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Nayagam P P |10899 Answers |Ask -Follow

Career Counsellor - Answered on Jun 10, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
... more

Question by Krishna on Jun 10, 2024Hindi

Career

Hello Sir, Is M Tech Software Engg (Int) is good to pursue at VIT?

Ans: Krishna, Dual-Degree NOT advisable as most Employers / Recruiters DON'T prefer Fresh Dual-Degree Holders. All The BEST for your Son’s Bright Future.

To know more on ‘ Careers | Education | Jobs | Resume Writing | Salary Negotiation Skills | Building Professional LinkedIn Profile | Exam Preparation Techniques | Job Interview Skills | Skill Upgrading | Parenting & Child Upbringing Skills | Career Transition | Abroad Education ’, please FOLLOW me in RediffGURU here.

Nayagam PP |
EduJob360 |
CERTIFIED Career Coach | Career Guru |
https://www.linkedin.com/in/edujob360/

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Question by Indumathi - May 20, 2025

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Hi sir Mtech integerated course in VIT is good.how is the placement for this course

Ans: The Integrated M.Tech program at VIT generally has good placement opportunities, comparable to regular M.Tech programs. While placement rates and salary packages can vary depending on the specific specialization and campus, around 80% of students in the Integrated M.Tech in Software Engineering at VIT Vellore got placed, with the highest salary package offered at 30 LPA and the lowest 6 LPA

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Question by Murugesh - Jun 13, 2025

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Sir i have got integrated M Tech CSE (Data Science) at VIT - CHENNAI. is it worth to study integrated M Tech courses

Ans: Murugesh, Integrated M.Tech programs blend undergraduate and graduate studies, saving a year and offering specialized depth in fields like Data Science, machine learning, and advanced analytics while ensuring early research exposure and industry internships. At VIT Chennai, the Integrated M.Tech CSE (Data Science) spans five years with eligibility at 70% PCM in 10+2 and yields approximately 75–80% placement rates across integrated cohorts, driven by 800+ recruiters including Microsoft, Amazon, and Google, and average packages near ?9–11 LPA reflecting technology and analytics hiring trends. Graduates gain strong foundations in algorithms, statistical modeling, big-data frameworks, and practical projects, positioning them for roles as Data Scientists, ML Engineers, and quantitative analysts in tech firms and financial institutions globally. Compared to standalone B.Tech + M.Tech, the integrated model provides streamlined progression, reduced fees, and consistent mentorship, though demands sustained academic commitment. Recommendation: Pursue the Integrated M.Tech CSE (Data Science) at VIT Chennai for accelerated specialization, robust placement network, and interdisciplinary research opportunities that align with high-growth data-driven industries. All the BEST for the Admission & a Prosperous Future!

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Radheshyam Zanwar |6790 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 11, 2025

Question by NITISH - Jul 11, 2025Hindi

Career

Sir I got admission for INTEGRATED MTECH SOFTWARE ENGINEERING AT VIT VELLORE. Is this course good choice?

Ans: Hello Nitish.
Yes. It is a solid choice. You can pressure it with VIT Vellore. For your general knowledge, I would like to recommend to through the following article. Please copy and paste the link in your browser related to the integrated course. https://www.msn.com/en-in/money/topstories/iits-phase-out-old-dual-degrees-roll-out-flexible-interdisciplinary-courses/ar-AA1I6dup

Good luck.
Follow me if you receive this reply.
Radheshyam

Latest Questions

Mayank Chandel |2603 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jan 30, 2026

Question by Krishan - Jan 23, 2026Hindi

Career

Hi, Is CGC UNIVERSITY Mohali a good option for Eigher CSE or ECE, if my daughter failed to get admission thorough JEE main's score

Ans: CGC University Mohali is an okay fallback option especially if you don’t have many better private college choices

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IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jan 30, 2026

Asked by Anonymous - Jan 23, 2026

Career

i gave my jee 2026 jan attempt 21S1.. attempted 18 questions and i feel most of them might be wrong..my past mock scores were 50-70 ..and this might be lesser than that.. well can i score 98%ile+ in april attempt? or what should be my realistic attempt and approach i am 12thie ..it was my first competitive exam.

Ans: Hi
To get 98+ percentile, you need roughly:
Score target: 160–180 marks
Correct questions: ~45–50
Accuracy needed: 70–75%
Not 100% syllabus mastery

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Question by Boddu - Jan 23, 2026Hindi

Career

Can any one truly known about lateral entry in to IIIT- Hyderabad UG course by SBTET-AP Diploma qualification?

Ans: Hi
IIIT-Hyderabad conducts a Lateral Entry Entrance Examination (LEEE) for admission into its dual-degree UG programmes (B.Tech + M.S. by Research).
Only students who have completed at least the first two years (4 semesters) of a B.E./B.Tech programme are eligible to apply for LEEE.

There is no mention on the official site of eligibility for students purely with a Diploma (e.g., SBTET-AP Diploma) to take LEEE. In fact, all official documentation focuses on B.Tech students completing 1st/2nd year as the core requirement.

If you still have any doubt please contact IIIT-H directly.

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Asked by Anonymous - Jan 25, 2026Hindi

Career

I'm a neet(pcb)student with ts board, I want to join in iit is it possible with NIOS

Ans: Hi
What you must do through NIOS:
Take Mathematics (mandatory)
Have Physics + Chemistry + Mathematics
Pass all 3 subjects
Score ≥75% aggregate (or top 20 percentile) (Relaxation for SC/ST/PwD)

Nayagam P P |10899 Answers |Ask -Follow

Career Counsellor - Answered on Jan 29, 2026

Question by Nagesh - Jan 29, 2026Hindi

Career

Hello. My son has given his jee mains on 24 jan shift 2 and expected to score about 260 marks. Need your guidance on is this enough to get into top NITs CS branch or should he try improving his marks by taking second session or skipping second session and completely devoting his time to advance. We are from Bangalore and general category

Ans: Nagesh Sir, I believe I have already addressed your question. However, please note that it would be advisable for your son to completely dedicate his time to JEE Advanced preparation. Additionally, rather than relying solely on JEE, your son should develop 4-5 backup options by applying for other engineering entrance examinations such as COMEDK, K-CET, Amrita University, VITEEE, and NITTE Meenakshi Academy. With a score of 260 marks, securing admission to top-tier NITs such as NIT Trichy, NIT Surathkal, and NIT Warangal will be challenging. I recommend cross-checking this information against JoSAA's opening and closing ranks from the last 2-3 years. All the BEST for Your Son's Prosperous Future!

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Ravi Mittal |694 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Jan 28, 2026

Asked by Anonymous - Jan 27, 2026Hindi

Relationship

My family is pressurising me to get married to a girl I am not interested in. I am 36 and the girl is 28. I am traditional, old school and she looks younger, the partying, late night kinds. She is very active on social media. In fact, she was very judgemental about my clothes and totally non-committed about relationships when we spoke in our first meeting. I can say with confidence that our vibes don't match but my parents don't seem to understand my expectations. There was no formal engagement but my parents are proceeding with the marriage formalities because our parents are business partners. They feel I am overthinking and overreacting. I feel like no one is listening to me, what I want, including my grandparents. What should I do? I want to run away from all this drama.

Ans: Dear Anonymous,
I understand your concern and how difficult it is sometimes to convince family members about our feelings. Please have one on one conversations with your parents. Instead of sitting with both parents, speak to them individually. Ask them direct questions based on realistic examples, like, “She enjoys partying and I don’t. What if that leads to a huge fight and in the end, divorce?” “What if we never love each other and stay in an unhappy marriage?” This might help them imagine the situation a little better. Next, speak to the girl. Ask her what she feels about this marriage, if she would be able to adjust and eventually love you. Ask her if she is okay with a lifetime of adjustment and compromise. Have an honest conversation; don’t try to convince her to break the marriage, rather have a clear discussion and see how she feels about this honestly. I am sure this will help you in the situation.

Hope this helps.

Reetika Sharma |514 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Jan 28, 2026

Asked by Anonymous - Jan 25, 2026Hindi

Money

How much silver will rise further .when i should purchase

Ans: It is not the right time to buy silver right now. If you want to invest big amount - wait.
Lets say, you want to invest 1 lakh in silver now, wait and buy silver worth 5000 once in 2 weeks to benefit.

Also make sure that apart from silver, you should have gold and mutual funds as well with you to diversify. Goin with only one asset class is never a good idea.

Let me know if you need more help.

Best Regards,
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https://www.instagram.com/cfpreetika/

Reetika Sharma |514 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Jan 28, 2026

Asked by Anonymous - Jan 25, 2026Hindi

Money

Hello, I have been investing in mutual funds using regular plans. Recently couple of my friends have been pushing me to stop SIPs and investments for Regular plans and go in with Direct plans. While I understand that the commissions that I pay to the financial advisor is considerable, I want to understand typically what how much am I losing by not investing in Direct plans. I read in a Sample report of an RIA that I will be losing around 15% due to regular plans. Is it a real thing? any thoughts about it? The inputs provided by my mutual fund distributor are good, but I do feel that I can also invest in flexi funds and achieve the same results. Kindly share your inputs.

Ans: Hi,

Yes there is a difference between regular and direct plans.
Direct plans are for people who have a very good understanding and can manage their portfolio. But even those people need an advisor at some point once their portfolio grows into lakhs and crores.
Hence it is always better to go for regular plans from the start as an early guidance helps you achieve your goals in a more planned way.

Choosing a wrong direct plan can adversely affect the portfolio and instead of saving 1% on commissions, one may end up losing upto 10% on an yearly basis.
Also choosing some random plans such as flexicap along with your regular portfolio is not a good idea. An advisor critically measures your profile and work accordingly.
It is always better to listen to your advisor.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |514 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Jan 28, 2026

Question by Deepak - Jan 12, 2026Hindi

Money

how to plan for saving at age 49

Ans: Hi Deepak,

Please share more details such as income, expenses, family, current assets & liabilities, financial goals etc for me to help you.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |514 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Jan 28, 2026

Asked by Anonymous - Jan 22, 2026Hindi

Money

gold rate today is Rs 1,55,000 per 10 grams for 24-karat gold and the silver price today is 3,250 per 10 grams. I am 23, single. I get salary of Rs 18,000 per month. I can't afford to buy gold. I can invest only Rs 2000 per month. Should I buy silver instead of gold at these price levels? Please advice. How to buy silver and gold? I want to save and invest for my marriage.

Ans: Hi,

It is good that you are thinking to invest in gold and silver at your age for marriage. You can open a demat account and buy "goldbees" and "silverbees" on your salary day worth 1000 rupees each.

This way you will accumulate a good amount by the time you marry without losing anything on taxes and making charges.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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