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12th Std Son Preparing for NEET-UG 2027: Expert Study Pattern Advice?

Mayank

Mayank Chandel  |2287 Answers  |Ask -

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Apr 01, 2025

Mayank Chandel has over 18 years of experience coaching and training students for various exams like IIT-JEE, NEET-UG, SAT, CLAT, CA and CS.
Besides coaching students for entrance exams, he also guides Class 10 and 12 students about career options in engineering, medicine and the vocational sciences.
His interest in coaching students led him to launch the firm, CareerStreets.
Chandel holds an engineering degree in electronics from Nagpur University.... more
Sanjay Question by Sanjay on Mar 31, 2025Hindi
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Career

My Son is in now in 12th Std and is preparing to answer NEET-UG in 2027. He is studying in Integrated Coaching Academy from 11th Std onwards. Although he is getting through the coaching classes and Self Studies, would like to know your expert advise to Follow the Study pattern to score good marks.

Ans: Hello Sanjay Ji
Below is my advice, please check if you find it helpful
Create a Structured Study Plan
Daily Routine: Ensure he follows a well-planned timetable covering all three subjects—Biology, Physics, and Chemistry—every day.

Balance Coaching & Self-Study: Coaching provides guidance, but self-study is where actual learning happens. He should revise daily what was taught in class.

Fixed Study Hours: At least 6-8 hours of effective self-study beyond coaching hours.

Subject-Wise Strategy

Biology (50% weightage, high-scoring)
NCERT is key—revise line by line.
Make short notes for revision.
Diagrams & flowcharts for quick recall.
Solve MCQs from previous years and coaching materials.

Chemistry
Physical: Focus on formulas and problem-solving techniques.
Inorganic: Memorization is essential—use mnemonics and charts.
Organic: Understand reaction mechanisms, practice conversions, and focus on named reactions.

Physics
Strengthen concepts—don’t just memorize formulas.
Derivations help in understanding applications.
Solve numerical problems daily, especially from HC Verma, DC Pandey, or coaching materials.
Work on previous years’ NEET Physics questions.

Practice & Revision
Regular Tests: Take topic-wise, chapter-wise, and full-length mock tests.
Time Management: Solve NEET papers within 3 hours to simulate exam conditions.
Error Analysis: After every test, analyze mistakes and avoid repeating them.
Revision Strategy: Use the Feynman technique—explain concepts to yourself or someone else.

Mental & Physical Well-being
Avoid Burnout: Take short breaks
Healthy Lifestyle: Proper sleep (6-8 hours), exercise, and a balanced diet.
Stay Motivated: Have a vision board of goals, track progress, and maintain a positive mindset.

Hope you find this helpful.
Asked on - Apr 02, 2025 | Answered on Apr 05, 2025
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Thanks Mayank Sir for your valuable advise. This is definitely help.
Ans: Welcome sir
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Sir, I wanted to talk regarding my son Raghu who is studying in 12th. He wants to be a doctor and has been preparing for NEET-UG for the last two years. According to his tutor, he scores well in mock tests but he struggles with time management. Can you please suggest some tips and advice to Raghu? How can he improve his speed and accuracy for NEET exam? Thank you in advance
Ans: Of course, I'd be happy to offer some advice for Raghu to improve his time management and accuracy in the NEET-UG exam. Here are some tips he can follow:

1. Practice Regularly: Regular practice is crucial for improving both speed and accuracy. Encourage Raghu to solve practice papers and previous years' question papers regularly to get accustomed to the exam pattern and improve his speed.

2. Mock Tests: Since Raghu's tutor mentioned that he performs well in mock tests, it's a good sign. However, he should take these tests under simulated exam conditions to get a better idea of time management during the actual exam.

3. Time Allocation: Raghu should learn to allocate time to each section of the exam according to its weightage and difficulty level. It's essential to not spend too much time on any single question.

4. Skip and Return: If Raghu finds a question too time-consuming or difficult, advise him to skip it temporarily and return to it later if time permits. He shouldn't get stuck on any particular question.

5. Elimination Technique: Teach Raghu the art of eliminating obviously incorrect options in multiple-choice questions. This will help him narrow down his choices and make educated guesses if necessary, saving time.

6. Focus on Weak Areas: Identify Raghu's weak areas and focus on improving them. Targeted practice in these areas can boost his confidence and efficiency.

7. Time-bound Practice: During practice sessions, Raghu should set time limits for solving questions. Gradually, he can reduce the time allocated to each question to improve his speed.

8. Stay Calm and Focused: Remind Raghu to stay calm and focused during the exam. Panicking or feeling overwhelmed can lead to poor time management and decreased accuracy.

9. Avoid Overthinking: Sometimes, students tend to overthink or second-guess themselves, which can waste valuable time. Encourage Raghu to trust his instincts and move on to the next question if he's unsure.

10. Healthy Lifestyle: Lastly, ensure Raghu maintains a healthy lifestyle with proper diet, exercise, and sufficient sleep. A healthy body and mind are essential for optimal performance in exams.

By following these tips and practicing diligently, Raghu can improve his speed and accuracy, ultimately enhancing his performance in the NEET-UG exam.

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I am 47 years old, have saved approx 2.3 crs through mutual funds, nps, epf, etc. I save around Rs1.25 lacs pm. I wish to work for 5-8 more years. My son is in 12th and wants to pursue engineering. I live in office provided lease accommodation and dont own any house. Is purchasing a house in my name necessary or can I just continue to save for retirement and stay on rent? Will the corpus be enough when i retire after 5-8 years?
Ans: At 47, with a solid corpus of ?2.3 crore and monthly savings of ?1.25 lakh, you're on a strong financial path. If you continue saving for 5–8 years, assuming modest growth (10% annually), your corpus could grow to around ?4.5–5.5 crore—potentially sufficient for a comfortable retirement, especially if expenses are kept in check.

Buying a house isn’t strictly necessary unless emotional security or future housing stability is a priority. Renting can remain viable if you're disciplined with investments and ensure rising rents don’t strain your retirement income. You may also consider buying a smaller house closer to retirement, funded partially by your corpus, without compromising long-term returns.

Also factor in your son’s engineering expenses in the next few years, which could temporarily reduce your savings rate. Ensure you’re adequately insured (life and health) and have an emergency fund. A financial plan aligning your retirement income needs with inflation-adjusted expenses will help fine-tune your decisions.
Regards, Nitin Narkhede -Founder Prosperity Lifestyle Hub,
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Dear Sir, Me and my wife are 39 years old, our total in hand income from salary is 1.3 lakhs. I have a car loan EMI of 28100, 4 yrs left in tenure. We have personal loan EMI of total of 25k monthly and 4 yrs remaining. We have invested in 3k monthly in PPF and 6k monthly SIP in MF (both of us incuded). We pay rent of 26k per month. Our kid is 2.5 yrs old and we have put him in daycare as we have to go office. Daycare expenses are 9k per month, including his 3 times meal. Petrol expenses are 7k per month (have to take our own car as using public/shared/office transport takes additional 1 hr to an fro from office). Broadband and moble connection together costs us 2.2k per month and Electricity is 1.8k per month. Remaing amount is spent in Groceries+Misc. We dont have any gold/own house/land/parents house or any savings left nor do we have any cash left. We dnt have any insurance for neither of us. Our child is growing and we need money for his education and futue, we need to buy a home for ourself. How to plan for our child's education and future and our retirement and our income and our future.
Ans: Dear Deepankar,
At 39, with a child and heavy EMIs, focus first on stability. Get term insurance (?1 crore each) and family health insurance (?10–15 lakh). Build a 3-month emergency fund by cutting discretionary spends. Consider refinancing loans to reduce monthly EMIs. Pause SIPs temporarily; restart once debts ease. Shift to a more affordable rental if possible. Delay home buying until finances improve. Track every expense and optimize where possible. Later, restart SIPs for your child’s education and your retirement. Discipline and clear priorities now will secure your family's financial future. Consult a financial planner to structure goals and investment strategy effectively.
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