Confused retiree: Which form to use to exempt my pension from PF contributions?

Ans: IISER is a good college. Especially true if you have interest in research.

Ans: The Merger in 2005 into Jsw Steel decrease the shares to 80 and then stock split of jsw steel in 2017 makes it 800.
ab aap jsw steel ka jo price hain usse multiply kijiye, value aapko pata chal jayegi.

plz note: this calculation is based on information available on public domain. The correct calculation will be done by Kfintech who are the registrar for this issue. I would suggest connecting with them and get the right information.

Ans: Ajay, MSRIT’s CSE (AI & ML program is NBA-accredited, holds an NAAC A+ grade, and secured the #75 rank in NIRF 2024 Engineering. Its dedicated AI/ML labs, PhD-qualified faculty, and industry-aligned curriculum yield a 95% placement rate over the last three years with a median package of ?8 LPA. BMSCE’s core CSE is NBA-accredited, NAAC A++-graded, and placed within the NIRF 151–200 band in 2024, offering robust programming and research facilities. Its CSE placement rate averaged 74% over the past three years with a median package of ?9 LPA. Both institutions feature modern infrastructure, active MoUs, and committed placement cells, yet MSRIT provides deeper AI/ML specialization and higher placement consistency, while BMSCE delivers broader core-CS foundations and stronger median compensation.

Recommendation:
Considering superior AI/ML focus, higher placement consistency, stronger NIRF ranking, and cutting-edge research environments, MSRIT’s CSE (AI & ML) is the optimal choice, whereas BMSCE’s core CSE remains a solid alternative for a comprehensive computer-science foundation. All the BEST for a Prosperous Future!

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Ans: MNNIT Allahabad’s CSE program is AICTE and NBA-accredited, staffed by PhD-qualified faculty, and hosts modern CS and AI labs; it achieved a 94.47% CSE placement rate and an average package of INR 28.38 LPA over the last three years. NIT Calicut’s CSE branch, NAAC A and NBA-accredited, offers comprehensive programming and research facilities, recording a 96.77% placement rate with an average package of INR 12.41 LPA in 2024. IIIT Allahabad’s IT programme, an Institute of National Importance, delivers specialized IT infrastructure and small cohort mentoring, securing a 97.91% BTech placement rate and an average package of INR 33 LPA in 2025. Each institution meets key benchmarks—robust accreditation, experienced faculty, advanced infrastructure, industry collaborations and positive graduate outcomes—yet differ in average compensation, placement breadth and research orientation.

Recommendation: Given its higher average salaries, status as a national-level institute, and focus on IT, IIIT Allahabad’s IT program is the best option, followed by MNNIT Allahabad CSE for its good salary growth and balanced mix of research and industry; NIT Calicut CSE is ideal for those wanting high placement rates in a well-rounded NIT environment. All the BEST for a Prosperous Future!

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Ans: Can look at the IIMs. IIM K, IIM I do have executive MBA courses. But a little expensive. Check if it is really a value addition. Else you can choose online MBA which are not expensive like Symbiosis, NM, etc.

Ans: Shama Madam, With a JEE Main percentile of 98.57 (All-India rank 21 941), your son's seat in IIIT Bhopal for Computer Science & Artificial Intelligence is secure given its CSAB 2024 closing rank of 26 625 for CSE. Beyond IIIT Bhopal, multiple central institutes accept ranks around 20–30 000 for CSE under All-India quota, offering stronger brand value and infrastructure. IIIT Guwahati admitted CSE students up to rank 24 561, IIIT Pune closed CSE at 18 979 in Round 5, IIIT Ranchi’s CSE cutoff reached 36 246, IIIT Dharwad admitted up to rank 41 608, and IIIT Kota accepted CSE at 38 000. Among NITs, only a few remote campuses (e.g., NIT Goa CSE OBC-NCL at 109 017) admit far higher ranks, rendering CSE at mainstream NITs unlikely. GFTIs such as Assam University–Silchar and NIELIT Aurangabad offer CSE and related electronics programmes with closing ranks above 80 000, but these diverge from core CSE. These options ensure robust AICTE/NBA accreditation, modern labs, experienced faculty and 75–90 percent placement trends.

Recommendation: Considering tier, specialisation and placement potential, IIIT Bhopal remains the foremost choice, followed by IIIT Guwahati for its strong northeastern campus and research focus, IIIT Pune for its urban connectivity and growing industry ties, IIIT Ranchi for its established PPP model and recruiter network, and IIIT Dharwad for its cutting-edge curriculum and emerging tech labs. All the BEST for a Prosperous Future!

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Ans: Dear Anonymous,
You are definitely not overreacting and your friends might be on to something. I am not going to go as far as emotional manipulation but it is definitely unhealthy to constantly compare your partner with your ex. Bringing up your ex is not just demeaning but could also point that he is still not over her. I suggest you confront him about this. Let him know that you do not appreciate the comparison; it isn’t fair to you and it’s not fair of him to expect you to be like someone else, let alone his ex.
If he continues to do the same, or tries to defend his behavior instead of listening to what you have to say, please reconsider the relationship.
Hope this helps.

Ans: Dear Anonymous,
First of all, just saying No should be enough. But I understand what you mean; you want to gently decline the advance. I suggest you politely tell him that you are not ready for that level of intimacy yet and it has nothing to do with how much you feel for him. Also, please do not be ashamed of who you are; whether you are traditional or you are more on the modern side, both are completely fine. And if you need more time to get there, or decide to wait till marriage, that is completely fine too. There is no hard and fast rule that you have to do certain things at a particular time.
Hope this helps.

Ans: Ankush, I think I have already answered your question. Anyway, please note, Admission to Mechanical Engineering at mid-tier NITs via CSAB Special Rounds for an OBC-NCL rank of 15 000 is feasible despite a CRL of 52 , since seat allocation for reserved categories follows the category rank. In CSAB 2024, NIT Durgapur’s Other-State mechanical closing rank was 33 265 (General) and its OBC-NCL seats historically close within the 11 000–12 000 band. NIT Patna’s Other-State OBC-NCL mechanical cutoff stood at 51 338 in Round 1, with Home-State OBC-NCL seats closing around 53 621. NIT Goa’s Other-State OBC-NCL mechanical rank closed at 60 029 in Round 1 and 67 845 in Round 2, showing ample margin for a 15 000 OBC-NCL rank. Similar trends apply to NIT Puducherry and NIT Sikkim, whose OBC-NCL mechanical cutoffs exceed 40 000. IIIT and GFTI mechanical streams typically close at much higher ranks, so GFTIs like NIELIT Aurangabad (Electronics Systems) and Institute of Infrastructure, Technology, Research and Management Ahmedabad (Mechanical) also remain options. A BITSAT score of 199 corresponds to a rank beyond 32 000, falling short of all BITS campus cutoffs for CSE and mechanical, so BITS admission is not possible.

Recommendation: Fill out a maximum of your preferred choices of Insitutes & Branches. With strong prospects at NIT Durgapur, NIT Patna and NIT Goa under OBC-NCL reservations, accept your CSAB choices in mechanical at these institutes. As robust private-college backups in Northern India apply to Manipal Academy of Higher Education (Manipal Campus)(if JEE score is accepted), Jaypee Institute of Information Technology Noida, J.C. Bose University of Science & Technology (YMCA UST) Faridabad, Galgotias University Greater Noida and Chandigarh University, each offering accredited CSE curricula, specialized labs, dedicated placement cells with 80–95% three-year placement consistency, and accessible admission tests. Ensure timely applications to these private institutes while finalizing your CSAB mechanical seat. All the BEST for a Prosperous Future!

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