Home > Career > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Should I Redesign My Portfolio?

Ramalingam Kalirajan |10270 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Nov 13, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by Mahesh on Nov 12, 2024Hindi

Listen

Career

Thanks for help Can you share your website or contact details I need to review my existing portfolio Thanks in advance

Ans: I appreciate your trust and willingness to connect.
Let's embark on this financial journey together.
You can reach me through my website mentioned below.
This platform has restrictions on sharing personal contact. Hope you understand.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
Insagram: https://www.instagram.com/holistic_investment_planners/

You may like to see similar questions and answers below

Ajit Mishra | Answer |Ask -Follow

Answered on Jan 17, 2022

Question by ANIL - Jan 17, 2022Hindi

Money

Please advise on my portfolio.

Stock Name	Sector Name	Quantity	Average Cost Price	Value At Cost	CMP	View
ALOK INDUSTRIES LIMITED	TEXTILES	500	30.11	15056	23	Exit
BURGER KING INDIA LIMITED	QUICK SERVICE RESTAURANT	50	214.51	10725.45	159.95	Hold
DELTA CORP LIMITED	ENTERTAINMENT	260	155.44	40415.44	234.9	Hold
IDFC FIRST BANK LIMITED	BANKS	450	33.63	15132.85	48.15	Hold
KINGFISHER AIRLINES LIMITED	AIR TRANSPORT SERVICE	500	14.6	7299	1.36	Exit
LEMON TREE HOTELS LTD	HOTELS & RESTAURANTS	200	44.31	8862.4	42.35	Hold
MOREPAN LABORATORIES LTD.	PHARMACEUTICALS	200	60.93	12185.8	57.9	Hold
RASHTRIYA CHEM FERT LTD.	FERTILIZERS	150	78.55	11782.95	74.25	Exit
TATA POWER CO LTD	POWER GENERATION & DISTRIBUTION	100	108.77	10876.6	142.5	Hold
TRIDENT LIMITED	TEXTILES	200	6.86	1371	24.55	Hold
VODAFONE IDEA LIMITED	TELECOMM-SERVICE	500	9.12	4560	10.5	Hold
YES BANK LIMITED	BANKS	850	17.66	15007	13.05	Hold

Ajit Mishra | Answer |Ask -Follow

Answered on Oct 22, 2020

Question by Avinash - Oct 22, 2020Hindi

Listen

Money

can you plz advice me on my portfolio. thank you.

Ans:

Ajanta pharma. 1635 - Hold

Bandhan bk. 322 - Hold
Eicher mot. 2183 - Hold
HAL. 129 - Hold
mangalam org. 602 - Exit
tata mot. 125- Hold for atleast 2-3 years

Ajit Mishra | Answer |Ask -Follow

Answered on Oct 22, 2020

Question by Harsh - Oct 22, 2020Hindi

Listen

Money

please review my portfolio

SBI CARD 19@ 755 -- Hold

SBI LIFE 21@ 700 - Hold

Reliance 10 @800 - Hold

Power grid 10 @126 - Hold

HDFC BANK 6 @645 - Hold

Hudco 100 @60 - Exit

Suzlon 600@ 18.68 - Exit

AB CAPITAL 50@ 163 - - Hold for atleast 2-3 years

Ashok Leyland 60@128 - Hold for atleast 2-3 years and try to add more at around 60

Asian paint 2@1530 - Hold

Berger paint 5@475 - Hold

FSL 50@39 - Exit

HEG 1@3893 - Exit

Hero moto 4@3088 - Hold

ICICI bank 20@421 Hold

India cement 200@ 121.5 Hold

Axis bank 5@580 Hold

L&tfh 230 @68.5 Hold

L&t 7@978 Hold

Maruti 1@9110 Hold

Mircelectronic 100@48 - Exit

Yes bank 1000 @46 – Exit if not under lock in

CPSE ETF 2024 @24.69 - Hold

Hind zinc 10 @281 Hold

Wipro 47 @283 Hold

Ramalingam Kalirajan |10270 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 26, 2024

Question by Lucas - Apr 26, 2024Hindi

Listen

Money

Do note that I didn't ask about your clients portfolios. Kindly read my question again

Ans: Revealing my portfolio publicly could lead to misinterpretation and set inaccurate expectations. Each client's risk appetite and financial goals are unique, and my personal portfolio may not align with theirs. Sharing it might create a wrong influence, potentially leading to inappropriate investment decisions. A professional CFP maintains the integrity of tailored financial planning and respects individual client needs and circumstances.

Ramalingam Kalirajan |10270 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 20, 2024

Question by Munish - May 20, 2024Hindi

Listen

Money

Thanks Mr Ramalingam , can I request ur suggested portfolio to manage my expectation/needs please. I am open to a private session with you.

Ans: I appreciate your trust and willingness to connect.
Let's embark on this financial journey together.
You can reach me through my website mentioned below.
This platform has restrictions on sharing personal contact. Hope you understand.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

Latest Questions

Samraat Jadhav |2421 Answers |Ask -Follow

Stock Market Expert - Answered on Aug 18, 2025

Question by Ramkrishna - Aug 16, 2025Hindi

Money

Please guide me on shares i have purchased ? 1. Samman capital at 142 rs . 2 JIndal saw :- 320rs . 3. ktk bank :- 268 rs 4. South bank :- 35 rs 5. Tvs supply chain :- 210rs 6. Utkarsh bank :- 65 rs. Please guide me .

Ans: what was your objective behind buying these stocks, long term, short term or trading?

Radheshyam Zanwar |6413 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Aug 18, 2025

Asked by Anonymous - Aug 18, 2025Hindi

Career

Sir please suggest between btech robotics &automation Vs b tech CSE GB pant engg college okhla delhi in Same DSEU okhla campus delhi. It is upgradation recieved. Today my daughter has to accep or reject upgradation.pl help

Ans: Hello dear
Go with B.Tech CSE @ GB Pant (DSEU Okhla) for Robotics & Automation without any hesitation.

Good luck.
Follow me if you receive this reply..
Radheshyam

Radheshyam Zanwar |6413 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Aug 18, 2025

Question by SS - Aug 17, 2025Hindi

Career

My son was getting demotivated in the initial 2 months of the drop this year in may june. He was confident of 95+ %ile but ended up with 86%ile. He was depressed because of the sudden patern change and difficulty level of questions this year in jee mains considering his preparations and mock test results 86% ile was very low. So i have sent him to UPES CSE rather than asking him to drop and prepare again. What do you think was it a right decision or is it a mistake considering that he may have done better this year but unpredictability of these exams was my concern and a wasted year would have counted later in life considering number of productive years of youth. You point of view is requested.

Ans: Hello dear
Congratulations and salute to you! You’ve made a very balanced and practical decision. While your son may have improved with a drop, the uncertainty of JEE, changing patterns, and the mental toll make it risky. Securing CSE @ UPES ensures he doesn’t lose a year and can still build a strong career through skills, projects, and higher studies. It’s not a mistake; rather, it’s a safeguard against unpredictability. With focus and smart work at UPES, he can still access excellent opportunities.

Good luck.
Follow me if you receive this reply..
Radheshyam

Radheshyam Zanwar |6413 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Aug 18, 2025

Question by Monika - Aug 17, 2025Hindi

Career

Sir, my daughter is getting Electrical engineering in PEC and CSE in UIET Chandigarh. Right now I am very confused and have no idea which branch should we opt. Although she has interest in computer related subjects but she also wants to go with PEC may be because of brand name. Please suggest me in the context of better job placements and future prospectives. It would be a great help.

Ans: Hello dear
Considering a female candidate, it is strongly advisable to choose CSE @ UIET Chandigarh for better job opportunities, a brighter future, a positive work culture, and much more. No doubt, PEC is a well-known name, but for a female, it might be difficult to work in the electrical engineering field. However, if she has specific goals such as research, teaching, or joining a government job, then her decision should be welcomed. Choosing electrical engineering without any clear aim is not recommended at all. The final decision will be yours.

Good luck.
Follow me if you receive this reply..
Radheshyam

Radheshyam Zanwar |6413 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Aug 18, 2025

Asked by Anonymous - Aug 17, 2025Hindi

Career

Sir,I got 15169 all India rank and 3940 obc ncl rank in iat.Can I get any IISER?

Ans: Hello dear
Chances are slim. Explore other options.

Good luck.
Follow me if you receive this reply..
Radheshyam

Radheshyam Zanwar |6413 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Aug 18, 2025

Asked by Anonymous - Aug 17, 2025Hindi

Career

SIR PLEASE RELATE TO MY PREVIOUS QUESTION IN WHICH VSST Burla was discussed. He got 86% in JEE MAIN RANK 199000

Ans: Hello dear, please ask your question in the follow-up section to connect it with the previous question.

Radheshyam Zanwar |6413 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Aug 18, 2025

Question by Shikha - Aug 17, 2025Hindi

Career

My son got admission in btech in Energy and electric vehicle in Manit Bhopal . Should he try to change branch or again prepare for jee advanced

Ans: Hello dear
If your son is fully confident that he can face JEE (Adv) again and score better than before, then encourage him to try once more. But if your son is satisfied, then MANIT Bhopal Energy & EV branch at MANIT is a promising field to pursue. The final choice/decision will be yours.

Good luck.
Follow me if you receive this reply..
Radheshyam

Radheshyam Zanwar |6413 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Aug 18, 2025

Question by Abhishek - Aug 17, 2025Hindi

Career

Hello sir , Sit tumkur or bit vv puram or bmsit Yelahanka or smvit bangalore or rv second campus

Ans: Hello dear
The preference order may be: (1) RV Second Campus (2) BMSIT Yelahanka (3) BIT VV Puram (4) SIT Tumkur (5) SMVIT Bangalore.

Good luck.
Follow me if you receive this reply..
Radheshyam

Radheshyam Zanwar |6413 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Aug 18, 2025

Question by sai - Aug 17, 2025Hindi

Career

My daughter got B.Tech admission offers from both IIIT Allahabad (IT) and BITS Hyderabad (Computer Science). IIIT Allahabad has good average campus placement package, and its coding culture is also better than BITS Hyderabad. Given these factors, I am seeking your guidance on which institute would be the better choice for her future. Thank you very much.

Ans: Your question is already answered.

Radheshyam Zanwar |6413 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Aug 18, 2025

Question by Aastha - Aug 17, 2025Hindi

Career

I have been allotted PDU Dental College,Solapur as well as NFSU Dharwad. I am interested in both Forensic Science and Dental. Hence I am confused which one to choose.

Ans: Hello dear
Both are different fields with different career orientations. The working parameters also differ. Here, your preference is more important. I suggest you choose dental @ PDU from our side. However, if you are interested in research, then go with NFSU. The final decision will be yours.

Good luck.
Follow me if you receive this reply..
Radheshyam

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x