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Should My 8th Grade CBSE Son Join a Foundation Course?

Nayagam P

Nayagam P P  |4111 Answers  |Ask -

Career Counsellor - Answered on Aug 19, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Anupama Question by Anupama on Jul 09, 2024Hindi
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Career

My son present in 8grade cbse board.can this is right to join foundation course.

Ans: Anupama Madam,

(1) Prefer joining him from 9th.
(2) Preparing him well for the Entrance Test of Coachig Center Coaching Center to avail maximum SCHOLARSHIP.
(3) Before choosing the right Coaching Center, take into consideration the following:

(a) Scholarship availed
(b) To join weekend or weekday classes?
(c) Distance/travel time from your home to Coaching Center and back.
(d) Pressure your son can bear to manage both School & Coaching Center.
(f) Reviews/reputation of the Coaching Center and its branch near your residence.
(g) Who will help him whenever he has doubts?? At home or in Coaching Center or both?
(h) Among PCM, which subject he is strong/weak in?

Give much importance to Maths or Biology from 8th itself for his Entrance Test of Coaching Center and also for Scoring a good All India Rank in Entrance Exams after his 12th. All the BEST for Your Son's Bright Future.

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Hello sir, I am 33years old and like to have a stable life with a good retirement corpus along with children education. I have 2 sons both are of 1 and 3years old respectively and my wife is a housewife. I am having FD of 16L, 10L in gold, bought a flat paying housing loan EMI of 25K, having term insurance for 1cr and health insurance for 4L. I am making investments in mutual funds SIP of 30k since last 1 year. Hdfc dividend yeild fund 1000 Icici bluechip fund 8000 Quant small cap fund 1000 Canara robecco small cap fund 1000 Uti nifty index fund 5000 Icici balanced advantage fund 5000 Jm flexicap fund 2000 Quant elss fund 5000 Parag pareekh flexicap fund 2000 Lumsum Investments Sbi healthcare fund 20K Quant infrastruture fund 10k Sbi magnum gilt fund 20k Plz advice....am i really doing good with these investments or shall i replan my investments....
Ans: Hello;

Having 12 funds(9 sip+3 lumpsum) in portfolio is not required.

You need to just 4 funds for your sip of 30 K(divided equally):
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For your retirement planning you may consider NPS and start with a decent amount(~30 K pm) as regular investment since time is on your side(27 years to hit 60 age).[3.45 Cr in 27 years without any step up consideration. 8% returns assumed].

Consider buying home loan insurance and super top-up health cover.

Happy Investing;
X: @mars_invest

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