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Nayagam P

Nayagam P P  |11252 Answers  |Ask -

Career Counsellor - Answered on Oct 13, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Siddhant Question by Siddhant on Oct 12, 2025Hindi
Career

I gave compartment of one subject and I also passed that but when I collect marksheet it only shows that one particular subject for which I give compartment and in result it shows ""appeared for improvement "" so my question is why it's not showing all subject by replacing marls of that particular subject(chemistry). How will I take admission in colleges ? By giving both marksheet( original one and compartment one) or I will get new marksheet that showing all subject but by replacing my rt one to new one . Please tell me what I do now ??

Ans: Siddhant, you have NOT mentioned which board you belong to (State or CBSE or any other)? Assumed: CBSE. Your compartment marksheet shows only the specific subject because CBSE issues separate certificates for compartment exams. For college admissions, you need both marksheets - your original certificate and the compartment result. Some colleges may accept provisional admission pending consolidated marksheet availability, which combines all subjects. All the BEST for a Prosperous Future!

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Asked on - Oct 21, 2025 | Answered on Oct 24, 2025
Sorry for inconvenience It's cbse board actually problem is I am from sc category so minimum 65% needed for admission in Nit/iit/iiit (general 75%+) and I got 64.5% in 12th cbse board examination then I gave improvement of chemistry then it became 65.2% if I replace my new marks from older marks( Top 5 ) . 4 subjects from original and 1 subject improvement one after that it became 65.2% . So my question is it satisfying requirements for iit/nit/iiit and I have two marksheet now so I have to apply both or I will get another one with full subject(replaced older marks) . Please tell me I used all my english in this Please help me sir Thank you
Ans: Yes, your 65.2% satisfies SC category eligibility requirements (65% minimum) for IIT/NIT/IIIT admissions. For JoSAA counseling, you need both marksheets - your original 2025 CBSE marksheet and the improvement exam marksheet. CBSE does not issue a consolidated marksheet; JoSAA accepts both documents uploaded as a single PDF and calculates your percentage by taking the best marks from each subject across both marksheets. Since you improved only Chemistry (1 subject), JoSAA will consider 4 subjects from your original marksheet plus the improved Chemistry marks, giving you 65.2% aggregate. This meets the 65% SC category criterion for NITs/IITs/IIITs eligibility. Ensure during JoSAA document verification you submit both the original and improvement marksheets together. Just one more suggestion: Please have 3-4 more back-up options by appearing for your State / Private Engineering Colleges' Entrance Exams and/or register with them to get admission with your JEE Score instead of relying only on JEE/JoSAA/IITs/NITs/IIITs.
Asked on - Oct 24, 2025 | Answered on Oct 24, 2025
Why are you saying don't rely on jossa ? Is it possible that they will reject me ? I am getting 65.2% as sc category so no chance of rejection Idk but I think you have doubt on jossa ? Is it ?
Ans: I think there’s been a small misunderstanding. I only meant to suggest that you keep some backup options in addition to JEE/JoSAA. I never said you shouldn’t try for JEE. I hope this clears things up.
Career

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Nayagam P

Nayagam P P  |11252 Answers  |Ask -

Career Counsellor - Answered on Oct 24, 2025

Career
Sorry for inconvenience It's cbse board actually problem is I am from sc category so minimum 65% needed for admission in Nit/iit/iiit (general 75%+) and I got 64.5% in 12th cbse board examination then I gave improvement of chemistry then it became 65.2% if I replace my new marks from older marks( Top 5 ) . 4 subjects from original and 1 subject improvement one after that it became 65.2% . So my question is it satisfying requirements for iit/nit/iiit and I have two marksheet now so I have to apply both or I will get another one with full subject(replaced older marks) . Please tell me I used all my english in this Please help me sir Thank you
Ans: Yes, your 65.2% satisfies SC category eligibility requirements (65% minimum) for IIT/NIT/IIIT admissions. For JoSAA counseling, you need both marksheets - your original 2025 CBSE marksheet and the improvement exam marksheet. CBSE does not issue a consolidated marksheet; JoSAA accepts both documents uploaded as a single PDF and calculates your percentage by taking the best marks from each subject across both marksheets. Since you improved only Chemistry (1 subject), JoSAA will consider 4 subjects from your original marksheet plus the improved Chemistry marks, giving you 65.2% aggregate. This meets the 65% SC category criterion for NITs/IITs/IIITs eligibility. Ensure during JoSAA document verification you submit both the original and improvement marksheets together. Just one more suggestion: Please have 3-4 more back-up options by appearing for your State / Private Engineering Colleges' Entrance Exams and/or register with them to get admission with your JEE Score instead of relying only on JEE/JoSAA/IITs/NITs/IIITs.

..Read more

Latest Questions
Ramalingam

Ramalingam Kalirajan  |11160 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 01, 2026

Money
Mujhe ek Lucknow development authority ki property jo 1988-89 me allot hui thi mere father se unke registered wasiyat ke adhar par mili,jiski kul keemat jama ho gai hai aur freehold hai, Unki death 2016 me ho gai, us property ki registry mere nam lda a abhi 2026 me huee hai -mai ise vikray karna chahto hu,kripya bataey ki yah long gain capital gain ke adheen hi mana jaega tatha iski amount se koi dusari property do varsh ke bheetar kray kar sakta hu ki nahi
Ans: Your case is quite clear and favourable from a tax point of view. I will explain in simple terms.

» Nature of Capital Gain – Long Term or Short Term

The property was originally allotted to your father in 1988–89
You received it through a registered Will after his death in 2016

As per tax rules:

When property is received through inheritance, the holding period of the previous owner (your father) is also considered

So:

Holding period starts from 1988–89, not from 2016 or 2026

Hence:

On sale, it will be treated as Long Term Capital Gain (LTCG)

» Cost of Acquisition – Important Point

You can take the original cost of your father
Also, you can use indexation benefit from the year of purchase

This will reduce your taxable capital gain significantly

» Tax on Sale

LTCG on property is taxed at 20% with indexation benefit

» Exemption Option – Buying Another Property
Yes, you can save tax by reinvesting

Under Section 54:

You can buy another residential property
Time limits:
Purchase within 2 years after sale OR
Construct within 3 years

Conditions:

New property must be in your name
Capital gain amount (not full sale amount) should be invested

» Alternative Option – Capital Gains Bonds
If you do not want to buy property:

You can invest in specified bonds within 6 months
This also gives tax exemption

» Practical Suggestion

Plan the sale and reinvestment carefully
Calculate indexed cost before deciding reinvestment amount
Keep documentation of inheritance and original allotment safe

» Finally

Your gain will be treated as Long Term Capital Gain
You are eligible for indexation benefit
You can buy another property within 2 years to save tax
Proper planning can reduce tax significantly

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

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