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Mayank

Mayank Chandel  |2552 Answers  |Ask -

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jul 22, 2025

Mayank Chandel has over 18 years of experience coaching and training students for various exams like IIT-JEE, NEET-UG, SAT, CLAT, CA and CS.
Besides coaching students for entrance exams, he also guides Class 10 and 12 students about career options in engineering, medicine and the vocational sciences.
His interest in coaching students led him to launch the firm, CareerStreets.
Chandel holds an engineering degree in electronics from Nagpur University.... more
Asked by Anonymous - Jul 21, 2025Hindi
Career

Hello, My son got air 41575 rank in mains open category. Any chances of getting good nit or iiit in csab for electronics. He got 225 in bitsat ,any chances getting electronics in bits hyderabad. He got 99.4 in MHT CET, what is the best option for electronics. Please help.

Ans: ETRX at BITS campuses would be tough.
you can get JNU/ IIIT Sricity/trichy/surat/nagpur/kota bhopal
Career

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Nayagam P

Nayagam P P  |10846 Answers  |Ask -

Career Counsellor - Answered on May 16, 2025

Career
Sir, My son got 81.65percentile in JEE mains , with category SC rank 15531 and CRL of 272000 , please suggest whether he will get any NIT,IIITs in electronic or electrical branch
Ans: Vijayakumar Sir, Providing precise admission chances for each student can be challenging. Some reputed educational websites offer ‘College Predictor’ tools where you can check possible college options based on your percentile, category, and preferences. However, for a more accurate understanding, here’s a simple yet effective 9-step method using JoSAA’s past-year opening and closing ranks. This approach gives you a fair estimate (though not 100% exact) of your admission chances based on the previous year’s data.

Step-by-Step Guide to Check Your Admission Chances Using JoSAA Data
Step 1: Collect Your Son's Key Details
Before starting, note down the following details:

Your JEE Main percentile
Your Son's category (General-Open, SC, ST, OBC-NCL, EWS, PwD categories)
Preferred institute types (NIT, IIIT, GFTI)
Preferred locations (or if he is open to any location in India)
List of at least 3 preferred academic programs (branches) as backups (instead of relying on just one option)
Step 2: Access JoSAA’s Official Opening & Closing Ranks
Go to Google and type: JoSAA Opening & Closing Ranks 2024
Click on the first search result (official JoSAA website).
You will land directly on JoSAA’s portal, where you can enter your details to check past-year cutoffs.
Step 3: Select the Round Number
JoSAA conducts five rounds of counseling.
For a safer estimate, choose Round 4, as most admissions are settled by this round.
Step 4: Choose the Institute Type
Select NIT, IIIT, or GFTI, depending on your preference.
If he is open to all types of institutes, check them one by one instead of selecting all at once.
Step 5: Select the Institute Name (Based on Location)
It is recommended to check institutes one by one, based on your preferred locations.
Avoid selecting ‘ALL’ at once, as it may create confusion.
Step 6: Select Your Preferred Academic Program (Branch)
Enter the branches your son is interested in, one at a time, in your preferred order.
Step 7: Submit and Analyze Results
After selecting the relevant details, click the ‘SUBMIT’ button.
The system will display Opening & Closing Ranks of the selected institute and branch for different categories.
Step 8: Note Down the Opening & Closing Ranks
Maintain a notebook or diary to record the Opening & Closing Ranks for each institute and branch you are interested in.
This will serve as a quick reference during JoSAA counseling.
Step 9: Adjust Your Expectations on a Safer Side
Since Opening & Closing Ranks fluctuate slightly each year, always adjust the numbers for safety.
Example Calculation:
If the Opening & Closing Ranks for NIT Delhi | Mechanical Engineering | OPEN Category show 8622 & 26186 (for Home State), consider adjusting them to 8300 & 23000 (on a safer side).
If the Female Category rank is 34334 & 36212, adjust it to 31000 & 33000.
Follow this approach for Other State candidates and different categories.
Pro Tip: Adjust your son's expected rank slightly lower than the previous year's cutoffs for realistic expectations during JoSAA counseling.

Can This Method Be Used for JEE April & JEE Advanced?
Yes! You can repeat the same steps after your April JEE Main results to refine your admission possibilities.
You can also follow a similar process for JEE Advanced cutoffs when applying for IITs.

I also suggest you have 3-4 more backups instead of relying only on JEE/JoSAA.

Want to Learn More About JoSAA Counseling?
If you want detailed insights on JoSAA counseling, engineering entrance exams, preparation strategies, and engineering career options, check out EduJob360’s 180+ YouTube videos on this topic!

Hope this guide helps! All the best for your son's admissions!

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Naveenn

Naveenn Kummar  |233 Answers  |Ask -

Financial Planner, MF, Insurance Expert - Answered on Nov 30, 2025

Money
Dear Naveenn Ji I am 61 yrs old-retired person. I had cardiac procedure with pacemaker 3 yrs back. I had one Medical insurance which was quite useful and was just sufficient at that time to meet expenses. Now I want to enhance the limit say from 10 lac to 20 lac which is not happening with the existing one. Can you suggest what best can be done and how for medical expenses
Ans: We will need to check with different health insurance companies and share your case history in detail. There are chances of getting a policy, but it depends on the underwriter’s assessment. Age, any other medical conditions, pre-existing diseases and the severity of the earlier cardiac issue all play a role.

Sometimes insurers give a counter-offer with a higher premium, a co-payment clause or a permanent exclusion for heart-related conditions while covering everything else.
We also need to check whether porting is possible or if a fresh policy is better.

One important point: please do not cancel your existing policy under any circumstance until a new cover is issued and active.

Alongside insurance, it is always wise to keep a reasonable emergency fund in liquid form such as fixed deposits or liquid mutual funds to handle any immediate medical requirement.

please feel free to ask any further questions you can connect us 044-31683550 if facing any problem

Best regards,
Naveenn Kummar, BE, MBA, QPFP
Chief Financial Planner | AMFI Registered MFD
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

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Radheshyam

Radheshyam Zanwar  |6727 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 29, 2025

Asked by Anonymous - Nov 28, 2025Hindi
Career
Sir I have 5 subject in Nios board class 12 in 2026 and the subject names is Physics, Maths, English, Physical Education and in place of Chemistry is Biotechnology or vocational subject Valid for JOSSA 2026 So it will be eligible for Jossa Counselling For BTech in IITs or NITs+System According to JOSSA COUNSELLING 2025 Annexure 2(a)Annexure 2(b) The marks scored in the following five subjects will be considered for calculating the aggregate marks and the cut-off marks for fulfilling the top 20 percentile criterion. Candidates must also pass each of the following subjects in Class XII (or equivalent) to qualify for admission to the NIT+ System: o For B.E./B.Tech. programmes i. Physics ii. Any one of Chemistry, Biology, Biotechnology, Technical Vocation subject iii. Mathematics iv. A language (if the candidate has taken more than one language, then the language with the higher marks will be considered) v. Any subject other than the above four (the subject with the highest marks will be considered). Please Guide Me Sir
Ans: Your question is unclear because you have combined many queries into one. However, I will attempt to answer based on my understanding. Please do not mind; from the question, I can guess that you may be facing problems with the subjects, either in terms of understanding or from other aspects.

Your NIOS 2026 combination (Physics, Maths, English, Physical Education, and Biotechnology instead of Chemistry) complies with JoSAA Annexure 2(a)/(b) requirements, so you will be eligible for JoSAA counselling for BTech in IITs/NIT+ system, subject to passing all subjects and meeting the JEE Advanced and overall eligibility/percentile criteria. However, it is highly recommended to refer to the latest brochure published by NTA on the official website of JEE.

Good luck.
Follow me if you receive this reply.
Radheshyam

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