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Nayagam P P |11178 Answers |Ask -Follow

Career Counsellor - Answered on Aug 22, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Question by SS on Aug 22, 2025Hindi

Career

Thanks a ton for your kind affermation of my decision. Regards Amit

Ans: Welcome Sir.

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Thank you so much sir for your prompt reply. Your valuable feedback will help me to evaluate decision.

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Thanks a lot for your immediate reply sir. I will think again and make a decision wisely.

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Dear Sir, Thanks a lot for your thorough representation regarding option choice & your guidance!!

Nayagam P P |11178 Answers |Ask -Follow

Career Counsellor - Answered on Aug 22, 2025

Question by SS - Aug 22, 2025Hindi

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Thanks a ton for your kind reply. Regards Amit

Ans: Welcome Sir.

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Tax Expert - Answered on Apr 28, 2026

Asked by Anonymous - Apr 24, 2026Hindi

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My ppf A/c with P.O. matured on 01--04-2026. I have withdrawn full amount. How show this in I tax return ITR2?

Ans: You should show Interest earned during F/Y 2025-26, while filing ITR for the same period. However, this interest earned is tax free. No other Tax implication is there & you may reinvest or use this amount withdrawn, in any way you like.
Most Welcome for further clarifications, if any. Thanks.

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Stock Market Expert - Answered on Apr 28, 2026

Asked by Anonymous - Apr 28, 2026Hindi

Money

In 1995 I had 100 partly paid up shares 2/- value of Jindal Vijaynagar steel ltd. I learn this company later merged in JSW Steel. Please intimate what is the current quantity I have of JSW STEEL. Regards.

Ans: i think its better you connect with the RTA - Kfintech for the correct answer. They will help you to dmat the shares and get you the right quantity.

Nayagam P P |11178 Answers |Ask -Follow

Career Counsellor - Answered on Apr 28, 2026

Question by Dhruba - Apr 27, 2026Hindi

Career

hello sir i got 95.348 percentile in jee main and sc category rank 2659 and crl 73k with HS west bengal so Which branch at which NIT would be best for me?

Ans: Dhruba, with your CRL of 73,000, SC rank 2,659, and West Bengal as your home state, your best NIT option is NIT Durgapur. Based on recent cutoff trends, you have a good chance for NIT Durgapur in branches like CSE (though not guaranteed), Mathematics & Computing, ECE, and Electrical, especially under the home-state quota. A recommended preference order is NIT Durgapur CSE → Mathematics & Computing → ECE → Electrical → Mechanical → Chemical/Metallurgy. Also consider filling choices for NIT Patna, Jamshedpur, Silchar, Agartala, Meghalaya, and Sikkim. As backups, include IIIT Kalyani, IIIT Bhagalpur, participate in state counselling, and register for the CSAB Special Round. ALL the BEST for Your Prosperous Future!

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Nayagam P P |11178 Answers |Ask -Follow

Career Counsellor - Answered on Apr 28, 2026

Question by Jaspal - Apr 27, 2026Hindi

Career

My son has got a rank of 85685( percentile 94.5) in Jee mains.Category is general.Home state is chandigarh.Wants to pursue CSE or IT.Kindly suggest best options in this regard.Pls help

Ans: Jaspal Sir, I have already answered your question. Please check.

Nayagam P P |11178 Answers |Ask -Follow

Career Counsellor - Answered on Apr 28, 2026

Question by Saraswatidas - Apr 27, 2026Hindi

Career

Hello Sir, My daughter has secure 77 percentile in Jee main we r staying in Delhi and general category....she wish to take admission in BTech.... please advice for best option to take admission...

Ans: At 77 percentile, the expected CRL is likely above 3 lakh, making admission to NITs, IIITs, or GFTIs through JoSAA highly unlikely for a Delhi General category candidate. The best practical approach is to focus on Delhi-based Counselling: You can pply for JAC Delhi for DTU, NSUT, and IGDTUW, especially as a female Delhi candidate, but manage expectations toward spot rounds or lower branches. Also consider applying for IPU B.Tech Counselling for colleges like MAIT, MSIT, BVCOE, BPIT, and GTBIT. Additionally, keep 3-4 private engineering colleges in and around Delhi as backup options rather than relying solely on JoSAA, CSAB, or JAC Delhi. ALL the BEST for Your Daughter's Prosperous Future!

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Nayagam P P |11178 Answers |Ask -Follow

Career Counsellor - Answered on Apr 28, 2026

Asked by Anonymous - Apr 27, 2026Hindi

Career

My Son get Sc 13764 and AIR 242696 any NIT get

Ans: Based on your son's rank, securing a regular NIT seat is possible mainly in lower-demand branches and during later JoSAA or CSAB rounds, but admission to popular branches like CSE or ECE at top NITs is unlikely. Past NIT Mechanical cutoffs indicate that some lower-tier NITs admit candidates within the 8,000–18,000 SC rank range. It is important to fill all possible JoSAA and CSAB choices, keep options open for every branch, and prioritize lower-demand NITs and GFTIs. Additionally, reviewing JoSAA opening and closing ranks from the past 2–3 years will provide valuable insights to help your son confidently select and maximize his preferred choices. ALL the BEST for Your Son's Prosperous Future!

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Nayagam P P |11178 Answers |Ask -Follow

Career Counsellor - Answered on Apr 28, 2026

Asked by Anonymous - Apr 27, 2026Hindi

Career

My ward scored 70 percentile in jee mains and scored 78 percentage in boards and my ward wants to pursue mechanical engineering what are the best government colleges in India

Ans: You have not mentioned your son's home state or his category either. With 70 percentile and 78% board marks, your ward can realistically target lower-demand branches like Mechanical in some state government colleges and a few GFTIs. However, admission to Mechanical branches in NITs or IIITs is generally out of reach based on recent JoSAA trends. Suitable government options include SLIET Longowal, Assam University, Mizoram University, HNB Garhwal, Gurukula Kangri, JEC Jabalpur, IET Lucknow, and BIET Jhansi, depending on category, state quota, and counselling rounds. While some newer NITs may admit candidates with higher ranks for lower-demand branches, Mechanical usually requires a much better rank than what a 70 percentile typically corresponds to. It is better to have backup options of 3-4 Private Engineering Colleges in and around your State instead of relying only on JoSAA/CSAB. ALL the BEST for Your Ward's Prosperous Future!

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Nayagam P P |11178 Answers |Ask -Follow

Career Counsellor - Answered on Apr 28, 2026

Question by Abhinav - Apr 27, 2026Hindi

Career

Sir I got 235615 in JEE Mains (General), home state Maharashtra. Can i get any GFTI in Any state with Mechanical or Electronics and Computer Engineering??

Ans: Abhinav, With a CRL of 2,35,615 in the General category from Maharashtra, regular JoSAA admission chances for Mechanical, Electronics, or CSE branches in GFTIs are very low. In 2025, closing ranks for accessible GFTI Mechanical branches like SGSITS Mechanical were around 47,041, and ECE branches mostly closed between 61,000 and 72,000, which are well below your rank. Nonetheless, you should register for JoSAA and the CSAB Special Round, as CSAB fills vacant seats after JoSAA. Backup options you must have include MHT-CET/CAP counselling for Maharashtra colleges and private engineering colleges in and around Maharashtra for CSE, ECE, Mechanical, and E&TC branches. ALL the BEST for Your Prosperous Future!

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Nayagam P P |11178 Answers |Ask -Follow

Career Counsellor - Answered on Apr 28, 2026

Asked by Anonymous - Apr 27, 2026Hindi

Career

My son is gote 76 parcentail in sc category.in which government college admission gote

Ans: He should definitely fill JoSAA choices and consider all branches, especially lower-demand engineering branches in GFTIs. Additionally, he should explore home-state government colleges through state counselling and actively participate in CSAB rounds to maximize admission opportunities. If possible, have 3-4 Private Engineering Colleges in and around your State also as backups. ALL the BEST for Your Son's Prosperous Future!

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Nayagam P P |11178 Answers |Ask -Follow

Career Counsellor - Answered on Apr 28, 2026

Asked by Anonymous - Apr 26, 2026Hindi

Career

My son has got 607933 rank in JEE .is there any chance to get in noit

Ans: With a CRL of 607,933, admission to CSE or other high-demand branches in any NIT or IIIT is not realistically possible. Instead, focus on state counselling and private colleges in and around your state, or consider lower-demand branches in GFTIs if category or quota benefits apply. Your son can still participate in JoSAA and CSAB by filling the maximum number of preferred choices, but ensure these choices are near-realistic to improve chances. ALL the BEST for Your Son's Prosperous Future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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