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Nayagam P P |10846 Answers |Ask -Follow

Career Counsellor - Answered on Jul 04, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Question by Nirmesh on Jul 03, 2025Hindi

Career

Hello dear sir, I got 97.5 percentile in mht cet 2025. In which best colleges like coep, vjti,pict and etc., can I get AI and DS or AI related branch.

Ans: Nirmesh, At a 97.5 percentile in MHT CET, premier Maharashtra institutes like COEP’s Robotics & Automation-AI (expected cutoff 98.5–99.1) and VJTI’s IT/CSE (99.5–99.7) are out of reach. PICT’s AI & Data Science branch closes around 99.1–99.3 percentile, so this also remains competitive. However, top private colleges offering AI-related B.Tech at lower cutoffs include PCCOE Pune (CS/IT: 91–94), MIT WPU Pune (CS/IT: 94–96.5), Cummins Pune girls’ AI-DS (96.5–98.0), and Walchand Sangli (80.5–97.8) in their AI/DS or CS-IT programs. Emerging institutes like SP Pune (99.0–99.4) and ICT Mumbai (88.8–96.6) are slightly above your percentile but worth monitoring.

Recommendation: Given your 97.5 percentile, target MIT WPU Pune AI/DS and Cummins Pune AI/DS (girls’ quota) for their modern labs and robust 85–95% placements. Next, consider PCCOE Pune and Walchand Sangli for reliable AI-DS pathways under your percentile bracket. All the BEST for the Admission & a Prosperous Future!

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Radheshyam Zanwar |6727 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 16, 2025

Asked by Anonymous - Jun 16, 2025

Career

hello sir. I scored 90.30 percentile in MHT CET 2025. which are the best colleges I can get admission into? colleges mostly from Mumbai and pune I'm interested in robotics,AI, aerospace, ML,RL.

Ans: Hello dear
You have opportunities to gain admission to your preferred branches. However, we regret to inform you that it is not possible for us to list the names of colleges on this platform.
Best of luck to you.
Follow me if you like the reply. Thanks
Radheshyam

Nayagam P P |10846 Answers |Ask -Follow

Career Counsellor - Answered on Jul 04, 2025

Question by Nirmesh - Jul 03, 2025Hindi

Career

Hello dear sir, I got 97.5 percentile in mht cet 2025. My category is OBC. Which colleges is better and giving me a best experienced faculty for AI and DS or AI related branch.

Ans: With an OBC percentile of 97.5, you can secure AI & DS or closely related branches at the following ten reputed Maharashtra colleges, all offering strong faculty engagement, modern labs, and guaranteed admission based on your percentile: Datta Meghe College of Engineering Airoli, Pune College of Engineering, Pimpri Chinchwad, MIT World Peace University Pune, Indira College of Engineering & Management, Walchand College of Engineering Sangli, Atharva College of Engineering Mumbai, Bharati Vidyapeeth College of Engineering Pune, Institute of Chemical Technology Mumbai, Sinhgad Institute of Technology and Science Pune, Vidyavardhini’s College of Engineering & Technology. All are AICTE-approved, NBA/NAAC-accredited, report 80–95% placements over three years, and employ PhD-qualified faculty in AI/ML and data-science labs.

Recommendation: Given your OBC percentile and the emphasis on experienced AI/DS faculty, prioritize MIT WPU Pune and Pune College of Engineering, Pimpri Chinchwad for their dedicated AI/DS research centers and industry?linked mentorship. Next, consider Datta Meghe COE Airoli and Walchand COE Sangli for strong OBC cutoffs and robust internship pipelines. All the BEST for the Admission & a Prosperous Future!

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Latest Questions

Mayank Chandel |2552 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Nov 30, 2025

Asked by Anonymous - Nov 27, 2025Hindi

Career

I passed class 12th CBSE in the 2024–25 session with 65%. I wanted to prepare for JEE, but I missed the date for improvement. Now in November, I have only one option left — to fill the NIOS form and appear for the exam in October 2026–27. But am I eligible for JEE 2027 if I score above 75% in NIOS 12th? And if yes, will I be able to get admission in an NIT? Also, what documents will I need during counselling?”

Ans: Hi
you still have a chance you can enroll in NWAC board and appear JEE this year.
I can help you with this.

Naveenn Kummar |233 Answers |Ask -Follow

Financial Planner, MF, Insurance Expert - Answered on Nov 30, 2025

Question by deepa - Nov 28, 2025Hindi

Money

Dear Naveenn Ji I am 61 yrs old-retired person. I had cardiac procedure with pacemaker 3 yrs back. I had one Medical insurance which was quite useful and was just sufficient at that time to meet expenses. Now I want to enhance the limit say from 10 lac to 20 lac which is not happening with the existing one. Can you suggest what best can be done and how for medical expenses

Ans: We will need to check with different health insurance companies and share your case history in detail. There are chances of getting a policy, but it depends on the underwriter’s assessment. Age, any other medical conditions, pre-existing diseases and the severity of the earlier cardiac issue all play a role.

Sometimes insurers give a counter-offer with a higher premium, a co-payment clause or a permanent exclusion for heart-related conditions while covering everything else.
We also need to check whether porting is possible or if a fresh policy is better.

One important point: please do not cancel your existing policy under any circumstance until a new cover is issued and active.

Alongside insurance, it is always wise to keep a reasonable emergency fund in liquid form such as fixed deposits or liquid mutual funds to handle any immediate medical requirement.

please feel free to ask any further questions you can connect us 044-31683550 if facing any problem

Best regards,
Naveenn Kummar, BE, MBA, QPFP
Chief Financial Planner | AMFI Registered MFD
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

Radheshyam Zanwar |6727 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 29, 2025

Asked by Anonymous - Nov 28, 2025Hindi

Career

Sir I have 5 subject in Nios board class 12 in 2026 and the subject names is Physics, Maths, English, Physical Education and in place of Chemistry is Biotechnology or vocational subject Valid for JOSSA 2026 So it will be eligible for Jossa Counselling For BTech in IITs or NITs+System According to JOSSA COUNSELLING 2025 Annexure 2(a)Annexure 2(b) The marks scored in the following five subjects will be considered for calculating the aggregate marks and the cut-off marks for fulfilling the top 20 percentile criterion. Candidates must also pass each of the following subjects in Class XII (or equivalent) to qualify for admission to the NIT+ System: o For B.E./B.Tech. programmes i. Physics ii. Any one of Chemistry, Biology, Biotechnology, Technical Vocation subject iii. Mathematics iv. A language (if the candidate has taken more than one language, then the language with the higher marks will be considered) v. Any subject other than the above four (the subject with the highest marks will be considered). Please Guide Me Sir

Ans: Your question is unclear because you have combined many queries into one. However, I will attempt to answer based on my understanding. Please do not mind; from the question, I can guess that you may be facing problems with the subjects, either in terms of understanding or from other aspects.

Your NIOS 2026 combination (Physics, Maths, English, Physical Education, and Biotechnology instead of Chemistry) complies with JoSAA Annexure 2(a)/(b) requirements, so you will be eligible for JoSAA counselling for BTech in IITs/NIT+ system, subject to passing all subjects and meeting the JEE Advanced and overall eligibility/percentile criteria. However, it is highly recommended to refer to the latest brochure published by NTA on the official website of JEE.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |6727 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 29, 2025

Asked by Anonymous - Nov 28, 2025Hindi

Career

Taken only 5 subjects in class 12 cbse.. physics, chemistry, biology, maths and English.. so which one will be taken as additional subject out of these or all will be main subject only?will maths (041) if taken as additional here then Can I pursue engineering with this combination..?

Ans: All five listed subjects (PCB, Maths, and English) are considered main subjects. Maths (041) is not an additional requirement, and yes, this combination is valid for pursuing engineering.
Recommendation - It would be better to choose PCMB. If you are more inclined towards engineering, then it would be wiser to set aside biology or just take it for passing purposes. Do not create confusion without any reason. From a future perspective, the XII Board mark sheet with PCMB taken together offers more advantages.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |6727 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 29, 2025

Asked by Anonymous - Nov 28, 2025Hindi

Career

I have completed class 12th from Maharashtra board in 2023 can I reappear in class 12th board exam in Feb 2026 to improve my score through form no 17 ?? Is it risky for my career in medical feild??

Ans: Yes. You can reappear using Form No. 17 for score improvement in Feb 2026, and it is not risky for a medical career, as improvement exams are valid and accepted. Be worry-free and focus on the upcoming improvement examination. Appear with an ignited mind to score more.

Good luck.
Follow me if you receive this reply.
Radheshyam

Asked on - Nov 29, 2025 | Answered on Nov 29, 2025

Form no. 17 is not for HSC passed students (regular) it is for private students, if I appear through form no 17 will Maharashtra board cancel my result and candidature later ??? In councelling and addmission process at the time of documents verification there will be any risk ???

Ans: It would be better to take the improvement examination as a regular student to avoid further complications. It is highly recommended to visit the HSC board office and have an in-person interaction with the college administration for more updated information.

Dr Nagarajan J S K |2572 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Nov 28, 2025

Question by Anuj - Nov 27, 2025Hindi

Career

Period date time par nahi aati

Ans: Hi,
Resend your query with more details.
with regards

Dr Nagarajan J S K |2572 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Nov 28, 2025

Question by Thamizh - Nov 27, 2025Hindi

Career

chemical engineering in NIT Agartala review

Ans: HI Thamizh,
Before I review the course, I would like to know how your chemistry skills compare to your abilities in other subjects like physics, biology, and mathematics. Could you share this information with me? This will help me provide better suggestions.

Also, it's worth noting that national institutes generally have a stronger reputation for placements compared to private universities or institutions. Since you secured your seat through the counseling process, you are in a good position.

WITH REGARDS.

Shalini Singh |176 Answers |Ask -Follow

Dating Coach - Answered on Nov 28, 2025

Asked by Anonymous - Nov 25, 2025Hindi

Relationship

I am 29 years old now, I have a boyfriend, we are dating since 3 years and we know each other since 6 years for now, we used to work together and met at the workplace itself. He is 5 years older than me, Earns good., I have a family business and joined business now leaving the job. I am a single child to my parents. Now we want to get married, but our castes and religions both are different from each other. I want to start the conversation with my family for the same, but as their thoughts and the type of response they give to other intercaste and inter religion marriages are very negative. Therefore I know what kind of response I am going to get from them. I want to know how to start the conversation with them and how to convince them for it?

Ans: This requires a longer discussion - you may wish to schedule an interaction on https://andwemet.com/ if you like - however for now - you have to have this conversation which you should - be prepared for a push back (or they may surprise you and say a yes) - when that happens listen to them - do not react, keep quiet - do not fight it. This does not mean you are agreeing to their reaction - it means you are sure and are thinking on how to manage it calmly. I am confident if you handle this calmly your family will agree in time - all the best.

Shalini Singh |176 Answers |Ask -Follow

Dating Coach - Answered on Nov 28, 2025

Question by Shan - Nov 27, 2025Hindi

Relationship

Long story short: we are 8 month old long distance couples, i use to listen to her, she told me if she loves me she'll be open to me 100% and whenever she feels to call me she will and tell me exactly how she feels, i respected that. I thought if i want to be a good partner i need to listen i need to support her emotions, but sometimes i do not want to be on calls and tell her lets finish for the day but i dont want to loose her i kept that from her and pretended to be interested everytime, she sensed that vibe from me, telling me that u seem off over calls, like u r performing a task. Suddenly we had a fight and i told her that sometimes i just predented to be listening but i am not. From then she has adusted she does not msg or call me frequently, i feel guilty about not telling her sooner. Will this ever repair or will it be like this forever? Is this change good for both of us or only for me ?

Ans: plan for an inperson meeting - get your issues sorted out in person - misunderstandings will happen - one needs to work around them. all the best.

Naveenn Kummar |233 Answers |Ask -Follow

Financial Planner, MF, Insurance Expert - Answered on Nov 27, 2025

Question by SURYAKANT - Nov 27, 2025Hindi

Money

Dear Madam /Sir, I m 53 yrs male and had by-pass surgery last year in May i.e in 2024 . Whether any insurance firm will give term insurance to me for upto 80 years.

Ans: Dear Sir,
Thank you for your message. At 53, even with a bypass surgery done in 2024, term insurance is still possible, but approval depends on a detailed medical and financial review. Insurers will ask for reports such as ECG, TMT, 2D Echo and your discharge summary. They also consider your age, current income and three years of ITR or salary proof, along with any other pre-existing conditions.

please focus on taking medical insurance , you can 044-31683550 for any requirements

Most companies offer coverage up to age 75 or 80, but the premium may be higher. Tele or video medicals are usually part of the process and the final decision rests with the underwriter after reviewing all documents.

Best regards,
Naveenn Kummar, BE, MBA, QPFP
Chief Financial Planner | AMFI Registered MFD
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

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