Pharmacy Graduate Seeking Registration: Bihar Council Delay, Next Steps?

Ans: You claimed Rs. 55,000+ from Tata AIG mediclaim.
They approved Rs. 48,000+ after two months.
Rs. 7,000+ for doctor fees and medicines not approved.

Document Submission

You've sent duplicate or xerox copies as asked.
Now they're asking for original documents again.
You've already submitted originals at the start.

Common Insurance Practice

Insurers usually keep original documents for approved claims.
They might return originals for rejected parts of claims.
It's unusual to ask for originals repeatedly.

Possible Steps to Take

Call Tata AIG customer care for clarification.
Ask why they need originals you've already submitted.
Request them to check their records for your documents.

Escalation Process

If customer care doesn't help, escalate to grievance cell.
Write a formal complaint to Tata AIG's grievance officer.
Clearly explain the timeline of your document submissions.

Document Trail

Gather proof of all your document submissions.
This includes courier receipts or acknowledgement emails.
These can support your case if you need to complain.

IRDAI Complaint

If Tata AIG doesn't respond, complain to IRDAI.
IRDAI is the insurance regulator in India.
They can intervene if the insurer is being unreasonable.

Future Precautions

Always keep copies of all documents you submit.
Get acknowledgement for document submissions from the insurer.
Follow up regularly on your claim status.

Medical Records

Ask your doctor for duplicate prescriptions if possible.
Get copies of medical records from the hospital.
These might help if you can't provide the originals again.

Time Limit

Check your policy for claim settlement time limits.
Insurers usually have to settle claims within 30 days.
Delays beyond this can be reported to IRDAI.

Finally

Stay patient but persistent in following up.
Keep all communication with the insurer in writing.
Consider seeking help from a Certified Financial Planner for guidance.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

Ans: Hi, I understand that you applied through the offline mode. Did you pay the registration fee? If so, please send the details to the Bihar Pharmacy Council via email.

Ans: YES. According to the MH government, you need to wait until they release the notification regarding the further process. It is suggested to visit the official website for updates.

Ans: Hi Naushad,

In response to your query, you should have received your all the year mark sheets (including final year). Please note that obtaining your degree certificate can be a time-consuming process. Therefore, I recommend that you apply for a provisional certificate from your university first. Once you have the provisional certificate, you can proceed to apply for your pharmacist registration by logging into the state PCI (Pharmacy Council of India) portal.

Here is a list of the required documents for B.Pharm registration:

1) Transfer Certificate
2) SSLC (Secondary School Leaving Certificate) and HSC (Higher Secondary Certificate) mark sheets
3) Course cum Conduct Certificate
4) B.Pharm Provisional Certificate or Degree Certificate
5) Mark sheets for all four years of B.Pharm

Please note: Registration is determined by the location of the institution where you completed your course, not by your hometown or native place. If both your institution and your hometown are in the same state, there should be no issues. However, if your institution is located in a different state from your hometown, you will need to process your application through the state PCI where your institution is situated.
All the best.
Feel free to reach out if you have any further questions.