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Nayagam P

Nayagam P P  |3863 Answers  |Ask -

Career Counsellor - Answered on Oct 28, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Oct 04, 2024Hindi
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Career

I'm 45 and feeling stuck in my career. Despite my experience, I'm not receiving any calls from recruiters or job platforms. I have an MBA and a degree in Fashion Design from NIFT, with a background in fashion retail and manufacturing. My roles have included being a fashion designer, production planning, and I even attempted my own venture, though it didn't succeed. What are my options now?

Ans: Dear Sir, It is recommended that you (1) fine-tune your resume with keywords, (2) display your job profile (up to this point) in terms of quantity, range, and scale in your resume, (3) if you already have a LinkedIn account, fine-tune it with keywords as well, and (4) include job alerts in order to receive notifications of vacancies to apply for. (5) Connect with professionals in the same field as you. (6) Conduct research on the fashion industries, visit their websites, and directly apply. (7) Another option is to try to find former colleagues. All the BEST for Your Prosperous Future, Sir.

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Abhishek

Abhishek Shah  | Answer  |Ask -

HR Expert - Answered on Apr 20, 2023

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Hello, I am 48 and working since 1996. Have worked with Airtel for 11 plus years and also earlier with Hutch and TTSL....majorly into telecom in my total work exp, rose to a DGM level in 2010 at Airtel with a v good CTC but had to leave them in 2017 as Jio the market disruptor had entered and no suitable role was left for me. Am an MBA in marketing and having solid work exp but somehow have not managed to land up a proper job till now ....the pandemic and the lockdown did not help at all !!! Kindly guide me and advice on how can I reboot my career. Thanks a ton, Ani
Ans: Hello Ani,

Based on your experience and education, you have a strong background in the telecom industry. However, I understand that you are facing challenges in rebooting your career.

To start, I suggest updating your resume and LinkedIn profile to showcase your skills and accomplishments in the telecom industry. Highlight your experience in leadership, marketing, and any notable achievements during your tenure with Airtel, Hutch, and TTSL.

Next, consider reaching out to your professional network and former colleagues to explore potential job opportunities in the telecom industry. This could involve attending industry events, participating in online forums and discussion groups, and reaching out to recruiters who specialize in your field.

In addition, you may want to consider expanding your skills and knowledge by taking online courses, attending workshops, or pursuing additional certifications. This can help you stay up-to-date with the latest trends and technologies in the telecom industry and make you a more competitive candidate for job opportunities.

Lastly, it's important to remain optimistic and persistent in your job search. The pandemic has impacted many industries, but the telecom industry remains a vital part of our modern economy. With your experience and education, you have valuable skills to offer potential employers. Keep networking, building your skills, and staying up-to-date with industry trends, and I'm confident you will find a suitable role that meets your expectations.

All the best!

Regards,
Abhishek

..Read more

Shekhar

Shekhar Kumar  | Answer  |Ask -

Leadership, HR Expert - Answered on May 23, 2024

Asked by Anonymous - Apr 21, 2024Hindi
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Career
Hi, I'm a 21 year old BBA graduate. I am confused over what to do next. I want to get a job for financial independence but at the same time, I'm interested in fashion designing. Is it a good choice to change career paths now? Is yes how to be as competent as those graduating with their bachelors in fashion. Please advice.
Ans: It's great that you're thinking carefully about your next steps. Balancing financial independence with pursuing your passion is a common challenge. First, take some time to reflect on your interests and skills. First, take some time to reflect on your interests and skills. Ask yourself: What aspects of fashion design appeal to you the most? Do you have any experience or skills related to fashion design? How strong is your desire to pursue fashion as a career? You might consider starting a job related to your BBA degree while simultaneously pursuing fashion design on the side. This way, you can gain financial independence while slowly transitioning into the fashion industry. To be competitive in the fashion industry, you might need additional education and training. There are many diploma and certification courses in fashion design that you can take to build your skills. Platforms like Coursera, Udemy, and Skillshare offer fashion design courses that can give you a solid foundation. Interning with a fashion house or designer can provide hands-on experience and industry insights. You can also attend fashion shows and industry events and join online communities related to fashion design. Networking can open doors to opportunities and mentorship. Ultimately, the decision should align with your long-term goals and passion. If fashion design is something you’re deeply passionate about, pursuing it can lead to a fulfilling career. However, it's important to be realistic about the challenges and prepare accordingly. Remember, it's perfectly okay to start in one field and transition to another. Many successful professionals have done it. Follow your passion, but plan carefully to ensure a smooth transition. Good luck!

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Milind

Milind Vadjikar  |520 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Oct 28, 2024

Asked by Anonymous - Oct 22, 2024Hindi
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Money
Hello sir. I am 46 have plan to retire in 6 months. Current expenditure 90k including child education two kids with 13 years and 7 years. I have 1 cr fund fd+ 1 cr epf + 30lakh in ppf + 70 lakh in mf. I am expecting every year 3 to 4 lakh as travel additional expense. I need to take care my parents both 70 and 80 age. I have 2 cr asset house. Let me know how much more fund required and how to manage this fund till next 35 years.
Ans: Hello;

You should have a minimum corpus of 5 Cr. in a moderate risk equity savings type mutual fund for eg Kotak equity savings fund.

Then you can begin SWP at the rate of 3% leading to monthly income of around 1.25 L(pre-tax).

Assuming 9% return from the scheme, despite the 3% SWP, the corpus will grow in line with inflation (6%) so as to protect against the same for a long tenure of 35 years. Of course the returns on an average are assumed to be 9% but in reality they could be 12% or even 5% some year.

Your kids will need funds for their higher education in 5 and 10 years timeframe from now which you need to account for, as well.

Get your parents enrolled for Aayushman Bharat scheme as it is now applicable to all senior citizens above 70.

Plus also ensure good term life cover for yourself and family health care policy for all family members including parents.

Ensure 6 months of expense coverage as emergency fund in liquid assets.

Happy Investing;

You may follow us on X at @mars_invest for updates.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

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