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JNTU-Hyd 5-Year M.Tech CSE vs. Osmania Engineering College 4-Year B.Tech AI/ML: Which is Best for your Career?

Parthiban T R | Answer |Ask -Follow

Career Counsellor - Answered on Jul 26, 2024

Parthiban TR, a former professor, has been working in the fields of training and learning development for over 17 years.
As a career counsellor and mentor, he has been tutoring students from Classes I to XII (predominantly CBSE), UG (engineering) and others for nearly a decade.
He has worked as a lecturer and professor at the Kuppam Engineering College, Kuppam; the NRI Group of Institutions in Bhopal; and the Bhopal Institute of Technology and Science in Bhopal.
Parthiban qualified for GATE in 2002, 2011 and 2013 and has been training aspirants to prepare for NEET-UG and IIT-JEE.
He holds a bachelor's degree in computer science and engineering from the Guru Ramdas Khalsa Institute of Technology College in Madhya Pradesh and a bachelor's degree in education, specialising in physics and mathematics, from the Sri Venkateswara University, Tirupati.... more

Question by Kotagiri on Jul 23, 2024Hindi

Career

Respected sir, please help me to choose between 5 years integrated M.Tech CSE JNTU-hyd and 4 years B.Tech Artificial intelligence and machine learning, Osmania Engineering college, hyderabad.

Ans: If you can afford 5 years go for M.Tech.

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I am Ravi. I am 32 currently teaching aspirants for competitive exams in my small coaching setup where income is very less. I have done Bachelors in Eco Hons in 2013 and Masters in Defence in 2019. I want to enter into corporate for which I thought Full time 2 years MBA as a pathway. Wrote XAT, got interview calls from some decent colleges but in GDPI, my age gap became an issue always. I was also told that my CV shortlist chances will be very low during campus placements. Only one college gave me their non core program but getting negative response from many sides I am sceptical of my placement as batch size is also very big. It's a big investment of time and money too. I will be 34 during placements. Deep down my heart now I really want to work now rather than only again classroom study. I started working only in 2022. I want to ask if there's anyway I can get corporate job while pursuing online MBA or any other relevant certification? Or taking risk of expensive full time MBA? Many people have told me to go for Executive MBA but I don't have enough relevant experience

Ans: One option is to start teaching on your own. Second would be to try and get a corporate job by doing some short term job relevant courses and then doing executive mba after wokring for a few years or doing part time / online mba. Doing a full time MBA in your case may not be worthwhile as age is not on your side and you do not have enough relevant work ex to justify your gap.

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A friend of mine in his mid 80s, sold off his house and other investments in 2021 and has paid capital gains tax on the proceeds with proper filing of IT returns. The sum of Rs 4 crore he has parked in FDs and given his age moved to assisted living senior accommodation. His only son is overseas, an NRI for sevaral years and the son has no assets or interests/income in India. My friend wishes to transfer the proceeds of his house sale to his son and keep just sufficient funds for his limited expenses and sunset years. As per the Forex LRS, he can transfer 1.5 crores (up to 250K USD), but this will attract a TCS of 20% now. Is this a tax on foreign remittance? Or, can he file returns in June and claim the TCS back since the capital gains tax has already been paid on the sale of house two years back? It is not clear if the FM has introduced a new tax on Foreign Remittance or it is just a TCS that can be claimed as tax on income/capital gains was already paid to Govt. Please advise.

Ans: It is just TCS (Tax Collected at Source). While filing ITR, you may claim a Refund, if there is no tax liability.
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My income projection for 25-26 is as below. Pension + interest = Rs 11 lakh LTCG Equity MF = Rs 2 lakh LTCG Debt MF = Rs 3 lakh Debt MF held since 2020 Will I get S87A rebate For the FY 25-26 ? Thank you for your reply

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Sir, NRI daughter had LTCG income in FY23-24 and IT returns was filed in ITR-2 as per rules. In FY24-25 there is no taxable income and there is no LTCG also. In such a case, filing may not be required but she would like to file just to keep the records straight. My query is which ITR form is to be used in this case? In case if ITR-2 is not required, is there anything wrong in using ITR-2 itself?

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I am 36 years old and my current in hand salary is around 1.7 lacs per month alongwith some 10% variable pay, I have currently two ongoing home loans, one with SBI for some 24.5 lacs remaining with 25k per month EMI for 25 years, for the home I am currently residing, and another home loan is with HDFC for 14 lacs with 12.5k per month EMI for 20 years, for a 2 BHK flat in an under construction affordable housing project, which I will let out once completed by 2026. Besides this I have around 15 lacs in FD, 1.33 lacs invested in Gold ETF, 5.5 lacs in mutual funds (monthly SIP 23k), 1.5 lacs in PPF, monthly 12k invested in NPS, and every month I target to pay around 15k to pre pay my HDFC home loan, next I would target the SBI home loan similarly. Just wanted to know if my current approach seems ok or do I need to make some changes to my current portfolio like divert funds to close home loan and then target investments?

Ans: Hello;

You have a prudent approach towards managing your finances.

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