I'm a 3rd-year IT student. Should I search only for IT internships?

Ans: Hello, as per the New Tax Regime, no taxes for salaried people up to 12.75L including the 75K standard deduction.

Ans: The tax has to be paid by them on sale of any asset, there will be capital gains on all assets
The amount of taxes will depend on multiple things like value of the asset, purchase price, date of sale, date of purchase, etc.

Ans: Hello,
According to me a retirement corpus should be 100% liquid and can be used whenever required and generating a return of 2-3% more than the inflation of the country.
Post office NSC, PPF and FD don't beat the inflation and hence not a good option
You can select different categories of funds to make a diversified portfolio that generates higher returns with low volatility and you can start SWP as and when you plan to retire
Selection of funds may play an important role if you go through this route, so kindly consult before you take any steps in this direction
Do let me know your views on this on my website or on my LinkedIn profile, attaching the link :
https://www.slwealthsolutions.com/

Ans: HI Sandip,

Could you please share your 10th and 12th grade mark details? This will help us with further discussions.
best wishes

Ans: HI Nikita,
As a female, you can pursue a BSc in Nursing or a BNYS since you are interested in the health sector. Think it over.
BEST WISHES
LIFE CHANGE KARO!

Ans: HI,

I believe this looks like idiyappam. First, please help her conclude her choice of stream based on her interests, and then post your query.

Looking at the marks, I'm not quite sure what to make of them; I think she may need some monitoring. For example, her basic score is 75%, but her performance in competitive exams varies. In JEE Main, she has a rank of 45263, and in KCET, her rank is 123116. Similarly, she may score around 350 in NEET, and her rank in BNYS is 93273.

It would be better to have a conversation with her to reach a conclusion.
BEST WISHES.
POOCHO. LIFE CHANGE KARO!

Ans: Hi Sir,

Please submit any documents you currently have to the respective departments. Nowadays, it is easy to track information once you provide your PAN and Aadhaar cards, as these IDs are widely recognized and interconnected with government agencies.

When preparing for NEET, you need to submit a fresh community certificate, as its validity is only one year. So, don’t worry—just produce the necessary documents. Please avoid submitting any fake certificates, as this could lead to trouble for both you and your son’s future.

BEST WISHES.
POOCHO. LIFE CHANGE KARO!

Ans: Hi Gangadhar,

I believe this (your query) looks like idiyappam, you did not focus on any one field. First, please help her conclude her choice of stream based on her interests, and then post your query.

Looking at the marks, I'm not quite sure what to make of them; I think she may need some monitoring. For example, her basic score is 75%, but her performance in competitive exams varies. In JEE Main, she has a rank of 45263, and in KCET, her rank is 123116. Similarly, she may score around 350 in NEET, and her rank in BNYS is 93273.

It would be better to have a conversation with her to reach a conclusion.
BEST WISHES.
POOCHO. LIFE CHANGE KARO!

Ans: With a JEE Main rank of 202,400 (General) and EWS rank of 29,000, admission to ECE in NITs is challenging but feasible in newer campuses like NIT Meghalaya (2024 EWS cutoff: 42,701) or NIT Sikkim (closing rank: 39,532). For MP domicile candidates, NIT Bhopal’s ECE under the home-state quota had a 2024 closing rank of 23,180 (EWS), aligning marginally with your rank in later counselling rounds. IIITs like IIITDM Jabalpur (EWS cutoff: 25,872) and IIIT Nagpur (closing rank: 31,554) are viable options, offering specialized ECE programs with IoT and embedded systems curricula. State engineering colleges such as MANIT Bhopal’s Electrical Engineering (EWS cutoff: 26,581) or Rajiv Gandhi Proudyogiki Vishwavidyalaya (RGPV) provide alternatives through MP state counselling, prioritizing domicile quotas. Recommendation: Target IIITDM Jabalpur ECE and NIT Sikkim ECE during JoSAA/CSAB counselling, leveraging EWS and domicile quotas. For backups, consider RGPV’s ECE or MANIT Bhopal’s Electrical Engineering, and explore private institutions like LNCT Bhopal or Oriental University for assured admission with scholarship opportunities. All the BEST for your Admission & a Prosperous Future!

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