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Dr Deepa Suvarna |101 Answers |Ask -Follow

Paediatrician - Answered on Jan 27, 2023

Dr Deepa Suvarna is a practising paediatrician with 25 years of experience. She completed her MD in paediatrics from the TN Medical College and BYL Nair Hospital, MBBS from the King Edward Memorial Hospital and Seth Gordhandas Sunderdas Medical College and diploma in child health from the College of Physicians and Surgeons.... more

Question by Utkarsh on Jan 26, 2023Hindi

Health

My five-year-old daughter complains of pain in the legs every night before sleep. She also sometimes complains of pain in the legs right after waking up in the morning. Although she plays and behaves normally during the rest of the day. Is she deficient in some kind of vitamin? She also falls ill very quickly, mostly with fever and throat infection.

Ans: At this age this is a common complaint especially in active kids. Calcium supplements help in some children. A diet rich in leafy vegetables and dairy will also provide calcium , iron and vitamins which would help in improving her immunity. However if she is complaining of localised pain, pain in the knee or ankle joints then she needs to visit an orthopedic doctor.

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.

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Question by RAJENDRA - Feb 22, 2023Hindi

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My10 year old grand daughter suddenly complain pain in her right legs and lower portion of foot , she stopped walking and even walk her movement was zig zag . After few weeks she recovered and given vitamin D and calcium. All her diagnostic results show no abnormality . She went many blood test, gene profile MRI and X ray but no unusual finding was there. now she has many episodes of such pain. She always try to avoid school .Pl suggest and guide. This happen she was studying from home on- line and suddenly when school was open off line after two years .RPT

Ans: Hello Rajendra,
Is the pain even now only on the right leg or both the legs? Is the pain in the right calf muscles? How much is the pain on a scale of 1/10? What brings up the pain? What helps to settle it down? Is she okay at night?
There is no emotional issues at school right?
Leg pain in children can be due to growing pain and usually settles on its own. Massage around the legs can help and hot packs can also help.
However if it is severe enough for her to not want to goto school then please show a orthopedic who deals with children or show to a physiotherapist. They will need to assess. At time there could be muscle triggers which need to be released and the child becomes completely okay.
All the best!

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Dr Hemalata Arora |169 Answers |Ask -Follow

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Question by RAJEEV - Jul 05, 2023Hindi

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My wife is suffering muscle pain in both of the legs & swelling on both of the feet from last one month. She if 46 Yrs old and non diabetic. What should be the reason & treatment?

Ans: Hello. There could be multiple reasons. Increased BP, Varicose veins, simple fluid retention from excess salt consumption. Best to see a physician and figure it out.

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Dr Ashit Hegde |180 Answers |Ask -Follow

Consultant Physician, Internal Medicine and Critical Care Expert - Answered on Jul 25, 2023

Asked by Anonymous - Jul 25, 2023Hindi

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My wife's body aches when she sleeps on cot. Sleeping on floor on mattress she is fine. No any health issue excepr Slip Disc. She is 50 years old.

Ans: Does she use the same mattress on the cot and on the floor. Have her Sr Calcium & Vit D levels been checked.

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Consultant Physician, Internal Medicine and Critical Care Expert - Answered on Sep 21, 2023

Question by Pankaj - Aug 29, 2023Hindi

Health

nerves twiching regulary sometimes in leg, sometime arm or shoulder Is there any vitamin or protein deficiency

Ans: Unlikely. You can get your CBC, B12, Calcium and Vit D3 levels checked however

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Workplace Expert - Answered on Apr 18, 2024

Asked by Anonymous - Mar 09, 2024Hindi

Career

Sir, I'm a student of btech CSE(Artificial intelligence and machine learning) in aktu. Actually when i took admission i didn't get CSE(core branch), so i ended up with this course. Now , I'm confused should i change my branch after the 1st year through your cgp. Or should i stay in this branch. I am afraid of not having enough opportunities in this branch as compared to the CSE(core) in terms of placements. Is that so?

Ans: Hello

If you are having an option to make a change then please do. However continuing in your branch will not have any significant impact on your future prospects...as all the allied streams like AI ML, Data Science have similar subjects like core CS.

All the best.

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Asked by Anonymous - Apr 18, 2024Hindi

Career

Any openings in any online travel company please help me if you can

Ans: Hello

Please note this forum is for advice and not placement consultancy. Kindly approach placement consultants or apply to jobs directly.

All the best.

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Question by Rajan - Mar 28, 2024Hindi

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i have just recently joined our community services and holding official position also there. our community is basically immature and politics driven, few only interested in designation, lack of transparency etc. As far as myself is concern i am only interested to work by system/transparency without any politics. Guide me how to deal with all this.

Ans: Dear Mr.Rajan

At the end we are all humans driven by same set of emotions. You are coming from providing selfless service but not necessary others also think that way...they may have their own agenda.

Once you accept this it will be easier for you to do what you want to do.

Look at yourself as someone who is trying to contribute and not as someone who wants to change other. people.

Do what you can do best without setting expectations from others.

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Question by Anand - Mar 17, 2024Hindi

Money

Hello Sir, I have the following Mutual Funds Investments, request you to let me know if these can be continued with or need to discontinue any of them, also please let me know new good performing funds to invest in. One time investment: (1) ICICI/ India Opportunities Fund - Growth - ?2,50,000, (2) ICICI/ Value Discovery Fund - Growth - ?2,50,000, (3) ICICI / Transporation & Logistics Fund - Growth - ?2,00,000. SIP Monthly: (4) Axis Flexi Cap Fund - Regular Plan - ?5,000, (5) Canara Robeco Emerging Equities - Regular Plan - ?5,000, (6) Aditya Birla SL Focused Equity Fund(G) - â‚15,000, (7) HDFC Mid-Cap Opportunities Fund(G) - ?5,000, (8) ICICI Pru Bluechip Fund(G) - ?5,000, (9) Axis Small Cap Fund - Regular Plan - ?5,000, (10) ICICI Prudential Technology Fund - Growth - ?5,000, (11) L&T Midcap Fund - HSBC Midcap Fund - ?5,000, (12) ICIPRU Multi-Asset Fund - Growth - ?5,000, (13) ICIPRU Value Discovery Fund - Growth - ?5,000. Thank You.

Ans: Your portfolio is diversified but needs periodic review. For one-time investments, assess the performance and alignment with your goals. For SIPs, ensure you're not overexposed to similar sectors or fund styles. Consider consolidating similar fund categories to streamline your portfolio. Always monitor performance and market trends to make necessary adjustments. Consult a financial advisor for personalized guidance.

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Ramalingam Kalirajan |589 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 18, 2024

Question by Pradop - Apr 16, 2024Hindi

Money

My current portfolio is approx 45 Lac in PF, 5 Lac in NPS another 35 Lac in different MF & direct stocks, I am currently investing: 1) PF - Rs 42000 (Including company contribution) 2) NPS - Rs 22000 3) Aditya Birla Sun Life Focused Fund - Growth-Regular Plan - Rs 3000 4) Kotak Small Cap Fund - Direct Plan- Growth - Rs 7000 5) PGIM India Midcap Opportunities Fund - Direct Plan - Growth - 7000 6) Tata Digital India Fund Direct Plan Growth - Rs 10000 7) Nifty50 index fund - Rs 17500 8) Direct Stocks - Rs 10000 9) PGIM India Large cap Opportunities Fund - Direct Plan - Growth - Rs 4000 My goal is around 5 Cr in the next 9-10 years. Kindly advise, I can increase my monthly contribution if needed

Ans: To achieve 5 Cr in 9-10 years, your current investments need to be reviewed and possibly increased. Here's a brief analysis:

PF & NPS: These are good long-term savings. Ensure you're invested in equity-oriented options within NPS for better returns.
MFs & Direct Stocks: Diversified portfolio, but ensure it aligns with your risk profile.
MF SIPs: Consider increasing SIP amounts annually by at least 10-15% to match inflation and meet your goal.
Direct Stocks: Risky, ensure proper research or consider shifting to diversified mutual funds.
New Investments: You can increase monthly contributions across MFs and consider adding more to equity funds for better growth potential.
Review and rebalance your portfolio annually to align with your financial goals and risk tolerance. Consult a financial advisor for personalized advice.

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Ramalingam Kalirajan |589 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 18, 2024

Question by Rahul - Dec 02, 2023Hindi

Money

Sir please review my portfolio I have Parag Parikh Flexicap ,Sbi mid cap & Axis small cap fund each with 5000 rs total 15000 rs per month sip for 25 year's and 10 percent step up every year, I want 10 crores for my retirement is this portfolio Good..? My Age is 33 ????

Ans: Your portfolio with Parag Parikh Flexicap, SBI Mid Cap, and Axis Small Cap funds is diversified across cap sizes, aligning with your long-term goal. With a 25-year horizon and annual step-up, aiming for 10 crores for retirement at 33 is ambitious but achievable with disciplined investing and regular review.

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Mutual Funds, Financial Planning Expert - Answered on Apr 18, 2024

Question by BR - Nov 30, 2023Hindi

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Hi Sanjib..please suggest a few good term insurance options and what all needs to be kept in mind before selecting the right one?

Ans: Here are some factors to consider and popular term insurance options:

Factors to Consider:

Coverage Amount: Choose a coverage amount based on your financial needs and future obligations.
Policy Term: Align the policy term with your financial goals and retirement age.
Premium: Ensure the premium fits within your budget for the entire policy term.
Claim Settlement Ratio: Opt for insurers with a high claim settlement ratio for reliability.
Rider Options: Check for additional riders like accidental death benefit, critical illness, etc., to enhance coverage.

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Question by Amaan - Nov 23, 2023Hindi

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Hello sir , I want to invest lump sum amount of 3 lacs for long terms ( 8-10 years). Risk - Moderate to High.please suggest me where to invest ? Is balanced advantage fund is good for lump sum investment?

Ans: For a moderate to high-risk profile with a long-term horizon of 8-10 years, consider diversified equity funds or balanced advantage funds. Balanced advantage funds dynamically manage asset allocation between equity and debt, aiming to reduce volatility. They can be a suitable choice for lump sum investments given their risk management approach. However, ensure you understand the fund's strategy and past performance before investing. Always consult with a financial advisor to align your investment with your financial goals and risk tolerance.

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Asked by Anonymous - Nov 22, 2023Hindi

Money

Regarding my previous post dated 21Nov.2023 i forgot to add 5637 units in UTI RBP current market value2.24 lac investment will remain for 25 years in my daughter ' s portfolios.

Ans: Including the 5637 units in UTI RBP valued at 2.24 lac, your daughter's investment for 25 years strengthens her portfolio. Regularly monitoring and adjusting based on performance and financial goals will further optimize the investment for her future.

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Mutual Funds, Financial Planning Expert - Answered on Apr 18, 2024

Question by Rajiv - Nov 19, 2023Hindi

Money

Dear Sir,my current expenses are Rs 2.6 lacs per month,how much money do I need to retire considering life expectancy till 100 years ?

Ans: To retire with expenses of Rs 2.6 lacs/month till age 100, you'll need approximately 7.8 crores. This calculation assumes inflation, investment returns, and doesn't account for any other income sources or unexpected expenses. Regularly review and adjust your retirement corpus based on changing financial conditions.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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