विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

Hello Sir, I have secured a JEE Main rank of 28,203, and I'm currently considering Computer Science Engineering at two colleges: IIIT Kota and BIT Mesra (Mesra campus). The closing rank for IIIT Kota is around 31,000, while for BIT Mesra it is around 24,000. Although BIT Mesra is one of my preferred choices, the fees are significantly higher, so I would likely need to take an education loan. On the other hand, my parents can comfortably afford the fees and living expenses for IIIT Kota. Another factor is that IIIT Kota is much closer to my home, whereas BIT Mesra is quite far away. My parents are therefore encouraging me to choose IIIT Kota because it is financially more manageable and closer to home. I'm open to taking an education loan if BIT Mesra would provide a substantially better opportunity, but I want to make the most informed decision by considering academics, placements, return on investment, financial burden, and overall college experience. I would really appreciate your guidance on which option you think would be the better choice and how I should approach this decision. Thank you for your time and guidance.