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Should I Choose BPharma+MBA at NMIMS Hyderabad or Biomedical Engineering with Machine Intelligence at SRM KTR for My Daughter?

Radheshyam Zanwar |1120 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Aug 05, 2024

Radheshyam Zanwar is the founder of Zanwar Classes which prepares aspirants for competitive exams such as MHT-CET, IIT-JEE and NEET-UG.
Based in Aurangabad, Maharashtra, it provides coaching for Class 10 and Class 12 students as well.
Since the last 25 years, Radheshyam has been teaching mathematics to Class 11 and Class 12 students and coaching them for engineering and medical entrance examinations.
Radheshyam completed his civil engineering from the Government Engineering College in Aurangabad.... more

Question by RK on Jul 07, 2024Hindi

Career

Hi sir, I want to know which course is better for my daughter. Bpharma + MBA dual degree at NMIMS Hyderabad OR Biomedical engineering with machine intelligence at SRM KTR.

Ans: Hi RK. Biomedical engineering with machine intelligence at SRM KTR would be a preferable choice.

If you found this suggestion helpful, please consider following me.
Radheshyam Zanwar, Aurangabad (MS)

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Question by RK - Jul 07, 2024Hindi

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Hi sir, I want to know which course is better for my daughter. Bpharma + MBA dual degree at NMIMS Hyderabad OR Biomedical engineering with machine intelligence at SRM KTR.

Ans: Hi RK,
First better she can pursue single degree instead integrated degree right now.
secondly she can pursue B.Pharm instead Biomedical engineering.

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Sir, what is the application fee for CUET PG 2025? How to select preferred city for CUET PG 2024?

Ans: The Fee Payable for CUET-PG-2025 is as follows: (1) Application Fee for up to 2 Test Papers is Rs.1400 & Fee for additional Test Papers is Rs.700 (per Test Paper) for General Category Candidates. For OBC-NCL/Gen-EWS: Rs.1200 & Rs.600, For SC/ST/Third Gener: Rs.1100 & Rs.600 and For PwBD: Rs.1000 & Rs.600 respectively. To select your preferred exam cities in the CUET PG 2025 application form, navigate to the Exam City Preference Section and select up to two cities based on your registered addresses. Review and confirm your chosen cities, as the NTA reserves the right to change the test city based on administrative feasibility. All The BEST for Your Prosperous Future.

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Question by Cm - Jan 01, 2025Hindi

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What happens if UAN is not activated due to name mismatch?

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You will have to resolve the name mismatch by following the due process.

Else your UAN will remain inactive and you may not be able to use online services offered by EPFO.

Best wishes;

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Insurance, Stocks, MF, PF Expert - Answered on Jan 03, 2025

Asked by Anonymous - Dec 21, 2024Hindi

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I am having about 2 lakh in my PF out of which, ,I am allowed to borrow 1.5 lakh for housing purpose. After borrowing 1.5 lakh I am willing to pay the amount back to PF in small installments every month other than employee contribution. But my employer never entertain the voluntary contribution. Is there any other way to return back the amount borrowed from Provident Fund.

Ans: Hello;

You may consider it as partial withdrawal from EPF for house purchase.

No need to repay it. It's your own money which you are allowed to partially withdraw subject to certain conditions.

However your PF kitty will need to be replenished through regular contributions.

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Question by VEDANTAM - Jan 02, 2025Hindi

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Hdfc Std Life always lags it's peers, particularly not doing well at all of late. Returns have dwindled. Recommendation?

Ans: Hello;

It is fundamentally a good stock however my view is that in the short to medium term (2-5 yrs) it may test your patience with not much movement anticipated however for a long term horizon(5 yr+) outlook is quite positive.

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Asked by Anonymous - Dec 30, 2024Hindi

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I am 57 years old, have 3 cr in stocks and mutual funds, and I intend to invest another 2 cr because I make 1 cr a year. After reiteration, my monthly expenses would be 2.0 lacs. Could you please tell me if this is enough money to retire?

Ans: Hello;

You will need a minimum corpus of 6 Cr to generate post-tax monthly income of 2.1 L+ through annuity.(6% annuity rate considered)

After fulfilling monthly expenses you may do a monthly sip of around 10-15 K in a relatively low risk hybrid fund.

This can grow into a corpus of 40-60 L in 15 years which may be used to enhance annuity income for inflation.(9% returns considered)

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Question by Rajesh - Dec 19, 2024

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Hi, My age is 42, salaried 1.5 lakhs per month in chennai, 2 school going kids. Own appartment worth 50 lakhs-- 8 yrs to complete the loan. also own Ancestor property 2 houses in same city. Wife working as teacher in small school. Regarding expenses, home loan 45k, house hold expense 50k, gold -7K, Mutual funds-- 15K, Shares--10K, NPS--- 5K. Till date my total savings is equity portfolio 21lakhs, Mutual fund-6 lakhs, EPF - around 23 lakhs i plan to retire in next 10-12 years, expecting my corpus atleast 3 to 5 crores, can you suggest best way to realign my portfolio Tnx in advance

Ans: Hello;

What is the current value of your share in the ancestral property?

Are you in a position to sell it whenever you want or it depends on concurrence of other people?

Please clarify.

Thanks;

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Hello sir,I am recent graduate from ECE and it's already been 6 months and I am not able to get a job and now I am confused what to do next please guide me

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Asked by Anonymous - Jan 03, 2025Hindi

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Hello, planning to appear for the CUET PG exam this year. I am 24, working full time in Mumbai. I am not clear about the frequency of the exam. Is CUET PG conducted only once a year, or I can choose the date? Are there any changes in the exam that I should be aware of?

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Question by LetsExplore - Dec 29, 2024

Money

Which bank should I invest for Fixed deposit with higher interest rates and lower risks?

Ans: Hello;

Higher interest rates are always associated with higher risks.

Return of Capital is more important than return on Capital.

Make your FDs with big Govt banks or large private banks of repute.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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