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Sushil

Sushil Sukhwani  |94 Answers  |Ask -

Study Abroad Expert - Answered on Jul 03, 2023

Stan Question by Stan on Jul 03, 2023
Career

Hello Sir/Madam, My daughter is completing her 3rd year B.Tech (Information Science) this year. SGPA is 7.50 in all previous years. she wants to do her MS after completing her B.Tech. She wants to persue her MS in Germany or UK. My query is should she do her internship next year in India or get a job here or else in a foreign country. I am confused. Please help.

Ans: Hello Stan,

First and foremost, thank you for getting in touch with us. Congratulations to your daughter as she finishes her third year of a B.Tech. program! It's a wise choice to pursue an MS following graduation, and both Germany and the UK have top-notch higher education options. Her internship decision is based on a variety of criteria and personal preferences.

Gaining international experience through an internship in a foreign nation can be useful if your daughter intends to study abroad for her MS. This experience will not only boost her profile, but will also allow her to become acquainted with the work culture and professional environment in another country. Additionally, it may be a chance for her to network and create connections that can help her future professional chances.

Internships abroad, however, may provide unique difficulties, including visa restrictions, language problems, and cultural acculturation. If your daughter wishes to stay in India, she can think about pursuing an internship with a respectable company in her industry. She will be exposed to the industry while also gaining useful real-world experience. She can also look at employment prospects in India, which will advance her career.

The choice should ultimately be in line with your daughter's ambitions, long-term objectives, and circumstances. Researching the particular criteria and opportunities in Germany and the UK, speaking with academic advisors or career counselors, and taking into account various issues like cost, language ability, and potential future career paths may all be helpful for her.

We mainly deal with overseas education. If your daughter is considering pursuing an education abroad, then please contact us. Thanks!

For more information, you can visit our website.

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Sushil

Sushil Sukhwani  |94 Answers  |Ask -

Study Abroad Expert - Answered on Aug 16, 2023

Career
my faughter wants MS or M.Tech in mechateonics in India or abroad so what is good and where shall be apply
Ans: Dear Vineet,

First and foremost, thank you for contacting us. However, we only deal with overseas education. It is critical to select the correct university and location for obtaining a Master's degree in Mechatronics. Mentioned below are some stages and considerations to assist you and your daughter in making an educated decision:

1. Research Initiatives: Begin by investigating the universities and programs that provide a Master's degree in Mechatronics. Search for colleges with reputable engineering and technology departments, especially those with a strong mechatronics or related field emphasis.

2. University Standing and Reputation: Examine the rankings and reputation of universities, particularly those in engineering and technology. Higher ranked institutions frequently have superior faculty, resources, and connections to business.

3. Research and Academia: Research the professors who have expertise in mechatronics and related subjects. The learning experience can be substantially improved by excellent faculty. Additionally, mechatronics research initiatives and projects might be a huge benefit.

4. Location: Take the university's location into consideration. Seek out areas with a strong industrial foundation and cutting-edge technology. This might open up chances for internships, team projects, and prospective employment following graduation.

5. Cost and Financial Aid: Analyze the cost of living and tuition in the nations and colleges that interest you. Additionally, look into any possible scholarships for international students.

6. Language: Examine the language of education. Many institutions in English-speaking nations offer English-language programs, although some may demand knowledge in the native language.

7. Links to Industry: Universities with strong connections to regional businesses might present networking possibilities, internships, and possible job prospects after graduation.

8. Curriculum & Areas of Concentration: Review the course descriptions and curriculum. Your daughter's interests in mechatronics may be matched by specialized courses or concentrations offered by several universities.

9. Infrastructure and Labs: Investigate the workspaces, laboratories, and tools offered for mechatronics projects and research. For this field, practical experience is essential.

10. Alumni Success: Find out where prior program alumni are working currently. This might help you gauge how well the curriculum prepares pupils for the workforce.

Here are several nations noted for their formidable colleges and strong engineering programmes in light of these factors:

• United States: Engineering programs at universities viz., Stanford University, the Massachusetts Institute of Technology (MIT), the University of California--Berkeley, and the Georgia Institute of Technology are renowned.

• Germany: Universities like Technische Universität München (TUM), Rheinisch-Westfälische Technische Hochschule Aachen (RWTH Aachen), and Technische Universität Berlin, which are known for their strong engineering history, provide top-notch engineering programs.

• Canada: Engineering departments at universities like McGill University, University of Toronto, and University of British Columbia are well-known.

• Switzerland: The engineering and technology programs at ETH Zurich and École Polytechnique Fédérale de Lausanne (EPFL) are well-known.

Consider your daughter's academic and career ambitions as well as the family's financial needs when thoroughly researching each university and program. To acquire first-hand knowledge of the programs, it’s also a smart move to get in touch with current students or alumni.

For more information, you can visit our website.
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Sushil

Sushil Sukhwani  |94 Answers  |Ask -

Study Abroad Expert - Answered on Aug 28, 2023

Asked by Anonymous - Aug 26, 2023
Career
My daughter is studying Engineering and she is thinking of going abroad for MS or MBA in reputed college. we all could not decide, which will course be better. Can you suggest?
Ans: Hello,

First and foremost, thank you for contacting us. Your daughter’s career ambitions and passions play a key role in her decision to pursue either a Master of Science (MS) in Engineering or a Master of Business Administration (MBA). While both offer unique benefits, she should make a choice based on her personal goals and the path she intends taking. Mentioned below is an overview of both courses to help make an educated choice:

Master of Science (MS) in Engineering:

1. Technical Know-how: Technical skills and knowledge within a certain engineering discipline are boosted through an MS in Engineering degree. If your daughter wishes to acquire a better understanding of a specific area of engineering and undertake cutting-edge research or development initiatives, pursuing this degree is an excellent choice.

2. Research Possibilities: Research projects, most often being a component of MS programs, they can result in publications and a chance to support modern developments in this area.

3. Concentration: Pursuing an MS program allows one to specialize in a particular engineering discipline, which in turn, can help her acquire expertise in a specific subject.

4. Job Roles: MS in Engineering graduates generally pursue technical positions viz., that of a design engineer, technical specialist, or research engineer.

Master of Business Administration (MBA):

1. Leadership and Management Abilities: Pursuing an MBA program enables one to develop business understanding, leadership abilities, and comprehensive knowledge of different business functions. This proves invaluable for one with an interest in leadership and management positions.

2. Adaptability: An MBA is adaptable with applications in not just engineering but a variety of sectors. If your daughter is thinking of a career in management, consulting, entrepreneurship, or any position that demands a solid background in business, pursuing an MBA is a good choice.

3. Collaboration: With MBA programs often placing a strong emphasis on networking, applicants are provided with opportunities to connect with experts from varied backgrounds and businesses.

4. Entrepreneurship: Pursuing an MBA degree can equip your daughter with the requisite knowledge and abilities required to succeed in the corporate world, if she plans on establishing her own company.

Factors viz., your daughter’s hobbies and interests, future aspirations, long-term career plans, abilities and strengths, and monetary concerns should be taken into account in order for her to make a confirmed choice.

Finally, the choice should depend on your daughter’s personal goals and vigour. Getting in touch with experts in both engineering and business to acquire information about their experiences and seeking advice mighet also prove beneficial.

For more information, you can visit our website.
(more)
Sushil

Sushil Sukhwani  |94 Answers  |Ask -

Study Abroad Expert - Answered on Sep 22, 2023

Career
Dear Sushil ji, My son is doing Computer Science from VIT vellore and is 3rd Year Student. Please advise whether he should go abroad for the Masters and location whether Germany will be advisable . Kindly provide the input .
Ans: Hello Sanjay,

To begin with, thank you for contacting us. Your son’s future ambitions, financial status, and personal choices, play a key role in deciding if he should travel overseas to pursue a Master’s degree in Computer Science, and if Germany is a favorable study destination. When deciding, take into account the following factors:
1. Career Objectives: Consider if your son has set career ambitions that can be accomplished by studying a master's degree abroad.

2. Academic Prowess: An exceptional academic record can enhance your son’s chances of getting into prominent foreign universities. Take into account his academic success in the program he is currently pursuing.

3. Financial Condition: Studying overseas can be a costly affair. Investigate your financial capacity and the costs related with studying in Germany or any other country. Look into the available scholarships, financial aid, and part-time work opportunities.

4. Choosing Programs and Universities: Conduct extensive study and pick programs and universities that resonate with your son’s educational and professional interests. Search universities that have robust Computer Science departments and research possibilities.

5. English Language Competency: Although there are a few English-taught courses, Germany mainly offers programs in the German language. You on studying in Germany or any other non-English-speaking country, make sure he possesses the required language abilities.

In addition, your son should get to know the visa and immigration prerequisites for the country he intends studying in. For instance, Germany has a fairly simple student visa procedure for international students. Enhanced networking possibilities are offered in the tech sector by some countries over others. Investigate the labor market and links your son can form during the duration of his Master’s course. Also, take into consideration if your son is ready for the societal and cultural changes that come with pursuing overseas education. This involves adjusting to a new setting, building friendships, and getting to know the local culture. Look into the available post-study employment opportunities in the country you have chosen to study in. Taking into account both, the cost of studying and the long-term professional advantages, consider the possible ROI (Return on Investment) of pursuing a master's degree overseas.

Owing to its exceptional system of education, research possibilities, and a friendly environment for international students, Germany can be a top option to pursue a Master's in Computer Science. To make an educated choice, carefully examine each factor and get in touch with career counselors and academic consultants. Your son should also examine particular programs and universities in Germany to make sure that match his objectives and interests.

For more information, you can visit our website.
(more)
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Sanjeev

Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Sanjeev

Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Asked by Anonymous - Sep 14, 2023
Money
Sir, I just retired from my service @60yrs. I will get my PF+other fund ₹50L. Please advice how to invest the amount so that my principal not disputed and I can get ₹30,000 pm for my monthly expenses. My family of 2 persons are covered ₹50L health insurance. Regards
Ans: Considering your age and your requirement, you will need to invest in a mix of debt and equity instruments. Here are some investment options available to you:-

• Senior Citizens’ Savings Scheme (SCSS) – This is a pure debt instruments and provides guaranteed returns of 8.2% per annum. The interest is paid quarterly. The maximum amount that you can invest is Rs. 30 Lakhs.

• Corporate FDs – It provides you return more than the regular bank FDs. It contains two options i.e. cumulative and non-cumulative.

• Post Office Monthly Income Scheme (POMIS): This is another government-backed scheme that offers guaranteed monthly income. The current interest rate is 7.1%.

• Debt Mutual Funds: As your main concern is to protect the principal amount you may consider debt funds and monthly income can be achieved through the route of SWP (systematic withdrawal plan).

• Equity mutual funds: Equity mutual funds offer the highest potential returns, but they are also the riskiest. A small portion of the amount can be invested in the equity mutual funds for growth of the money in the long-term horizon.

It is good to know that you are adequately insured for any healthcare emergency.

Your requirement of Rs. 30,000 will be changing in the future due to inflation, hence you should consult with your financial advisor for a proper increasing income or SWP (systematic withdrawal plan) which can help you to ensure sufficient amount available for your monthly expenses.
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Sanjeev

Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Money
Hi Sir, I worked a small level company between 01.02.2018 to 30.04.2021. They paid standard EPF contribution of Rs. 1800/- from my side they deducting the same of Rs. 1800/-. After I exit the company I applied the EPF Withdrawl (both contribution) on 06.05.2023 and it was rejected by the officer and the reason was mentioned "Claim Rejeced EQUAL SHARE 07/18". The Employer deposit the July 2018 share in wrongly i.e. The deposited Rs. 1800/- in Employee Share and Rs. 1800/- employer Share and Pension is " 0 ". instead of Rs.1800/- as employee, Rs. 550/- as Employer and Rs.1250/- as pension contribution. When I sent a 2 continues mail to EPF they taking my query as a grivience and sent a query to the employer. But Still they not close the issue. How to I approch them to clear my claim. Because there is no mistake from my side. Thanks in Advance. Narayanan
Ans: I understand that your EPF withdrawal claim has been rejected due to an error in your employer's contribution. This is frustrating, but it is important to remember that you are not alone. Many people experience problems with their EPF claims, especially when their employers make mistakes.

When filing a grievance, be sure to provide clear and concise information about the issue. You should also include any relevant documentation, such as your EPF statement and the revised Form 11 from your employer (if you have one).

Once you have filed a grievance, the EPFO will investigate the matter and try to resolve it. This process can take some time, but it is important to be patient.

Here are some additional tips:

• Keep track of all your communication with the EPFO. This includes emails, phone calls, and visits to the office.
• If you are not satisfied with the EPFO's response, you can escalate the issue to the regional or national level. You can also mail on employeefeedback @ epfindia.gov.in for the redressal of your grievance.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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