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Confused Economics graduate - which career path should I take?

Krishna Kumar |366 Answers |Ask -Follow

Workplace Expert - Answered on Aug 27, 2024

Krishna Kumar is the founder and CEO of GoMoTech, a company that provides strategic consulting in B2B sales, performance management and digital transformation.
Before branching out on his own, he worked with companies like Microsoft, Rediff, Flipkart and InMobi.
With over 25 years of experience under his belt, KK is a regular speaker at industry events and academic intuitions, both in India as well as abroad.
KK completed his MBA in marketing from the Sri Sathya Sai Institute of Higher Learning in Andhra Pradesh and his management development programme from XLRI, Jamshedpur.
He has also completed his LLB from Nagpur University and diploma in PR from Bhavan’s College of Management, Nagpur, where he was awarded a gold medal.... more

Asked by Anonymous - Aug 20, 2024Hindi

Career

Dear sir I'm compled Ba economic since 2021 batch but accidentally I'm working bank field sales 1 year and IT sector sales and marketing field 1 year, currently what can I do I don't know my mind breeze which is the right way I can't understand plz gimme great path of my life superb suggestions sir.

Ans: Hello

Please note no other person can provide answer....you have to define your own path and walk that.

Suggest you ask yourself what is it that energies you...what is that where inspite of pain you will keep working...what is that where even if you don't see immediate results...you would keep pursuing...

Initially it will be confusing...there won't be clarity...but one the period of time you will find your own answers. Be patient.

All the best

You may like to see similar questions and answers below

Maxim Emmanuel |380 Answers |Ask -Follow

Soft Skills Trainer - Answered on Apr 27, 2024

Asked by Anonymous - Apr 19, 2024Hindi

Career

Sir i am 23 yr old with a btech degree i am currently working in xcompany as a customer service associate but soon it will get over as it was a contractual job now i don't know what to do i also tried to pursue mba but did not admission in my dream clg plz guide what to do now

Ans: Btech degree and Customer Service Associate, I understand when you are unemployed, you sometimes choose the wrong option.

Let me guide you through the process of being employed, design a powerful resume not more than 2 pages highlight skill and performance!

Go directly to websites of companies and apply in their career section see that your job matches their JD (Job Description)
Well you will certainly find opportunities!

As far as the MBA.. it will happen.. Sooner not later.. Stay focussed!

Patrick Dsouza |789 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 15, 2024

Asked by Anonymous - May 15, 2024Hindi

Career

I am 23 old live in Kolkata, actually I was pursuing my graduation ( B.A ) back then . I would have been graduated by 2022 but I got a backlog in 2 sub , then I dropped out from college, meanwhile I tried multiple job like in multiple companies in job like customer service representative , content moderation , translation , but I left everywhere with in 2 & 3 months , so I realised that I can't do desk job , I hate corporate, so now I am confused about my life what should I do

Ans: If you have not completed your graduation, it would be recommended to complete your graduation. Else you may find problem in getting promoted in the future in whichever company you work. Since you do not like desk job, try your hand in field job. This could be sales. Apply to different companies to get sales experience. Try to stick to a company for a longer duration to learn the trade.

Maxim Emmanuel |380 Answers |Ask -Follow

Soft Skills Trainer - Answered on Jul 11, 2024

Asked by Anonymous - May 20, 2024Hindi

Career

Hello sir, I'm 25 now, I completed M.A in economics in 2021, I started preparing for ugc net economics exam, I didn't clear yet, also given other competitive exams, nothing worked, in 2022 I worked as a counsellor for 6 months, I quit that job I didn't liked that. Now I'm confused I don't have any clue what I should do next. I'm unemployed now for all these years. I'm losing the curiosity to study and I haven't figured anything out. Your suggestions really matters me. Thank you.

Ans: Hello,

You are at the crossroads of life and were lured by the competitive exams.
Where you are one in million appearing, realise that this is not the only way to get employed.

I suggest you design a powerful resume not more than 2 pages.
Go directly to the websites of relevant organisation's, go to careers apply for the job's that suit your profile.

If you do need further professional advice happy to assist
https://m.me/maxim.emmanuel.2024

Patrick Dsouza |789 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Aug 08, 2024

Question by Anmol - Aug 05, 2024Hindi

Career

i done my b.com from kanpur in 2018 after that i took 2 yrs drop to prpare CAT Exam but sadly I got very less marks inspite of studying day and night and than I thought to took admission in tier3 college in Greater noida instead of wasting 1 more year but sadly after completing MBA in Marketing stream I also took loan of 4 Lakh for same but Sadly I did'nt got placement in college in 2022, then I decided to return To kanpur and search Job there because it requires additional accommodation cost outside city to search job there but Sadly I didn't get job there since there is very less oppurtunitiies so in 2024, I decided to move to noida city to search job but Sadly here I am getting only 10-15K job in BPO sector even Class 12th passout also getting the same, I realise I wasted 8 years in collecting degrees have no use. I am also in DEBT of 4lack, That i took to finance MBA course, What should i Do????

Ans: Can look at doing short courses online (there are free courses available on various platforms) to upskill yourself and keep looking for better jobs by going through a placement agency.

Latest Questions

Milind Vadjikar |125 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Sep 13, 2024

Asked by Anonymous - Sep 04, 2024Hindi

Money

I have purchased a residential studio unit with home loan for 23 lacks in March 2022, I have got possession in May 2024 and in Aug2024 I have sold this unit to 31 lacks, What will be capital gain tax implications? Can I have claim Renovation, Maintenance, NOC charges (while selling) to be included while considering capital gain, can we reduce capital gain using those?, Where should i invest to save capital gain?

Ans: Date of possession will be considered as date of acquisition (May 24) so this will be short term capital gain as per your slab rate.

Improvement and transfer expenses may be deducted from your short term capital gain (8L) but do consult a CA to ascertain as to what is allowed as deductible as per IT laws

Milind Vadjikar |125 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Sep 13, 2024

Question by Chandra - Sep 07, 2024Hindi

Money

**Subject:** Request for Investment Review and Future Corpus Estimation Dear Mr.Sunil, I hope this message finds you well. I wanted to review my current investment portfolio and seek your expert advice regarding the future growth potential, as I aim to build a corpus of at least INR 3 - 5 crores by the time my daughters turn 18 years old. Is this figure realizable? Here’s a breakdown of my current investments: 1. **Mirae Asset Large & Midcap Fund (Direct Growth)** – INR 5,000 monthly - Current value: INR 135,281 2. **Canara Robeco Small Cap Fund (Direct Growth)** – INR 10,000 monthly - Current value: INR 210,164 3. **Quant Small Cap Fund (Direct Plan Growth)** – INR 5,000 monthly - Just started; current value: INR 5,190 4. **ICICI Prudential Balanced Advantage Fund (Growth)** – INR 20,000 monthly - Current value: INR 583,113 5. **HDFC Balanced Advantage Fund (Growth)** – INR 15,000 monthly - Current value: INR 503,604 6. **SBI Balanced Advantage Fund (Regular Growth)** – INR 15,000 monthly - Current value: INR 321,491 7. **Sukanya Samriddhi Yojana (SSY)** – INR 50,000 annually for my 9-year-old daughter - Current value: INR 565,805 (since 2016) 8. **Provident Fund (PF)** – Current balance: INR 10 lakh 9. **Tata AIA Life Insurance Fortune Pro ** – Started last year INR 150,000 to be paid for 5 years till 2027 10. SBI Child Plan Smart Scholar - Completed INR 500,000 Total Investment for 5 Years in 2024. From this year every financial year I plan to invest my working bonus of INR 3 Lacs to INR 5 Lacs every year as a bulk investment and diversify in different funds. I am 46 years old and plan to continue working and investing for another 5 to 6 years due to health reasons. My spouse is 37, and we have two daughters aged 9 and 5. My goal is to accumulate a corpus of at least INR 3 to 5 crores by the time my daughters reach 18 years of age. Based on my current investments, do you think this target is achievable within the given timeframe? I would greatly appreciate any suggestions or adjustments you might recommend to help reach this goal. Thank you for your guidance.

Ans: Yes your target is achievable in the given time frame.(13% conservative return assumed). I am sure you have planned for some regular income after you stop working(~6 years from now) to meet the regular expenses. Please make sure you have good family floater health insurance apart from employer's group health policy if any. Insurers typically insist 3-4 years of continuous coverage after which pre existing illnesses are covered. Consider investing in SSY in the name of second daughter if possible. As you approach your target move corpus away from equity MFs into liquid or ultra short duration debt funds.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing

You may follow us on X at @mars_invest for updates.

Happy Investing

Milind Vadjikar |125 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Sep 13, 2024

Question by Anand - Sep 09, 2024Hindi

Money

I am 70 yrs. Received Rs3cr as inheritance. I have my own house and enough rental income for monthly expenses. No liabilities. How and where to invest for next 3-5 year peroid. Already invested in SCSS, PMVVY, POMIS etc.

Ans: You may invest this corpus(3 Cr) in SBI magnum gilt fund. The 5 yr returns are best in the category.

The best part is since these mutual funds invest only in Government bonds so credit risk is nil but interest rate risk is there.

For a horizon of 3 to 5 years this is a good risk free investment option.

There is no lock-in. Also no exit load if the investment is redeemed after 15 days.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing

Milind Vadjikar |125 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Sep 13, 2024

Question by Bhavna - Sep 13, 2024Hindi

Money

I have 4 lakhs where to invest? I also invest in Mutual and stock market. please advise..

Ans: You can do lumpsum investment for 4 Lacs in the mutual fund schemes where you are already invested.

You can do a FD with a reputed bank/NBFC for the tenure and interest payment option as desired by you.

You can buy RBI floating rate saving bonds.

Dr Dipankar Dutta |588 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Sep 13, 2024

Asked by Anonymous - Sep 13, 2024Hindi

Career

Which would be better BTech CSE at Sharda University Noida versus BTech CSE at GL Bajaj Noida.

Ans: Go for GL Bajaj Institute of Technology and Management, Noida - B.Tech CSE

Dr Dipankar Dutta |588 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Sep 13, 2024

Question by Disha - Sep 12, 2024Hindi

Career

niet noida btech in mathematics and computing vs vit bhopal (cat 1) btech in cse(cyber security)

Ans: Go for VIT Bhopal (Category 1) - B.Tech in CSE (Cyber Security)

Dr Dipankar Dutta |588 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Sep 13, 2024

Question by Kannav - Sep 12, 2024Hindi

Career

My son is getting seat in galgotias university in Btech cse specialisations in artificial intelligence and machine learning and also seat bs program in applied ai and data science in iit jodhpur and its an online program for 4 years duration please suggest me which is better or my son do both course at the same time my son is saying he wants to pursue both programs at the same time

Ans: Doing these simultaneously is challenging but if your son wants to do that then I will recommend for the same. He has to work hard.

Dr Dipankar Dutta |588 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Sep 13, 2024

Question by Suruchi - Sep 13, 2024Hindi

Career

What is better option Electrical at Walchand sangli or En Tc at PICT pune for my daughter

Ans: E&TC at PICT Pune

Dr Dipankar Dutta |588 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Sep 13, 2024

Question by Kamal - Sep 13, 2024Hindi

Career

My son is in 3rd year Diploma in computer engineering from Mumbai, kindly suggest for BE which college to prefer in Mumbai, Pune ,Chennai or Delhi. Or else from Lovely professional University

Ans: Here are some good options for pursuing BE in Computer Engineering in Mumbai, Pune, Chennai, and Delhi
Mumbai:
Veermata Jijabai Technological Institute (VJTI)
Sardar Patel Institute of Technology (SPIT)
Dwarkadas J. Sanghvi College of Engineering (DJSCE)
Thadomal Shahani Engineering College (TSEC)
Pune:
College of Engineering, Pune (COEP)
Vishwakarma Institute of Technology (VIT)
MIT World Peace University (MIT-WPU)
Bharati Vidyapeeth Deemed University College of Engineering
Chennai:
SSN College of Engineering
SRM Institute of Science and Technology
Sathyabama Institute of Science and Technology
Hindustan Institute of Technology and Science
Delhi:
Delhi Technological University (DTU)
Netaji Subhas University of Technology (NSUT)
Indraprastha Institute of Information Technology, Delhi (IIIT Delhi)
Maharaja Agrasen Institute of Technology (MAIT)

Milind Vadjikar |125 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Sep 13, 2024

Question by ANIMESH - Sep 13, 2024Hindi

Money

In New Tax Scheme, How Can a Private Job Person Save Tax by Himself?

Ans: In new tax regime no deductions are applicable, except 25 K extra standard deduction as opposed to 50K allowed in the old regime.

In case you happen to be in the 30% bracket, thumb rule is if your deductions are more then 3.75 Lacs then Old Regime is suitable else new regime is more optimal.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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