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Anu

Anu Krishna  |1530 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 24, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Jun 17, 2024Hindi
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Relationship

hi mam,i am in love with a boy for 6years.i have only my mother with me my father passed away on 2016.one day my mother caught my relationship when me and my boyfriend went for outing.my mother told about my relationship to all my relatives since they have great care for us in our tough times.my relatives called my boyfriend through phone and collected his details.All of them didn't liked him since he is from lower caste,poor economic background also they didnt like his job of mechanical fitter in shipyard.I am preparing for competitive exams for 3 years but didnt get one.now all my relatives blame me for my relationship and treat me like a girl with bad character who always roaming with boyfriend.I love my boyfriends character and he supports me in my studies but i am struggling with exams and not easy for me to get a job.how can i convince my mother and relatives

Ans: Dear Anonymous,
Convincing someone especially if they believe and have decided that your boyfriend is not the right one for you, is a difficult task. My question to you is: How old are you? Are you financially independent?
These two answers will determine how and where you can lead your life. Assuming that you are a major, understand that money is an essential part of life. DO NOT look at your boyfriend earning and then supporting you...is this the reason that your family does not support you? Are they worried about your future?

Love can become impractical and make a person numb in the head; so think first about how the two of you are going to plan your life. Love is not enough to pay bills and start a family. What kind of a job is he going to look for?
But since he is still preparing for his competitive exams, he has a long way to go...You are both young; focus on your studies first...
Maybe when he starts to study further and focus on his life, your family may accept him BUT well caste differences etc, is a very strong belief that can be difficult to overcome.
Start by focusing on studies and making a future first. Who knows, things may get better!

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Anu

Anu Krishna  |1530 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 20, 2025

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Relationship
hi maam im in love with a guy who i met in hyd im 24 years nd he is 28 we both r in love with eachother and wanna marry eachother but the prblm is that i come from a christian family and he comes from a hindu family my mom is not ready to accept him just because he is a hindu and my family r forcing me to get married to a christian guy itself they r mentally forcing me everyday to leave him just because he is a hindu nd our caste is different my family seperated me from him and forcing me to get married to a guy of their choice and in my family there r 16 members who have had love marriages i took help of my relative who also had a love marriage to convince my parents and help us to get married but she is the one who add more fake rumors and more fuel about him that he is doing timepass even if they talk to him in calls they say that he is not lifting our calls at all i have all the recordings but still they r lying to me nd my mom saying that he is not ready to talk about her it became difficult for me to convince them my mom listen to my relatives as they say and so they do i dont have anyone to support me to get married to my bf plz help i wanna marry him only and i see future with him he is the only one who make me laugh play with me like how a dad plays with his daughter i havent got the love from my parents when im getting the love from him they seperated me from him and forcefully bought me to my native place nd not letting me meet or see him im depressed asking my parents to meet him but they r like no we dont like him my parents r not ready to understand and they r saying he is with u only for ur money he also told my relatives that i dont want money but still they r keeping on adding fuel and mentally harrasing me to get married to someone else they r forcefully trying to get me married to someone else i wanna marry him only what should i do plz help i love him so does he
Ans: Dear Niveditha,
What caught my eye was the fact that you seem to have found the love that parents give their children with this person. This is not healthy as you are searching for what you lack in someone else. Work on this...and if this is the reason that you actually are in love with this person, you really need to work it.
Now when it comes to your parents' acceptance, your partner has to put in efforts to win them over and on your part rather than playing this emotionally with them, make your parents see what you see in your partner in terms of traits, qualities etc...And the less you involve family members into this circus, the better. At times, people come to have their share of fun by making things worse...So, be wise about who you involve.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

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Ramalingam

Ramalingam Kalirajan  |8029 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Feb 24, 2025

Asked by Anonymous - Feb 24, 2025Hindi
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Money
Because of social media, people are more aware of mutual funds and the stock market. The inflow of money into these assets is increasing every day. Will this affect returns in the future? Also, should I consider investing in gold ETF?
Ans: Higher Participation Leads to Stability
More retail investors entering the stock market improves liquidity and reduces volatility. This can make markets more stable over time.

Valuation Concerns in the Long Run
When too much money flows into stocks, valuations may rise beyond fundamentals. This can lead to lower future returns or market corrections.

Fund Manager Challenges
Large inflows into mutual funds can make it harder for fund managers to find undervalued stocks, potentially reducing the alpha (excess returns) they generate.

Sector and Thematic Boom
More awareness can cause temporary bubbles in popular sectors. Investors should be cautious and stay diversified.

Should You Invest in Gold ETF?
Gold is a Hedge, Not a Growth Asset
Gold protects against inflation and currency fluctuations but does not generate high long-term returns like equities.

ETFs vs. Physical Gold
Gold ETFs are better than physical gold as they offer liquidity, no storage costs, and easy tracking of market prices.

Portfolio Diversification
A small allocation (5-10%) in gold ETFs can act as a hedge, but over-investing in gold can limit wealth creation.

Final Insights
Stock market returns may moderate in the future, but equities remain the best long-term wealth creator.

Avoid sector hype and focus on active fund management for better risk-adjusted returns.

Gold ETFs are useful for diversification but should not be the core of your portfolio.

Continue SIPs in actively managed mutual funds and adjust allocation based on goals.

Best Regards,

K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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