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Thermal Engineer Seeking Career Guidance: Where to Focus with 5 Years Experience?

Prof Suvasish

Prof Suvasish Mukhopadhyay  |2749 Answers  |Ask -

Career Counsellor - Answered on Nov 11, 2024

Professor Suvasish Mukhopadhyay, fondly known as ‘happiness guru’, is a mentor and author with 33 years of teaching experience.
He has guided and motivated graduate and postgraduate students in science and technology to choose the right course and excel in their careers.
Professor Suvasish has authored 47 books and counselled thousands of students and individuals about tackling challenges in their careers and relationships in his three-decade-long professional journey.... more
Hemant Question by Hemant on Jun 24, 2024Hindi
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Career

I am mtech thermal engineering my total experience is 5 year 1 year production and 4 year maintenance engineering which field I go so there is my feature

Ans: Stick to Maintenance only. Only do an online MBA in Operations. It will help you. Follow me here and join me in LINKEDIN for having time to time counselling. YOU WILL WIN. Just take proper decision. DECISION DECIDES DESTINY- NOT ONLY HARDWORK. Follow me here and join me in LINKEDIN for having time to time counselling. BEST OF LUCK.GOD BLESS YOU. Professor..........................:)
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Shekhar

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Leadership, HR Expert - Answered on Apr 26, 2024

Asked by Anonymous - Apr 14, 2024Hindi
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I am graduated in Mechanical Engineering at 2022. From 1.5 years I am experienced in product design role. Currently I am working as a design engineer. Now I want to earn more, I know catia v5, Solidworks &Nx CAD. I am confused about my role. Anyone help me with your experience, is I am continue with this or I will switch my career to Oil and Gas field. If I stay in my current job suggest me, what I want to do for high salary.(Like Any course /Certificate). Or you suggesting me for Oil &Gas. How much salary I can get while switching and after experience in that.
Ans: Deciding whether to continue in your current role as a design engineer or switch to the oil and gas field requires careful consideration of your career goals, interests, and the opportunities available in each industry. Since you're already experienced in product design and proficient in CAD software like CATIA V5, SolidWorks, and NX CAD, consider enhancing your skills further. Look into advanced courses or certifications in areas such as finite element analysis (FEA), computational fluid dynamics (CFD), or advanced CAD techniques. These additional skills can make you more valuable in your current role and potentially command a higher salary. Pursuing professional certifications related to product design and engineering, such as Certified SolidWorks Professional (CSWP) or Certified NX Professional, can validate your expertise and increase your marketability. Research industry benchmarks and salary ranges for design engineers in your region and with your level of experience. Use this information to negotiate a higher salary with your current employer or when exploring new job opportunities.

Before making the switch, thoroughly research the oil and gas industry, including job roles, career paths, and salary expectations. Network with professionals already working in the field to gain insights and advice. Evaluate how your skills and experience in product design translate to roles in the oil and gas sector. Consider acquiring additional knowledge or certifications relevant to the industry, such as courses in petroleum engineering, pipeline design, or offshore structures. Salaries in the oil and gas industry can vary depending on factors such as location, job role, experience, and the specific segment of the industry (upstream, midstream, or downstream). Entry-level positions may offer competitive salaries, but experienced professionals with specialized skills and expertise can command higher pay.

Ultimately, the decision to stay in product design or switch to the oil and gas field depends on your career goals, interests, and the opportunities available in each industry. Take the time to weigh the pros and cons, conduct thorough research, and seek advice from mentors or industry professionals before making a decision. Whichever path you choose, continuous learning, skill development, and strategic career planning will be key to achieving your salary and career goals.

..Read more

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Samraat

Samraat Jadhav  |2423 Answers  |Ask -

Stock Market Expert - Answered on Aug 18, 2025

Asked by Anonymous - Aug 15, 2025Hindi
Money
I have debt of rs. 20lakhs which include pl and credit card bill payments and my monthly income is 28k only please suggest how to I am debt free
Ans: 1. Assess and List Out All Debts
List each loan and credit card with:
• Amount owed
• Monthly EMI or minimum payment
• Interest rate
This will help you understand which debts are costing you the most and need to be prioritized.

2. Create a Bare-bones Budget
• List your essential expenses only: rent, food, utilities, transportation.
• Allocate most of your income toward debt repayment: Many people use a “60-30-10” rule—spending 60% of income on debts, 30% on essentials, and 10% on minor needs or savings, if possible.
• Cut all non-essential expenses (entertainment, eating out, subscriptions).

3. Prioritize Payments
Pay expensive loans first: Focus on debts with the highest interest rate (usually credit cards)—this is called the Avalanche Method.
Always pay at least the minimum on all debts to avoid penalty charges or further damage to your credit score.

4. Talk to Your Lenders
Request lower interest rates or extended loan tenures. Some banks and NBFCs might offer hardship or restructuring programs.
Ask about converting credit card balances into loans with lower EMIs.
Check if you qualify for a debt consolidation loan to combine all debts into one EMI at a lower rate.

5. Explore Additional Income Sources
Take up a side job or gig: tutoring, food delivery, freelancing, weekend work, etc.
Sell unused items online.
Any extra amount should go directly to debt repayment.

6. Avoid Taking On New Debt
Don’t use credit cards or personal loans for discretionary spending.
Avoid “payday loans” or instant loans with high interest.

Sample Monthly Action Plan
Step Amount Allocated
Income (per month) ?28,000
Essentials (rent, food, etc.) ~?8,000-?10,000
Debt repayments ?16,800-?18,000+ (60%+)
Other (emergency savings) ?0-?2,000
If your current minimum payments are more than your income allows, you must negotiate with lenders, as defaulting will further hurt your financial health and credit score.

Mindset Tips
• Celebrate small wins; every rupee paid reduces your stress.
• Stick to your plan—discipline will help you get through this.
• Don’t lose hope—many have successfully cleared similar debts with patience and perseverance.

Final Note
Your current income is not sufficient to clear such a large debt in a short time. Becoming debt-free will require:
• Aggressively cutting expenses
• Increasing your income wherever possible
• Negotiating with lenders for the best possible repayment terms
Seek help when needed and stay disciplined throughout the journey.

...Read more

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