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Hi mam, I can't getup early in the morning because of my Late night Phone habit. what should I do.

I am a 45 years old Indian living in the US for the past 10 years with the family. Despite having a steady job and a pay which typically is considered high, I end up spending more than my income. My wife also works full time with good pay as well but she thinks it's my responsibility to provide and she just saves all her money in her own accounts. We have multiple properties on both our names including cars but only I pay. I pay for groceries, bills, travel everything. On discussing about the expenses, which I have done multiple times so far, she says I should be ashamed to expect money from a woman. If this continues, I will reach retirement age kind of broke I feel. Also, I will spend sleepless nights thinking about finances until then. Please advice.

Dear Sir, Im running 53 age, basically im BA + PGDHRM Graduate +Computer course Now iam a private company employee working as Sr.Executive office, i have blindly worked 17 years in our existing company without any strong financial benifits. and having low salary. Now I decided to do data science or any company work related course for my better carrier for remaining work period. so, my question is, can i get a better job in any company in this age, and also please inform me which course is better to me for my remaining future. (short term course). Now im working perfectly in MS Office & Tally.etc. please guide.

Hi Anu, I hope you're doing well. I'm a 24 year old girl working as a software engineer. I was in love with a boy in long distance relationship and I met him only once. We both had great understanding, respect on each other. It was all good between us. On February 2023, he called me one day saying that he wants to tell his parents about our love matter. I said okay and asked him what he wanted to do if his family disagrees. He said that he'll wait until his family approves. I was okay with it and he informed to his family. But things started changing after he talked with his family. He wanted to break up with me. I told him many times that I wanted to be with him and don't want to break up. But, he didn't agree. Eventually, we stopped talking with each other. It was hard for me to move on but after few months, i finally decided to move on with my life. Then suddenly he messaged me saying that he wants to get back with me. I didn't agreed as I lost my trust on him. He even informed his family about getting back with me and they were okay with it. He wants to marry me. But, now the problem is I still like him, but I lost trust in him. I wanted to give him a chance but I'm afraid because of past break up with him. I'm confused about what should I do? Anu, can you please suggest me about giving him a chance or moving on with my life?

Hi currently i am doing bsc biotech with also i am doing neet preparation sometimes i feel pressurised i tried my best but due to two at time i get low marks than actual cutoff this year I feel disheartened can you suggest me how to think clearly and boost my self confidence how to work now as i feel like lost

Good morning Madam..I am 57 years old, working as Deputy General Manager in a PSU (Coal industry). I don't fall into sleep atleast for about 90-120 mins after going to bed. Pretty much disturbed sleep even after that. Not more than 3-4 hours of sleep. No habit of afternoon nap too. Usually hit the bed at around 9.15PM. Dinner completes by about 8.15PM. Strict vegetarian and teetotaler. Rarely eat out. Do pranayama for about 15-20 minutes first thing in morning on empty stomach. What should i do to get sufficient sleep? Hari Narayanan

hi sir, my daughter has just got her 10th std results of 67 percent and is very upset.what are her chances of getting into a good reputed girls college in mumbai.what are her career chances in commerce.she want to persue a career in teaching line but is insistent in going for commerce.your advice please

How is my portfolio do you recommend any changes. 1.parag parikh flexi cap 2.nippon small cap 3.sbi blue chip direct pkan 4.kotak small cap. 5.dsp nifty 50

Hello Sir, Currently these are my SIPs. Could you let me know your opinion. Around 68k worth SIP i invest in Axis Bluechip Fund - 5k Pgim India midcap opportunities - 6k DSP global innovation fof - 10k ICICI prudential technology - 8k Axis Small Cap - 10k Nippon India Pharma - 6k Mirrae Asset Emerging Bluechip - 2.5k Parag Parikh Flexi Cap - 10k Kotak Emerging Equity - 4k Motilal oswal nasdaq 100 for - 5k