diseases if any, cap on room rent, if any. Any exclusions.

Best wishes;

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Insurance, Stocks, MF, PF Expert - Answered on Jan 13, 2025

Question by AVIJIT - Jan 12, 2025Hindi

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I HAVE CARE HEALTH INSURANCE BASE POLICY 1000000 FOR 2 ADULTS 1 KID , AGED 60 YEARS, 45 YEARS AND 16 YEARS. AND FROM THE LAST 15 YEARS NO CLAIM. 2023 I PORTED MY MEDICLAIM POLICY FROM NATIONAL INSURANCE TO CARE HEALTH INSURANCE WITH 1000000 L BASE AND 50% NCB. I GOT A RENEWAL ON DEC/24 AND NCB 50% WAS ADDED WITH MY BASE INSURANCE. NOW I WANTED TO TAKE A SUPER TOP-UP OF NIVA BUPA HEALTH RECHARGE OF 90 LAKH. IS IT GOOD FOR MY FAMILY? PL ADVISE ME.

Ans: Hello;

It is certainly a good proposition.

Just check on the deductible, sub-limits on some diseases if any, cap on room rent, if any. Any exclusions.

Best wishes;

Milind Vadjikar |857 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 13, 2025Hindi

Money

For salaried professionals investing in equity, does this market crash affect the benefits of Section 80C investments, such as ULIPs or ELSS, which are tied to market performance?

Ans: Hello;

Anything and everything connected with the market will get affected by market volatility. (ULIPs & ELSS too)

However for investors it is like a grand new year sale.

Continue your regular investments and also do lumpsum, if possible, at every sharp decline.

Only those whose target horizon is near should withdraw their gains from equity funds. They can begin fresh investments for some other financial goal.

Best wishes;

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Stock Market Expert - Answered on Jan 13, 2025

Question by Deepak - Jan 13, 2025Hindi

Money

Tks a lot for the clear answers to my queries regarding transmission of shares. However, I would like some more clarification on custodial account for shares entitled to C. Custodial account for C will mean a brokerage account in name of C under guardianship of B or an account in name of B but under some category called as Custodial accounts? Alternatively, can the shares entitled for C be sold by B as C's legal guardian and then the sale proceeds be brought in India directly in a bank account in name of C under B's guardianship? Thanks in advance for the support.

Ans: A custodial account for shares typically means a brokerage account held in the name of the minor (C) but managed by the guardian (B). This allows the guardian to oversee the account and make investment decisions on behalf of the minor.
Alternatively, the shares entitled to C can indeed be sold by B as C's legal guardian. The proceeds from the sale can then be brought into India and deposited into a bank account in C's name, under B's guardianship. However, it's important to ensure that all legal requirements and permissions are met, especially if the shares are part of a larger estate or property.
Hope this helps.

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IIT-JEE, GATE Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 03, 2025Hindi

Career

Hello sir,I'm bsc graduate from tier3 clg.i was planning masters but I'm confused whether I should go for MSc ds and ai from mithibai clg or should I go for MCA?Also recently I was going through UPSC Exam details and opportunities.So I wanna know which path is good?

Ans: I believe M.Sc. is better

Prof Suvasish Mukhopadhyay |290 Answers |Ask -Follow

Career Counsellor - Answered on Jan 13, 2025

Asked by Anonymous - Nov 30, 2024Hindi

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Hi, I am a 29 year old married man stuck between the career what to do and what not I have good experience in sales of around 6 years but not the proper pay as I am living in a city where there is no big companies no growth in terms of salary and in sales same thing from last 6 years that is 'calling' now I am wish to change the profile to digital marketing as it is in demanding stage and can learn and grow my skills as I am from technical background so please suggest me is it the right to switch the profile or remain in same profile and I am not getting the proper pay in my city but living because my parents are here

Ans: Switching over to digital marketing is not recommended. For your parents you can't move out of the town. I appreciate your caring attitude for your parents, but at the same time unless you go to a big city you can't get a good break. Best of luck. Professor.................................:)

Asked on - Jan 13, 2025 | Answered on Jan 13, 2025

Thanks sir for valuable feedback

Ans: Welcome Dear

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Tax Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 10, 2025Hindi

Money

I am in the process of buying raw materials from different states for my manufacturing unit. How does the GST structure affect inter-state purchases, and how can I reclaim the input tax credit (ITC) on these transactions?

Ans: 01. All purchases, may be from different states, should have your GST number on it, so that your GST paid is reflected in GSTR-2B.
02. While filing your GST Returns, you can off set your GST liability with the ITC, as reflected in GSTR-2B.
03. Most welcome for any further clarifications. Thanks

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Tax Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 11, 2025Hindi

Money

Sir, I purchased a flat in 1999 for 3 Lakhs, now in 2025 I am going to sell it for 35 Lakhs. Will there be any Capital Gain Tax on it?

Ans: 01. Yes. This transaction would be subject to Capital Gain Tax.
02. Under present provisions of Income Tax Act, you may opt any of the options (in case of Long Term Capital Gains), as under :
(a). Tax Rate 12.50% without indexation or
(b). Tax Rate of 20% with Indexation.
03. You may calculate your tax liability under both options & may opt for the tax regime, where tax liability is minimum.
04. Most welcome for any further clarifications. Thanks

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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