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Career Change at 36: Advice for Finding a New Job After a Gap and Salary Expectations

Nayagam P P |4255 Answers |Ask -Follow

Career Counsellor - Answered on Feb 02, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Question by Rajan on Jan 30, 2025Hindi

Career

Hi I left my pvt banking job LPA 11.5L in December 2023 after that I have started business which was not went well so again I decided to start my career my age is 36 M finding very difficult to find a job, received only few call but after I say my package and gap they are telling will call you back. Need suggestions let me know any career break options available

Ans: Rajan Sir, To re-enter the job market after a break, adjust your job search approach, be open to a slight pay cut, target mid-senior roles, network aggressively, and leverage recruiters. Frame your business experience as entrepreneurial learning, highlighting skills gained in finance, risk management, and decision-making. If banking roles aren't working out, consider alternative career options like FinTech & NBFCs, Wealth Management & Investment Advisory, Freelance Financial Consulting, EdTech & Corporate Training, and Government & PSU Jobs.

A short-term fix for skill enhancement is certifications like CFA, or Financial Modelling courses, upskilling in digital banking, or freelancing for financial consultancy. Focusing on networking, flexibility, and skill enhancement will help you land a job soon. All the Best for your Prosperous Future.

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Hello sir, I am graduate in b.com , MBA in general management from ICFAI, Tripura. Worked as banker for 6 years since 2008. On career break since 2014 but during this time I did my MBA and worked as freelance in recruitment and as subject matter expert in finance. Since 2020 , no projects and due to family health issues discontinued . In 2022 moved to Hyderabad and did CSPO certification from Scrum Alliance and recently completed a course in Oracle fusion financial functional consultant. But after all efforts I am not getting job because of career gap. Please suggest how women can re- enter in non banking sector. Please suggest. Thankyou.

Ans: There are jobs available, you will have to keep searching. Check your network of friends, apply through placement agency, upload your cv on job portals etc. Try to take up a job in relevant domain even if you are not completely satisfied with it and then keep searching, Else the gap would increase,

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Question by shashavali - Apr 29, 2024Hindi

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I was doing job in icici bank have one year experience in phone banking as customer executive but recently I quit job , but currently I don't feel like which career option to choose after quitting job I already wasted 4 months my age is 30 I have no financial stability , no skills , I am not getting any idea what skills to learn kindly help me with your suggestions I have became lazy and got struck in a rut please help

Ans: Hello Shashavali

Careers are like marathon, not a sprint. Also there are good days and bad days.

Suggest you start with telemarketing companies as you have experience in the industry, give your best and you will grow steadily.

Siting and thinking what to do will not help, for you will spin your own mental cob webs. When you take action you know what is working and what is not. Its like driving a car, when you drive you know whether to increase or reduce the speed, take a turn, even u-turn. Just sitting and looking at the map wont take you anywhere.

All the best.

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Asked by Anonymous - May 27, 2024Hindi

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Hi sir, I m a person looking for opportunities. But I am stuck in my career. I m an MBA Graduate (Marketing & HR Specialization) from Hubli, Karnataka. I have passed out in 2015. I have worked as a Business Development Executive for a small firm and then I worked as HR Executive in Bangalore from 2016-2018 in Bangalore. I left the job to join family business in Hubli. But the business ran into too much of debts and we have it someone else. I have also worked with Bajaj Allianz Life insurance company as investment consultant (but it was commission based part time job). Now I m looking for a full career opportunities (Preferably in Banking sector). But I m confused as to how to go ahead with my career. As there gap in my career, I m unable to find jobs. Please guide me Sir

Ans: I understand that things do go up and down, dont let that beat you down

While you do have a good amount of experience, it is neither continuous not long

If you are looking at opportunity in banking sector, though you dont have prior experience in it; I would recommend that you start with

A) Certifications like JAIIB, CAIIB (by IIBF), CFA, FRM, or NCFM OR Online Courses on platforms like Coursera, Udemy, or LinkedIn Learning to enhance your knowledge in banking and finance.

B) Entry-level positions or internships to gain experience and get your foot in the door

C) Understanding the Banking Sector in India, Different types of banks, RBI regulations and other financial regulatory bodies etc

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For property sold in January 2025 after 15 years of ownership, for the purpose of capitals gains tax calculations, is indexation still applicable under the current tax schemes? If indexation is applicable, will indexation be calculated on the cost of acquisition as well as the cost of any improvement on this property? If instead of paying the tax directly at this moment, if I want to invest the money in a property but do not have a property ready right now, can I opt for a CGAS account to put the capital gains amount in that account for the purpose of investing the amount in a property in the future? In that case, what happens if I fail to find a desirable property within 2 years? Do I have other options then? Also, when do I have to open this CGAS account - before the end of the financial year March 31 or before tax filing deadline July 31, 2025?

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My Mother had purchased a flat on her name in Mumbai in the year April 1985, She passed away in Oct 2024. My self and My elder sister have now transferred the flat in our both names jointly (We Both are now NRI's). What are the tax implications if we want to sell this flat now? What's is the best way to sell with lower tax?

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