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Ans: When deciding whether to continue or wait with your current mutual fund investments, consider the following factors:

Performance: Evaluate the performance of each fund over different time periods. Look at their returns compared to benchmark indices and peer funds in the same category.
Fund Objectives: Ensure that the objectives of the funds align with your investment goals and risk tolerance. Review the fund's investment strategy and portfolio composition.
Fund Manager: Assess the track record and expertise of the fund manager managing each fund. A skilled and experienced fund manager can significantly impact fund performance.
Expense Ratio: Consider the expense ratio of each fund, as higher expenses can eat into your returns over time. Compare the expense ratios of your funds with similar funds in the market.
Market Conditions: Take into account the current market conditions and economic outlook. Certain funds may perform better in specific market environments.
Changes in Personal Financial Situation: Evaluate any changes in your personal financial situation or investment goals that may necessitate adjustments to your portfolio.
Review Periodically: Regularly review your portfolio to ensure it remains aligned with your objectives. Consider rebalancing or making changes if needed based on market trends or changes in your financial situation.
By carefully considering these factors and possibly seeking advice from a financial advisor, you can make informed decisions about whether to continue or wait with your current mutual fund investments.

Ans: Hello Vimal,

To begin with, thank you for contacting us. I am happy to hear that your daughter is pursuing her Bachelor of Dental Surgery (BDS). To answer your question first, I would like to tell you that on completing her degree in India, it is possible for your daughter to pursue higher studies or practice dentistry abroad. You would be happy to know that dental graduates from India are presented with many opportunities to further their education or to practice dentistry by a number of countries, including Canada.

I would like to let you know that in order to qualify for licensure in Canada, international dental graduates are generally required to go through a process of assessment and examinations. With an aim to access their abilities and knowledge in the field of dentistry, this procedure may entail exams, and if necessary, further training or education. Nevertheless, remember that the specified prerequisites for each province may differ, and for that reason I would suggest that you conduct an extensive study and comprehend the rules in the province you choose to practice in.

In addition, bear in mind that in numerous nations, including Canada, you can also pursue programs specializing in dentistry, or study further viz., a Master's degree. Although having unique admission standards and requirements, a path to greater specialization and professional growth in the area of dentistry, is offered by these programs. Remember that while it is possible to explore possibilities abroad after earning a Bachelor of Dental Surgery (BDS) from India, I would recommend that you conduct an all-round study on the prerequisites and procedures required to study or practice dentistry in your preferred country.

For more information, you can visit our website.

Ans: Hello Vimal and thanks for writing to me. The funds you are investing in are good funds and you can continue to invest in them.

If you elaborate your goals and risk appetite, I may recommend other schemes.

Ans: Enjoy the ride till it lasts. it is not a long term portfolio stock.

Ans: No income earned by daughter from gift given by father is not clubbed