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No Future in PCB? A Lost Student Seeks Career Guidance

Radheshyam Zanwar |951 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 26, 2024

Radheshyam Zanwar is the founder of Zanwar Classes which prepares aspirants for competitive exams such as MHT-CET, IIT-JEE and NEET-UG.
Based in Aurangabad, Maharashtra, it provides coaching for Class 10 and Class 12 students as well.
Since the last 25 years, Radheshyam has been teaching mathematics to Class 11 and Class 12 students and coaching them for engineering and medical entrance examinations.
Radheshyam completed his civil engineering from the Government Engineering College in Aurangabad.... more

Asked by Anonymous - Sep 06, 2024Hindi

Career

Mam im a student who have just given 12th this year i had pcb now i cannot see any promising future in it rather than mbbs which i am not able to pursue what carrer should i go for kindly guide and should i leave stream and go for a commerce carrer

Ans: Hello.
You said, you just appeared 12th with PCB. But it is not clear whether you appeared for NEET or not. Apart from MBBS, there are many promising medicine courses available after the 12th. But, you might not have explored them properly. It is ok, that you did not want to pursue any of the medicine career. If you are not comfortable with the science stream and that too with PCB then you can easily switch to commerce. There are a lot of promising career options available after the 12th. By becoming a CA/CS/ICWA or financial consultant or MBA in finance, you can kick start your career.

If you are dissatisfied with the reply, please ask again without hesitation.
If satisfied, please like and follow me.
Thanks.

Radheshyam

Career1Reply

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Question by Anwesha - Mar 27, 2023Hindi

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Hello can you guide me in what career options I can choose from after 12th? I am a pcb student and I am not going to give NEET soo i want some suggestions on career options whithout giving NEET

Ans: Hello Anwesha,
Here are the few options you can opt for without NEET.

B.Sc. courses: You can opt for B.Sc. courses in various subjects like physics, chemistry, biology, microbiology, biotech, etc.

Research: You can opt for research-oriented courses like M.Sc., Ph.D., etc. in your desired field of study.

Agricultural Science: You can opt for courses in agriculture like B.Sc. Agriculture, B.Tech. Agriculture, etc.

Environmental Science: You can opt for courses in environmental science like B.Sc. Environmental Science, M.Sc. Environmental Science, etc.

Forensic Science: You can opt for a career in forensic science by pursuing a B.Sc. in Forensic Science or M.Sc. in Forensic Science.

Pharmacy: You can opt for a career in pharmacy by pursuing a B.Pharm or M.Pharm.

Also you can altogether change the field. All the best.

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Question by Ramit - Mar 29, 2024Hindi

Career

Listen I have been a student of pcb, After 12th I took admission in BASLP course but didn't interest me due to the environment and the kind of work I had to do, So i left the college in December last year, Now I don't know what to do next as I am really confused, I'm planning to give neet but getting mbbs seat is not possible in such short duration And BDS is over saturated in India, I have thought to do an MBA later, so management and finance interest me a bit, but my parents aren't allowing me to do BBA, Also my parents have looked up to the Bachelor of Data science pogramme of SP jain Global , but I'm really good in maths and haven't learnt much about computer stuff till now , what do should I do?

Ans: You can do MBA after doing Bachelors in any field. So it is possible to do MBA after Bachelor of Data Science course. If you are good in Math then you should also be good at Data Science. I don't see a problem in following what your parent are recommending unless your have a strong interest in some other field.

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What could be Tax Value if profit of MF is appx 2 lacs ?? is tax deducted on 2 lacs profit Or deducting tax free limit of 1.25 Lacs i.e on balance 75000 profit ?

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Your siblings, if any, can stake claim to get their share of assets held in the name of your mother, despite you being sole nominee.

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Asked by Anonymous - Sep 06, 2024Hindi

Career

Can i go for cs ( company secretary) if i had pcb in 12 please tell i m really confused about the stream will it be that worst of a decision

Ans: Yes You Can. However, you will have to clear the Foundation Program. The CS course has three stages:
Foundation Programme: An eight-month program for students who have passed Class 12
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Professional Programme: A program that can only be pursued after clearing the Executive Programme .

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Question by Kunal - Sep 29, 2024Hindi

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Best app for investment without any problem.

Ans: Coin(by Zerodha)
ET money
PayTM money
Kuvera
5paisa

These are some of the popular apps used for mutual fund investments in India. Although it is difficult to assure that problems won't be there.

Happy Investing!!

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Asked by Anonymous - Sep 29, 2024Hindi

Money

I am 48 and alost lost all my savings due to parents health and death. Want to save for retirement. Where i should invest with a target of 2 crs saving. I can save 40000 p.m

Ans: Hello;

No need to worry. You did your duty towards your parents.

You may invest 40K in flexicap type mutual fund(PPFAS flexicap fund)and large and midcap type mutual fund(Mirae Asset Large and Midcap fund)in equal proportion (50:50).

Also you should top-up your sip amount by 10% each year to reach your intended target in 12 years from now.

Else you may continue with flat 40 K monthly sip but in that you may have to postpone your retirement by 3 years beyond 60, if possible, so as to reach your corpus target of 2 Cr.

Funds have been recommended based on their returns in their respective category.

Happy Investing!!

You may follow us on X at @mars_invest for updates.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

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Question by Meet - Sep 29, 2024Hindi

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i just got employed have a income of 15k in hand i am in debt of 7.5 lakh in my student life

Ans: Focus on the repayment of the loan.

Also prioritize hikes in your income through value addition, if possible.

If you get some lumpsum(bonus) or other payment try to prepay the loan so as to reduce interest outgo.

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Question by RAJESH - Sep 29, 2024Hindi

Money

Hi Milind I am 46 years old and living in Germany, I am planning to start investing in MFs from this month onwards. My question to you is that how to distribute 100k INR per month? Should i go for 10k INR per fund per month? Or 10 funds are too much diversification? These are the funds suggested by my Advisor 1 ICICI PRUDENTIAL LARGE AND MID CAP FUND - GROWTH 2 Nippon India Multi Cap Fund - Growth Plan 3 HDFC Banking and Financial Services Fund - Regular Growth 4 AXIS Mid Cap Fund - Regular Growth Plan 5 ICICI Prudential Nifty Next 50 Index Fund - Growth 6 ICICI Prudential Multi Asset Fund - Growth 7 ICICI Prudential Manufacturing Fund Regular Plan Growth 8 Kotak Flexi Cup Fund - Growth 9 Nippon India Growth Fund - Growth Plan 10 Nippon India Small Cap Fund - Growth What is your take on both questions? Please let me know Rajesh

Ans: Hello;

I am presuming that this investment is from long term perspective of 10 years+ horizon and you are comfortable with high risk exposure.

Equal weight allocation to 10 funds is avoidable.

I propose to you 5 funds with the proportionate allocation as given:

1. PPFAS flexicap fund: 25%

2. Mirae Asset Large and Midcap fund: 25%

3. Nippon India Small cap fund: 20%

4. HDFC balanced advantage fund: 15%

5. ICICI Pru Multi asset allocation fund: 15%

Funds have been recommended based on their long term returns in their respective category.

Happy Investing!!

You may follow us on X at @mars_invest for updates.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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