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Neeraj

Neeraj Batra  |19 Answers  |Ask -

CA, CS, Commerce Expert - Answered on Jul 02, 2023

CA Neeraj Batra is a director and a faculty member at DGS CAPS Learning Private Limited, a coaching institute for Chartered Accountancy and Company Secretaryship.
He has been teaching mathematics to CA, CS and commerce aspirants for over 11 years.
He has taught accounts and finance to IRS officers at the National Academy of Direct Taxes for three years and conducted numerous seminars at schools, colleges and MBA institutes in India.
Under his mentorship, several students have topped the competitive exam and secured All India Ranks.
Batra topped CA Intermediate (PCC) exam from Nagpur in 2009 and completed his CA and CS at the age of 21.
He has also cleared CFA (USA) Level 1.... more
SANDEEP Question by SANDEEP on Jun 12, 2023Hindi
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Career

MY SON IS IN CLASS XI COMMERCE STREAM WHICH COURSE IS BEST FOR HIM AFTER 12TH CLASS

Ans: CA, CS, CLAT, IPMAT, MBA, Fashion Designing, Digital Marketing, Banking, etc. It depends on his interest, strengths & hobbies. But you can start exploring by visiting different coaching institutes who offer these courses, they'll provide info on their respective fields which will help you & your son to decide the field he wants to pursue.
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Harsh

Harsh Bharwani  |56 Answers  |Ask -

Entrepreneurship Expert - Answered on Feb 27, 2023

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Hello Mr. Harsh, My son is going to clear 12th exam from commerce side. What course do you suggest he should go so that he can get a good carrier/job in future.
Ans: Here are some IT-related courses that your son may consider:

Cloud Computing: Cloud computing is a popular technology that is used to store and access data and software over the internet. Your son can pursue a course in cloud computing that covers topics such as virtualization, cloud architecture, and cloud security. This industry is expected to become a $1.5 trillion industry by the year 2030 with a CAGR growth rate of 14.1% from the year 2023 to 2030. The cloud industry is growing at a very stable rate.

Metaverse: Metaverse is a virtual world that is created by combining virtual and augmented reality technologies. Your son can pursue a course in the metaverse that covers topics such as 3D modelling, virtual environments, and gaming development. There is a very good course called "Masters in Gaming and Metaverse Development" that is industry certified. The Metaverse industry is expected to become a $1 Trillion industry by the year 2030 so there is exponential growth.

Cybersecurity: With the increasing number of cyber attacks, cybersecurity has become a critical field in IT. As people's work and day-to-day activities shift more and more online, there is going to be much more cyber breaches taking place which automatically needs to be balanced out with more cybersecurity professionals. Your son can pursue a course in cybersecurity, which covers topics such as network security, cryptography, and ethical hacking. The industry was valued at $222 billion in the year 2022 and is set to go beyond $650 billion by the year 2030 indicating steady growth going into the future.

Blockchain: Blockchain is a decentralized digital ledger that is used to record transactions. It is used in various industries such as finance, healthcare, and supply chain management. Your son can pursue a Masters in Blockchain development course which will teach your son everything about blockchain and cryptocurrency industry. The blockchain industry is expected to reach a valuation of $1.4 Trillion growing at a CAGR of 87.7%! Blockchain is becoming more widespread and accepted among the general population and there is huge growth in this industry

Data Science: Data science is a field that involves extracting insights from large amounts of data. Your son can pursue a course in data science that covers topics such as statistics, machine learning, and data visualization.


These are just a few of the many IT-related courses that your son may consider. It is important for him to research his interests and career goals and choose a course that aligns with them.
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Moneywize

Moneywize   |98 Answers  |Ask -

Financial Planner - Answered on Apr 28, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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I want to purchase auto insurance for my Maruti Ertiga which I purchased two years ago. Which auto insurance policy will best look after my interests in the event of an accident which could lead to fatalities or lead me permanently disabled? I want to choose an auto insurance policy that will take care of hospitalisation as well as permanent disability.
Ans: In the unfortunate event of an accident with your Maruti Ertiga, a comprehensive car insurance policy will best serve your interests. Here's why:

Comprehensive Coverage:

• Third-party Liability: This is mandatory by law and covers any injuries or property damage caused to a third party due to an accident involving your car.
• Own Damage Cover: This protects your Maruti Ertiga from damages caused by accidents, theft, fire, natural calamities, etc.

Additional Coverage for Permanent Disability and Hospitalisation:

• Personal Accident (PA) Cover for Owner-Driver and Passengers: This add-on provides a lump sum payout in case of death or permanent disability due to an accident. You can extend this cover to include your passengers as well.
• Medical Expenses Cover: This add-on reimburses hospitalisation expenses incurred due to injuries sustained in an accident.

Here's what to consider when choosing an insurance provider:

• Claim Settlement Ratio (CSR): Look for insurers with a high CSR, which indicates a good record of settling claims promptly.
• Network Garages: Opt for an insurer with a wide network of cashless garages for repairs to ensure a hassle-free experience.
• Customer Service: Choose a company known for providing prompt and helpful customer service.

Popular Car Insurance Providers in India:

• Acko General Insurance
• HDFC Ergo
• The Oriental Insurance Company
• National Insurance Company
• Bajaj Allianz General Insurance

Researching and Comparing Policies

• Use online insurance aggregator websites to compare quotes from different providers. These websites allow you to input details about your Maruti Ertiga, your driving history, and desired coverage options. They will then provide you with quotes from various insurers, allowing you to compare prices and features.

Consulting a Financial Advisor

• Consider consulting a financial advisor who can help you assess your specific needs and recommend the most suitable car insurance policy for your Maruti Ertiga.
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