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Tejas Chokshi | Answer |Ask -Follow

Tax Expert - Answered on May 27, 2023

CA Tejas Chokshi has over 20 years of experience in financial planning, income tax planning, strategic and risk advisory, banking and financial products and accounting and auditing.
He is an information system auditor, a forensic auditor and concurrent bank auditor.
Chokshi, who has a master’s degree in management, audit and accounting from Gujarat University, has completed his CA from the Institute of Chartered Accountants of India.... more

Asked by Anonymous - May 27, 2023Hindi

Money

which step up SIP is the best

Ans: The "best" step-up SIP will depend on your personal financial circumstances, investment objectives, and risk appetite.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Latest Questions

Nayagam P P |11090 Answers |Ask -Follow

Career Counsellor - Answered on Apr 24, 2026

Question by Swarupa - Apr 24, 2026Hindi

Career

My son got 96.45 percentile with an eqs rank of 8180. What are his chances into VIT, IIIT and suggest branches with colleges keeping his future in mind

Ans: Swarupa Madam, With an EWS rank of 8,180 and a 96.45 percentile, your son has a good chance of admission to several NIT, IIIT, and GFTI programs. However, securing top CSE seats at premier NITs and IIITs remains challenging. Recent JoSAA data shows that IIITM Gwalior's CSE closes around rank 8,044 in the general/all-India category, while ECE and related branches at newer IIITs often close at higher ranks, making them more attainable options. For NITs, CSE admission at top campuses is highly competitive, but ECE or other lower-demand branches at newer NITs and GFTIs could be realistic.

For VIT Vellore or Chennai, CSE admission depends on a strong VITEEE rank, as JEE Main ranks are not considered there.

It is advisable to keep backup options such as IIITM Gwalior, IIIT Nagpur, IIITDM Jabalpur, NITs for lower-demand branches, and reputable private colleges like VIT, LNCT, SGSITS, and LNMIIT, depending on the entrance exam route.

I also recommend reviewing JoSAA opening and closing ranks from the last 2-3 years to gain deeper insights and better understand admission trends. ALL the BEST for Your Son's Prosperous Future!

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Asked by Anonymous - Apr 24, 2026Hindi

Career

Hello sir I m from MP my daughter has got 89.66percentile OBC NCL it's possible to get admission in NIT or IIIT

Ans: She has a chance at a lower-ranked NITs or several IIITs, especially in less competitive branches or via home-state quota.

Good luck.
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Radheshyam

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Question by Rajesh - Apr 24, 2026Hindi

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my son has got 96.51 percentile and 54882 rank in general and home state madhya pradesh. kindly suggest for nit and iiit.Also suggest private college

Ans: Rajesh Sir, With your son's rank, securing a CSE seat in NITs or IIITs is highly unlikely, as recent JoSAA data shows that closing ranks for top and mid-tier CSE programs are much lower. Even many ECE seats at IIITM Gwalior close well before this rank. Realistically, government college options would be limited to lower branches in newer NITs or GFTIs, or ECE/IT-type branches in select newer IIITs, rather than CSE at better institutes. For Madhya Pradesh, IIITM Gwalior remains an option for non-CSE branches, but CSE is out of reach at this rank. Additionally, please review the JoSAA opening and closing ranks from the last 2-3 years to gain further insights and better understand admission trends.

As backup, strongly consider private colleges such as VIT Bhopal, LNCT Bhopal, SGSITS Indore, and other private CSE programs in MP, which offer broader admission ranges and better practical chances. ALL the BEST for Your Prosperous Future!

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Question by Sreenivas - Apr 24, 2026

Career

Hello Sir, My son got 23,568 AIR in JEE Mains and 98.652 percentile. We hail from Telangana state. Please let us know whether my child can secure a seat NIT warangal in either ECE or CSE or please let us know the top IIITs where he can secure cse or ECE seat. Thanks & Regards Sreenivas Chittiprolu

Ans: Sreenivas Sir, Your son might get NIT Warangal ECE Branch, but CSE is extremely unlikely at AIR 23,568. NIT Warangal’s 2024 open-category closing ranks were about 1,899 for CSE and around 4,979–5,099 for ECE, while 2023 last-round cutoffs still stayed well within the low thousands for these branches. So, for a Telangana home-state candidate, ECE at NIT Warangal is possible only if the final round stretches, but CSE is not realistic. For top IIITs, CSE is generally too competitive, but ECE may be possible in newer or mid-tier IIITs such as IIITs in Guwahati, Sri City, Kota, Sonepat, Una, or similar depending on round and category trends. Additionally, please review the JoSAA opening and closing ranks from the last 2-3 years to gain further insights and better understand admission trends. If possible and desired, consider selecting 2-3 reputable engineering colleges as backup options through State Engineering Counselling, especially if your son is primarily targeting the CSE or ECE branches. ALL the BEST for Your Son's Prosperous Future!

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Question by Yuvananth - Apr 24, 2026Hindi

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My percentile is 93.88 in jee mains can I get admission in any nit or iiits ?

Ans: Moderate Chances with lower NITs and newly formed IIITs with lower branches. Keep other options as a backup.

Good luck.
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Asked by Anonymous - Apr 24, 2026Hindi

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My jee mains crl rank was 40905, what should I choose between mechanical in nit Hamirpur or cse/ece in iiits like kota/pune/Vadodara/nagpur/sri city

Ans: Choose IIIT CSE/ECE over NIT Hamirpur Mechanical unless you’re genuinely interested in core engineering

Good luck.
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Radheshyam

Nayagam P P |11090 Answers |Ask -Follow

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Asked by Anonymous - Apr 23, 2026Hindi

Career

sir i got 49360 rank in jee main in ews cateogry and crl rank is 325000 can i get iiits or nits or gfits in cse

Ans: You have not mentioned your home state. Anyway, please note, with EWS rank 49,360 and CRL 3,25,000, CSE in NITs, IIITs, and GFTIs is very unlikely because recent JoSAA and CSAB cutoff trends show CSE closing ranks are usually much better than this, and even many IIIT CSE seats close below your range. Your better chances are in lower-demand branches at newer NITs or GFTIs or in non-CSE branches such as Mechanical, Civil, Production, or Metallurgy if you want a government seat. The sensible backup plan is to apply in all JoSAA and CSAB rounds, keep newer NITs and lower-demand branches open, and also prepare strong state counselling and private-college options. If your goal is specifically CSE, a good private university may be a more realistic path than waiting for a highly competitive government seat. ALL the BEST for Your Prosperous Future!

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Question by Kartikeya - Apr 23, 2026Hindi

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Hello sir I got 47919 ews rank and I am from uttar pradesh will I get Cse in any up colleges through home state quota in csab or uptac like hbtu in my city kanpur or iet Lucknow?

Ans: Kartikeya, With an EWS rank of 47,919 and Uttar Pradesh domicile, securing a CSE seat at HBTU Kanpur or IET Lucknow through UPTAC or CSAB is highly unlikely, as recent cutoffs for these colleges have been significantly better than this rank. Similarly, CSE admission to NITs, IIITs, and GFTIs is not realistic at this rank, even considering home-state or reserved-category seats, since CSAB closing ranks for CSE in many such institutions are much lower.

Better backup options include pursuing other branches such as Electrical Engineering, ECE, Mechanical, or Chemical at HBTU, IET, or other UP government colleges. Alternatively, you may consider private colleges in Uttar Pradesh through UPTAC for CSE, AI, or IT programs. If securing a government seat is a priority, it is advisable to focus primarily on non-CSE branches and treat a branch change as a secondary option. ALL the BEST for Your Prosperous Future!

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Question by Prince - Apr 24, 2026Hindi

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My son got 87 percentile in JEE Main and has 202681 ranks in general category and 97.1% marks in intermediate from Telangana. Please suggest me that I can get admission in CSE and ECE branch in IIITs and good private university with good placement record and can also get admission in any government university.

Ans: Chances of CSE/ECE @ Top NITs/IIITs are Nil. Target good private universities like VIT or SRM and consider state govt colleges in Telangana via the board quota.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |6991 Answers |Ask -Follow

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Asked by Anonymous - Apr 24, 2026Hindi

Career

Hello Sir, My son (Genral from Mumbai)got 32176 rank in Mains Would like to pursue ECE or EEE/EE Branch Please suggest good option for Lower NIT Or IIITS Also guide lower NIT EE Vs IIIT ECS HOWS IIIT nagpur or Surat

Ans: Prefer ECE @ IIIT Nagpur/Surat over lower NIT EE.

Good luck.
Follow me if you receive this reply.
Radheshyam

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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