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Jeevan Anand Plan 149: What is the Average Final Addition Bonus (FAB) or Terminal Bonus?

Ramalingam Kalirajan |9126 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 14, 2025

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by Raj on Apr 14, 2025Hindi

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I wanted to check what is average Final Addition Bonus (FAB) or Terminal bonus for Jeevan Anand plan 149?

Ans: For LIC Jeevan Anand Plan 149, based on past trends:

For policy term 15 to 19 years and sum assured above Rs 2 lakh,
average FAB is usually between Rs 40 to Rs 70 per Rs 1,000 sum assured.

For sum assured below Rs 2 lakh,
FAB may fall to around Rs 20 to Rs 40 per Rs 1,000.

Higher FAB like Rs 75 to Rs 100 generally applies for longer terms (20+ years) and high sum assured.

This still varies based on LIC’s annual surplus and policy terms.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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