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Amit Bansal | Answer |Ask -Follow

Answered on Jun 18, 2010

Question by Abhi on Jun 18, 2010Hindi

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Career

having done mba, is it advisable for me to start a small scale business right away (by taking loan from bank) or to first join a job?

Ans: Abhi, my personal advise would be to find a job, gather some experience and then set up shop on your own. But if you have a good idea of what you want to do immediately and are confident of making it a success go ahead.

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I have completed mba in finance and right now i am doing job as a sales manager in hdb .but i always wanted to have my own business...even I've my own business idea i am unable to decide that how should I start.....like what are the steps...

Ans: In whatever is your area of interest, talk to as many experts and consumers you can.. evaluate if your idea is solving a real problem that your potential consumers face. Fine tune your business idea. Then again talk to people if they are willing to pay you money to sort out the problem.. and how much. Concurrently, talk to experts on the cost of solving the problem/ offering the solution. Wherever you think the cost of solution is lesser than what people are willing to pay, is a good idea to work on prima facie. Then create a detailed feasibility report. Take help of some expert at this stage. Understand the investments and evaluate how you will need to fund the business initially. See if you can get some grants / seed funding. Typically seed funding is through friends and family . There are also a few govt schemes for entrepreneurs- see if you can get some grant/ financial assistance under these schemes. Put some of your own money and start implementing your idea in the mean while. Don’t be over optimistic in your planning. Work for the best but be prepared for the worst.

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Hi Expert, I am 43 and laid off from IT sector. I have approx 4lac in ppf, 8L in mf, 15L in stock. I have approx 15l home loan and 5L car loan as liability. Should I start for any business or or wait for upward the market for job? Any suggestions!!

Ans: Look for a new job. You should think of a business when you have enough bank balance to sustain you for a year at least.

For more tips on entrepreneurship please follow me on linkedin: www.linkedin.com/in/baqar-iftikhar-naqvi-34b27a4

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mba from nmims or investment 40 lakhs in business which option is better for son

Ans: If you have a clear business idea and plan to expand then can go for business, but I would still recommend doing MBA as in long run MBA could help in lot of ways like knowledge, networking, etc. Else if you have not yet started your business then MBA better option.

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Question by RICHA - Jun 12, 2025

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hiii dev my monthly salary is 40000 i am a female with a little certainity of job but i am sure i can start my own business if there is no job but its requires a lot of time to grow my age is 40 and i want to have a financial stability in future from where shall i start have monthly expense of 28000 kindly advise

Ans: you can start with a side hustle and see how your business grows, then leave your job. Earning 30-40k through a home business is not be very difficult, in the current time.

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Sir I am getting mnnit allahabad mechanical,nit jamshedpur electrical,nit bhopal electrical,nit srinagar cse what should be my preference as of now i didn't have any specific interest in any of branch and I am very confused.

Ans: Here's the suggested order of preference based on overall reputation, placement, and flexibility:

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My son is persuing 4th year ECE program from NSUT Delhi main campus, he scoring 7.97 CGPA yet , what should he do after completion his Btech

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I got 1691 rank in iit jam . Which nit among Allahabad, Bhopal,Raipur,Jamshedpur, Kurukshetra , Hamirpur, Jalandhar, Pondicherry etc will be good for MSc physics.which none will be helpful For abroad phd . I got allahabad in this round

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Asked by Anonymous - Jul 26, 2025Hindi

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sir i have done msc bsc in food technology in may 2024 after that i got job of 12000 to 15000 per month but i didnt take it and return to my home and did the internship in cova cola comapany after few months i got the opportunity to do project in iit kharagapur i stayed there for 8 months now this year in july 2025 i came back now i m confused that what should do i have three option in my mind 1. give gate do mtech then phd and become prefessor ( depends upon interest after doing mtech) 2. do a job in industry 3. or do mba because in food industry there is very less pay now i m confused in these three choises because there is drawbacks with every choise so for 1. choise if i m going to give gate the first issue is that i got 6 marks last year in gate 2025 so is this possible to qualify next year or suppose some how if i qualify then mtech then phd so there is a age concern i turned 26 this year by completing phd i turned 32 now drwaback with 2. choise is that industry pay very less growth there is very steady very slow and drawback with 3. choise is that for mba now i have to prepare for cat, gmat etc. and my english is not very good and also mba fees is also very high ........now what is the best option according to you

Ans: Can take up a job and simultaneously prepare for entrance exam either MBA or GATE. Based on what you have written MBA could be a better option.

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Asked by Anonymous - Jul 27, 2025Hindi

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1st round sc category max closing rank in IISER is 856. I got 2600 category rank. Any chance in the upcoming rounds?

Ans: The first?round SC closing rank of 856 indicates high demand at all IISERs for SC seats. In subsequent rounds, vacancies from are reallocated, and historic trends suggest SC cutoffs can extend beyond 2,000–2,500, especially at newer or less?preferred campuses where closing ranks in later rounds often surpass the 2,000 mark. Given your SC rank of 2,600, you may still secure admission at IISERs like Berhampur, Tirupati, or Thiruvananthapuram in Rounds 2 or 3, where extended cutoffs frequently approach or exceed your rank.

Recommendation: Persist through CSB special rounds and upgradation in IISER counselling while including all IISER preferences; your rank is competitive for later rounds at the newer campuses that typically admit SC candidates up to around 2,000–3,000, offering a viable path to admission. However, have some back-ups too, instead of relying only on IAT/IISER. All the BEST for a Prosperous Future!

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