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Maxim

Maxim Emmanuel  |391 Answers  |Ask -

Soft Skills Trainer - Answered on Mar 23, 2024

Maxim Emmanuel is the marketing director of Maxwill Zeus Expositions.
An alumnus of the Xavier Institute of Management and Research, Mumbai, Maxim has over 30 years of experience in training young professionals and corporate organisations on how to improve soft skills and build interpersonal relationships through effective communication.
He also works with students and job aspirants offering career guidance, preparing them for job interviews and group discussions and teaching them how to make effective presentations.... more
Nandha Question by Nandha on Mar 18, 2024Hindi
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Career

Currently I'm in 2nd year bba, and I want to ask you a question that I'm in a quagmire of thoughts don't know what to do in lofe after finish the college. Now tell me any advice that I need to pursue after my college.

Ans: Nandha,

Well after you graduate you can post graduate if you have the inclination to study further & have the finances to do it.

Alternative.. Get a resume ready and apply for a job that fits your skills. ..then do a MBA

Cheers. You will certainly do well
Career

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Aashish

Aashish Sood  |115 Answers  |Ask -

CAT, Management Expert - Answered on Jul 29, 2023

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I am pursuing Final year of BBA Finance ? I am so much confused to ake my career.Kindly advice what should i do for my career growth?
Ans: It's completely normal to feel confused about your career path, especially when you're in the final year of your undergraduate studies. The good news is that you have already chosen a specialization in BBA Finance, which means you have a solid foundation in finance-related subjects. Here are some steps to help you plan your career growth:

1. Research Career Options: Explore the various career options available to BBA Finance graduates. Some potential career paths include financial analyst, investment banking, corporate finance, risk management, financial planning, and wealth management. Research each option to understand the job roles, required skills, and growth prospects.

2. Internships: Consider doing internships or part-time jobs in finance-related roles. Practical experience can give you a better understanding of the industry and help you discover what you enjoy and excel at.

3. Further Education: Depending on your career goals, you might consider pursuing further education, such as a Master's degree or professional certifications (like CFA, FRM, or CFP). Additional qualifications can enhance your skills and marketability in the finance field.

4. Skill Development: Identify the key skills required for your desired career path and work on developing them. These skills may include financial analysis, data analysis, communication, problem-solving, and decision-making.

5. Stay Updated: Keep yourself updated with the latest trends and developments in the finance industry. Subscribe to financial publications, join professional finance forums, and attend workshops or webinars to expand your knowledge.

6. Job Search: Start looking for entry-level job opportunities in your chosen finance area. Many companies offer graduate trainee programs for fresh BBA graduates. Apply to positions that align with your interests and career goals.

Remember, career growth is a continuous process, and it's okay to start with a job that aligns with your interests and learn and grow from there. Stay persistent, be proactive in your career exploration, and trust that with time and effort, you will find a path that suits you and allows you to achieve your career aspirations.

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T S Khurana

T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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