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Sushil Sukhwani  |94 Answers  |Ask -

Study Abroad Expert - Answered on Aug 04, 2023

Bunty Question by Bunty on Aug 01, 2023

My daughter 24 years old wants to pursue her MS course in UK. She is B Tech (Mech). She has offers from a few univs in UK. As a parent, what factors I need to worry about her studies in UK. Is the country safe & sound and what are the dos & don'ts that one needs to be particularly careful about. By Bunty.

Ans: Dear Bunty,

To begin with, thank you for contacting us. Parental worry for your daughter's safety while she attends her MS program in the UK is quite understandable. International students frequently choose to study in UK because it is regarded as a safe, stable nation with a strong educational system. But just like anywhere else, there are some things to think about and some dos and don'ts to remember to ensure your daughter has a safe and fun time there:

1. Accommodation: Help your daughter locate safe housing close to her institution. For overseas students, on-campus housing is frequently available and should be taken into consideration.

2. Planning Your Budget: Ascertain that she has a well-thought-out budget and enough money to cover her living expenses, tuition, and any other unexpected costs.

3. Medical Insurance: Ensure she has complete health insurance coverage while in the UK. Some universities provide overseas students with health insurance policies.

4. Emergency Numbers: Provide your daughter with emergency contact information, viz., your phone number and that of the closest embassy or consulate.

5. Transportation: Familiarize your daughter with her city's public transportation system and educate her on travel safety precautions.

6. Campus Resources: Encourage her to become acquainted with the campus resources, support services, and student helplines offered to overseas students.

7. Cultural Awareness: Remind your daughter to observe UK cultural customs and standards with respect. Encourage her to appreciate variety and become familiar with British culture.

8. Socializing: To enhance her experience and create a network of allies, encourage her to make friends, join clubs or societies, and partake in university events.

9. Emergency Planning: Teach her what to do in the event of crises, viz., natural catastrophes or other unforeseen circumstances.

10. Time Management: Encourage her to prioritize her time wisely by juggling her academic, social life, and personal needs.

11. Travel Security: Remind her to be cautious when traveling, especially at night, and to avoid areas that are poorly lighted or secluded.

12. Personal Possessions: Encourage her to safeguard her possessions and remain alert at all times, especially in crowded areas.

13. Visa and Immigration Adherence: Make sure she is informed of her visa obligations and abides by all UK immigration laws while she is there.

While the UK is typically a safe place, it's still important to be on guard and take the appropriate safety measures everywhere you go. Your daughter can have a fruitful and fulfilling experience while pursuing her MS in the UK if she is well-informed and prepared. Maintain regular contact with her, offer support, and address any worries she may have to ensure she has a happy and fulfilling time overseas.

For more information, you can visit our website.

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Sushil Sukhwani  |94 Answers  |Ask -

Study Abroad Expert - Answered on Sep 11, 2023

Asked by Anonymous - Sep 10, 2023
Deat Sir, I am 2nd year B.Tech student (Computer Science) and would like to persue MS either in UK or US. I Dont have any knowledge about the right process. Can you please guide me how should i prepare for the same?
Ans: Hello,

First and foremost, thank you for contacting us. An important move in your academic and professional journey involves preparing to pursue an MS in Computer Science in the UK or the US. For the same, careful planning and preparation is crucial. The process involves the below mentioned steps:

1. Study available options: The first step involves conducting a thorough research on universities and courses offered in both the UK and the US. Take into account each program’s standing, the location, expense, and particular research fields or specialties you are interested in.

2. Academic Readiness: Ensure you have a good academic record. Maintain a high grade point average (GPA) and enroll in specialized courses in your preferred field.

3. Appear for Standardized Tests: English proficiency tests like the TOEFL or IELTS are often required for admission to universities in the UK. On the other hand, the GRE is required by majority of the universities in USA. Look into the unique criteria of your programs’ of interest.

4. Statement of Purpose/Personal Statement: Compose a convincing SOP that highlights your academic and professional ambitions, your reasons for wanting to pursue an MS, and your interest in the said course and university.

5. Recommendation Letters: LoRs are of prime importance in the application process. You will need to submit letters of recommendation from professors who can attest to your intellectual prowess and character.

6. Curriculum Vitae/Resume: Make a strong CV outlining your academic accomplishments, research expertise, apprenticeships, and any pertinent projects or publications you’ve submitted.

7. Plans your Finances: Look into the finance possibilities, scholarships, and opportunities for assistantship. International students studying in both, the UK and the US are offered scholarships.

8. Submission Deadlines: Each university has different deadlines, keep tabs on application deadlines for the programs of your choosing.

9. Visa Prerequisites: Familiarize yourself with the visa requirements to study in the UK or US. The application process for each country is unique, and you will require to apply for a student visa.

10. Prepare for Interviews (if necessary): As part of the application process, certain programs may require students to appear for interviews. Prepare for the same by evaluating your application documents and practicing your answers to such inquiries.

11. Submit your Applications: Via the official websites of the universities or through the application portals, submit your applications. Take note of all the necessary documents and costs.

On receiving admission offers, the next step involves preparing to migrate. As part of this, you should find accommodation, organize your funds, and get the required immunizations or medical exams done. Plan your travel beforehand, and on arrival, attend the orientation program held by the university. Prepare yourself for both academic and cultural adaptations. For assistance, consult academic counselors and avail international student services. Start socializing with other students and professors early. Search for internship openings that match your professional objectives.

The application process being cut-throat, you will need to begin well in advance and work hard on every part of your application. In addition, consult professors, mentors, and former students who have already undergone the procedure. All the very best for your MS journey!

For more information, you can visit our website.
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Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023


Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Asked by Anonymous - Sep 14, 2023
Sir, I just retired from my service @60yrs. I will get my PF+other fund ₹50L. Please advice how to invest the amount so that my principal not disputed and I can get ₹30,000 pm for my monthly expenses. My family of 2 persons are covered ₹50L health insurance. Regards
Ans: Considering your age and your requirement, you will need to invest in a mix of debt and equity instruments. Here are some investment options available to you:-

• Senior Citizens’ Savings Scheme (SCSS) – This is a pure debt instruments and provides guaranteed returns of 8.2% per annum. The interest is paid quarterly. The maximum amount that you can invest is Rs. 30 Lakhs.

• Corporate FDs – It provides you return more than the regular bank FDs. It contains two options i.e. cumulative and non-cumulative.

• Post Office Monthly Income Scheme (POMIS): This is another government-backed scheme that offers guaranteed monthly income. The current interest rate is 7.1%.

• Debt Mutual Funds: As your main concern is to protect the principal amount you may consider debt funds and monthly income can be achieved through the route of SWP (systematic withdrawal plan).

• Equity mutual funds: Equity mutual funds offer the highest potential returns, but they are also the riskiest. A small portion of the amount can be invested in the equity mutual funds for growth of the money in the long-term horizon.

It is good to know that you are adequately insured for any healthcare emergency.

Your requirement of Rs. 30,000 will be changing in the future due to inflation, hence you should consult with your financial advisor for a proper increasing income or SWP (systematic withdrawal plan) which can help you to ensure sufficient amount available for your monthly expenses.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.


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